Credit Manager Wholesale Credit SME ST

Job Purpose :

To ensure adherence of laid down policy, processes & Procedures at locations managed by
them with the objective of functioning within the defined framework.
To analyze every proposal in detail and ensuring all credit checks are carried out to the
satisfaction.
To ensure adherence of Credit TAT without compromising quality of the portfolio and to
deliver faster decision to the customer
Effective monitoring of vendors like CPA and Stock Auditor to ensure adherence of TAT and
quality
Ensuring co-ordination between other stakeholders for smooth functioning of all departments
in the interest of the Bank

Job Responsibilities(JR) :

Portfolio Management Working Capital Products
TAT Management

Monitoring of vendor performance
Adherence of Credit Policy & Processes
MIS Analysis
Compliance, Audit and CRU requirements .

Educational Qualifications :

• Chartered Accountant • MBA from reputed Institute

Experience Required :

• Minimum experience in years 1 yr for ST-CM and 5 years for LT-CM • Exposure to banking preferable