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62 Aavas Financiers Jobs

Credit Manager- Baghpat & Anupshahr

2-6 years

₹ 3 - 6L/yr

Anupshahr, Meerut, Baghpat

5 vacancies

Credit Manager- Baghpat & Anupshahr

Aavas Financiers

posted 19d ago

Job Description

Job Description: Credit Manager

Designation: Credit Manager

Qualification: Qualified CA

Experience: 2-6 Years

Key Roles and Responsibilities:

  • Evaluation of Proposals put up for recommendation / approval as per credit policy.
  • Customer visit and discussions to assess the loan requirement.
  • Customer business and income assessment.
  • Understanding the business thoroughly for self-employed non-professional profiles.
  • Ascertaining and Validating the revenue streams and expenditure of the business.
  • Should be able to see through the potential risks of the proposal.
  • Should have ability to do due diligence without sufficient and formal documents / data.
  • Files Checking as per Credit Policy.
  • Risk Analysis related to case & Client.
  • Maintaining quality of credit information, underwriting standards and presentation.
  • PDD and Portfolio Management.
  • Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
  • Handling Disbursement officers for process.
  • Accuracy of work and timeline adherence.

Desired Candidate Profile:

  • Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)
  • Understanding of local business and micro economy
  • Keen understanding and focus on risk, controls, compliance and regulatory framework
  • Strong analytical & communication skills (written & verbal)
  • Preferably CA/ ICWA/ MBA Finance / PG - Commerce)
  • Ability to build, coach and mentor high performance oriented teams
  • Should have good knowledge of Risk Related to Business.
  • Good client servicing skills.
  • Good financial analytical skills, communication skills.

Employment Type: Full Time, Permanent

Read full job description

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What people at Aavas Financiers are saying

3.7
 Rating based on 80 Credit Manager reviews

Likes

I've been working as a Credit Manager at Aavas Financiers Limited since May 2023, and it's been an incredible journey so far! The company's senior leadership team provides exceptional guidance and support, fostering a culture of growth and development. Our team's collaborative spirit and open communication make problem-solving effor..Read More

  • Salary - Good
  • +6 more
Dislikes

Nothing, but company can introduce 5 day week so employee can work more efficiently and maintain social relations also

Read 80 Credit Manager reviews

Credit Manager salary at Aavas Financiers

reported by 269 employees with 1-10 years exp.
₹2.6 L/yr - ₹8.5 L/yr
25% less than the average Credit Manager Salary in India
View more details

What Aavas Financiers employees are saying about work life

based on 1.8k employees
51%
80%
54%
98%
Flexible timing
Monday to Saturday
Within city
Day Shift
View more insights

Aavas Financiers Benefits

Submitted by Company
Health Insurance
Cafeteria
Work From Home
Team Outings
Education Assistance
Soft Skill Training
Submitted by Employees
Health Insurance
Job Training
Soft Skill Training
Team Outings
Work From Home
Free Transport +6 more
View more benefits

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