Portfolio Analytics Analyst 2

Essential Job Functions

• Create and Design - Design s , create s , evaluate s , optimize s , and deliver s quantitative and qualitative offerings in relation to the attributes and behaviors of the end customer. (Including, but not limited to, custom demographic, geographic, financial and lifestyle profiles; transactional, shopping and interaction activities; behavior hypothesis testing, data mining and customized reporting/analysis.) P articipates in strategic projects to identify enhancements to the Portfolio Analytics processes and offerings that have a positive impact on Bread Financials ability to deliver relevant marketing and create enduring loyalty. Applies knowledge of Microsoft Office tools such as Word, Excel, PowerPoint, and Teams to execute daily work.

• Review and Evaluate - Extract s data from a variety of customized sources, with a number of tools. A quantitative background is necessary to effectively navigate and pull logical meaning around the data. U nderstand s how to find/extract the needed data (Design), structure the output (Create), understand what it means and implies (Evaluate), turn the data into information ( Optimize) and provide the results/recommendations (Deliver) directly to internal partners (Client Sales, Marketing, Operations) and 3rd Parties (Brand Partners, Vendors, Sister Companies) to directly impact business decisions.

Reports to

• Manager or above

Working Conditions/ Physical Requirements: Normal office environment

Direct Reports : 0

Minimum Qualifications :

• Bachelor s degree in statistics, mathematics, computer science, information systems, economics, finance, marketing, business or related field of study.

• 2+ years of experience analyzing marketing performance, driving marketing and business decisions through data extracts, queries and actionable insights.

• Experience with Data Mining Tools (SQL, SAS) and business analysis.

Preferred Qualifications :

• Master s degree in statistics, mathematics, computer science, information systems, economics, finance, marketing, business or related field of study.

About Bread Financial

At Bread Financial, you ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We ve been consistently recognized as a best place to work nationally and in many markets and we re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial (NYSE: BFH) is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive suite of payment solutions that includes private label and co-brand credit cards and Bread Pay buy now, pay later products. Bread Financial also offers direct-to-consumer products that give customers more access, choice and freedom through its branded Bread Cashback American Express Credit Card , Bread Rewards American Express Credit Card and Bread Savings products.

Headquartered in Columbus, Ohio, Bread Financial is powered by its approximately 7,000 global associates and is committed to sustainable business practices. To learn more about Bread Financial, visit breadfinancial.com or follow us on Facebook , LinkedIn , X and Instagram .