Analyst-Risk Management

• Analyst will be based out of India, and responsible underwriting credit exposures predominantly for the english speaking markets.
• Fundamental analysis incorporates a thorough review of business, financial, industry and country risks coupled with support from internal and external rating model outputs.
• Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures.
• Analysts will have opportunity to interact with various teams across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.

Desired Skills

• Experience as a credit analyst or underwriter dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
• Thorough understanding of fundamental financial analysis including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations
• Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
• Familiarity with quantitative credit models (such as Moody s RiskCalc, CreditEdge, etc) and knowledge of how to interpret the outputs, and when deviation from the model has appropriate defense
• Comfort with public agency ratings and supporting analysis
• Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
• Experience preparing company-specific and industry-wide credit memorandums

Qualifications

• 0-2 years experience rating and / or underwriting at a leading financial institution or rating agency
• Bachelor s degree from a top tier university with high GPA and a degree (or substantial coursework) in finance, accounting, economics, or statistics
• Chartered Financial Analyst program candidacy a plus
• Proficiency with MS excel, VBA will be a plus

Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities