88 AU Small Finance Bank Jobs

We are hiring smart sales professional on the rolls of AU Bank for the profile of Sales officer & Business Manager in Micro Business Loan vertical

Locations- Bikaner , Nokha, Kolayat , Shri dungargarh .

Interview Date - 10th-March-25

Timing - 12 Pm to 5 PM

Interview Venue -

AU Small Finance Bank - First Floor Plot No .1 to 5 , Laxmi Vihar Yojna , NH 11 opp. BSNL Colony Jaipur Road Bikaner -334001.

Contact Person - Mr. Ved prakash Chouhan

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Job Responsibilities : :

100% achievement of the assigned targets for sales and collection.

Doing Marketing activities, leafleting, Canopy. Identifying new source of business prospect and areas.

Coordinating with prospective customer and existing customers for sourcing new business .

Serving customer queries and Build up customer relationship and develop brand value in the market.

Attending all the customer queries and providing resolution of their issues accordingly.

Portfolio Management in Co-ordination with Operations & Collection department.

Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs.

Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification.

Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents.

Preparing basic CAM (Credit Appraisal Memo).

Taking reference check of customer from local market and existing customers.

Following policies & procedure as laid down by the company.

Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team.

Awareness, maintaining and stopping the Early Delinquency , Nonstarter cases in portfolio, train the team in order to be goal oriented and action oriented, deciding for the treatment of such cases wisely.

Maintaining least OTC / PDD pendency and timely clearance of the same.

Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH.

Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode.

collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team .

Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case .

Clearing all queries coming from credit , OPS , Legal , Valuation .

Timely submission of daily MIS and sourcing data to reporting authority .

Providing true and fair opinion based on customer's interaction.

Clearing all the queries of the customer and make sure to clear him final ROI , Fees , Charges , and all other terms of the case absolute terms .

Should not involve in any financial/non-financial transaction with the customer.

Maintaining good and decent behavior while dealing with the customer, visiting his property, shop , go down and specially while taking photos of the property and house and surrounding with permission of the customer.

Conducting the customer reference checks with at most sincerity and maturity - so the goodwill of the client should not be hampered or no defame should be there . Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company.

Desired Profile:

Min- 3 Years to 10 Year of experience in sales

Age- Max 40

Should be comfortable with smart phones and computers and able to execute the basic functions on both the platforms, good knowledge of local demographics, Bearing KYC , NOC from other institution ( if coming from another FI/ employer)

Should be preferably from local area having geographical knowledge of the place

Customer Focus, Integrity

Inclination towards Action and Urgency, Dynamic Growth

Hard Work and orientation towards detailing