Credit Manager- Meerut

Role & responsibilities: :

• Evaluation of Proposals put up for recommendation / approval as per credit policy.
• Customer visit and discussions to assess the loan requirement.
• Customer business and income assessment.
• Understanding the business thoroughly for self-employed non-professional profiles.
• Ascertaining and Validating the revenue streams and expenditure of the business.
• Should be able to see through the potential risks of the proposal.
• Should have ability to do due diligence without sufficient and formal documents / data.
• Files Checking as per Credit Policy.
• Risk Analysis related to case & Client.
• Maintaining quality of credit information, underwriting standards and presentation.
• PDD and Portfolio Management.
• Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
• Handling Disbursement officers for process.
• Accuracy of work and timeline adherence.

Preferred candidate profile: :

Qualification: Qualified CA

Experience: 2-6 Years