Biz2Credit - Head - Product Management (15-17 yrs)

About Biz2Credit:

Founded in 2007, Biz2Credit is committed to transforming business finance.

Backed by top investors and trusted by over 200,000 small businesses, we have become the go-to online platform for securing funding.

To date, we have facilitated over $10 billion in small business loans and financing across the U., helping companies grow and thrive.

About Biz2X:

Biz2X powers digital lending for leading global banks and Indian financial institutions, enabling seamless loan disbursals through our cutting-edge DigiKred platform.

With over INR 3 lakh crore in loans facilitated, Biz2X is redefining lending with AI-driven risk management, automated decision-making, and streamlined processing.

Biz2X is the "One Platform That Does It All"-accelerating loan origination, optimizing risk assessment, and enhancing operational efficiency to help lenders scale with confidence.

About Frontiers of Digital Finance (FDF):

Powered by Biz2X, Frontiers of Digital Finance (FDF) is an exclusive, invitation-only global conference series bringing together 300+ industry leaders-including financial institutions, startups, investors, policymakers, and technologists.

FDF provides a platform to explore emerging trends in digital finance and forge strategic industry connections.

Past events have been hosted in global financial hubs like Miami, Dubai, Riyadh, Abu Dhabi, Mumbai, and New York.

To access session recordings and stay updated, visit the FDF website and follow us on the FDF website and follow the FDF LinkedIn Channel.

Head of Product Management.

Role Overview:

We are looking for a strategic and execution-driven Head of Product Management to lead the development and growth of our lending SaaS platform.

This role requires deep expertise in digital lending, AI/ML-based credit assessment, regulatory compliance, and product-led growth strategies.

The ideal candidate will drive product innovation, roadmap execution, and customer adoption while working closely with cross-functional teams.

Key Responsibilities:

Product Strategy & Leadership:

- Define and execute the product vision, roadmap, and go-to-market strategy for our lending SaaS offerings.

- Drive innovation in AI-driven underwriting, loan origination, credit assessment, BNPL, embedded lending, and risk analytics.

- Ensure products comply with RBI guidelines, credit risk norms, and global lending regulations.

- Collaborate with C-suite, sales, engineering, data science, and compliance to align product goals with business objectives.

Customer-Centric Product Development:

- Engage with banks, NBFCs, digital lenders, and fintech partners to understand market needs and pain points.

- Build a best-in-class Loan Management System (LMS), Credit Decisioning Engine, and Digital Lending Platform.

- Leverage AI, machine learning, and alternative credit scoring to enhance lending efficiency and risk assessment.

- Prioritize scalability, security, and API-first architecture to support integrations with financial ecosystems.

Execution & Go-To-Market (GTM) Strategy:

- Define product pricing, packaging, and positioning to maximize adoption and revenue growth.

- Drive product adoption through UX/UI improvements, self-serve onboarding, and data-driven decision-making.

- Partner with marketing and sales teams to craft compelling narratives, case studies, and thought leadership content.

Data & AI-Driven Decision Making:

- Implement AI-powered insights, automated credit scoring, fraud detection, and predictive analytics.

- Optimize loan origination workflows, credit risk assessment models, and collections automation.

- Monitor KPIs like conversion rates, NPL reduction, and time-to-loan approval to drive continuous improvement.

Team Building & Mentorship:

- Build and lead a high-performing product team consisting of PMs, UX designers, and data analysts.

- Foster a culture of agility, experimentation, and cross-functional collaboration.

Qualifications & Skills:

- 15+ years of experience in product management, preferably in fintech, lending SaaS, or financial services.

- Strong domain expertise in digital lending, loan origination, underwriting models, and credit risk.

- Experience in AI/ML-driven credit assessment, embedded finance, and open banking APIs.

- Deep understanding of regulations, KYC/AML, credit bureau integrations, and lending compliance.

- Proven track record of building scalable SaaS platforms with B2B enterprise adoption.

- Exceptional analytical, problem-solving, and stakeholder management skills.

- Experience working with engineering, data science, and GTM teams in an agile environment.

- Bachelor's or Master's degree in Engineering, Business, Finance, or a related field.

Preferred Experience:

- Experience working with neo-banks, NBFCs, or large financial institutions.

- Exposure to AI-powered risk modeling and alternative credit scoring.

- Familiarity with loan servicing, collections automation, and BNPL products.

Why Join Us?.

- Be at the forefront of fintech innovation in digital lending.

- Work with top banks, NBFCs, and financial institutions to transform lending.

- Opportunity to lead and scale a high-growth SaaS product in a competitive market.

- Collaborate with a passionate, mission-driven team pushing boundaries in fintech.