Yes Bank Vice President Business Development Interview Questions and Answers

Basic English amd Maths

You have to speak in orer to highlight yourself

Q1. Will ask about achievement in previous organization
Ans. Maximum they look for your network and they try to understand how many customers you can get to RBL Bank
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Q1. Knowledge on markets and MF
Ans. Be confident and before gng for an interview plz chk the org. Share value and mkt size, and they will ask best performing funds in the market and types of funds be prepared, and they will ask portfolio management and diversification of funds , and also they will ask u how u profile d customers and on what basis ur gng to diversify d funds ,and just chk the org. Top management seniors names and designation , then RBI...read more
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Just personal know how

Q1. Question about markets
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Discussion on business growth and processing of credit proposals

Q1. How to obtain Credit Rating of an SME customer
Ans. 
Obtain credit rating of an SME customer by analyzing financial statements, credit reports, and industry trends.
• Request financial statements from the SME customer

• Analyze the financial statements to assess the financial health of the SME

• Obtain credit reports from credit rating agencies like Moody's or S&P

• Consider industry trends and economic factors that may impact the credit rating

• Consult with credit analysts or financi
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Q2. How liquidity ratio of a Bank depends their growth? What you mean by vertical growth?
Ans. 
Liquidity ratio of a bank impacts its growth by determining its ability to meet short-term obligations. Vertical growth refers to expansion within the same industry.
• Liquidity ratio measures a bank's ability to meet short-term liabilities with its short-term assets.

• A higher liquidity ratio indicates a bank has more assets readily available to cover its liabilities, which can support growth by providing financial stabili...read more
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Q3. What is rural banking
Ans. 
Rural banking refers to banking services provided in rural areas to cater to the financial needs of the rural population.
• Rural banking focuses on providing financial services to people living in rural and remote areas.

• It includes services like savings accounts, loans, insurance, and other financial products tailored to the needs of rural customers.

• Rural banks often have branches in small towns and villages to ensure ac...read more
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Q4. Who appoint Ombudsman
Ans. 
The Ombudsman is appointed by the President of the country.
• The Ombudsman is appointed by the President of the country.

• The appointment of the Ombudsman is usually based on recommendations from a selection committee.

• The Ombudsman is responsible for investigating complaints against government officials and agencies.

• The Ombudsman serves as an independent and impartial mediator between the government and the public.
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Q5. How to calculate current asset
Ans. 
Current assets can be calculated by adding together all assets that are expected to be converted into cash or used up within one year.
• Calculate current assets by adding together cash, accounts receivable, inventory, and other assets expected to be converted into cash within one year.

• Exclude long-term assets such as buildings or equipment from the calculation.

• Examples of current assets include cash, marketable securitie
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Q1. How much clients/business can you bring with yourself
Ans. 
I have a strong network of clients and can bring in new business through my relationships and expertise.
• I have successfully brought in X number of clients in my previous role by leveraging my network and industry knowledge.

• I have a proven track record of expanding business opportunities through client referrals and networking events.

• I am confident in my ability to bring in new clients and grow the business through stra
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Q2. How soon can you join.
Ans. 
I can join within two weeks of receiving a formal offer.
• I can start within two weeks of receiving an offer.

• My current job requires a two-week notice period.

• I have ongoing projects that need to be wrapped up before I can start.

• I need to relocate and need time to make necessary arrangements.
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