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K.M. Dastur Reinsurance Brokers Interview Questions and Answers

Updated 21 May 2024
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Q1. fwhat is inancial mgmt, prodn mgmtm, orgnatisation mgmgt,? PE ratio, working capiptal, activity ratio?

Ans.

Financial management, production management, and organizational management are business functions. PE ratio, working capital, and activity ratio are financial metrics.

  • Financial management involves planning, organizing, directing, and controlling financial activities of an organization.

  • Production management involves planning, organizing, directing, and controlling production activities of an organization.

  • Organizational management involves planning, organizing, directing, and c...read more

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Q2. what is debt eqity ratio? what is gprotfit

Ans.

Debt equity ratio is a financial ratio that compares a company's total debt to its total equity. Gross profit is the difference between revenue and cost of goods sold.

  • Debt equity ratio = Total debt / Total equity

  • It measures the proportion of a company's financing that comes from debt compared to equity

  • A high debt equity ratio indicates higher financial risk

  • Gross profit = Revenue - Cost of goods sold

  • It represents the amount of money a company has left over after deducting the ...read more

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Q3. What is RDBMS? difference between char and varchar in sql?

Ans.

RDBMS stands for Relational Database Management System. Char is fixed length while Varchar is variable length in SQL.

  • RDBMS stands for Relational Database Management System

  • Char data type in SQL is fixed length

  • Varchar data type in SQL is variable length

  • Char is faster for fixed length data, Varchar is more flexible for variable length data

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Q4. Logic of traffic light functionality

Ans.

Traffic lights use a set sequence of colors to control the flow of vehicles and pedestrians.

  • Traffic lights use red, yellow, and green lights to indicate when vehicles and pedestrians should stop, slow down, or go.

  • The sequence of colors is typically red, yellow, green, and then back to red.

  • Different traffic lights may have different timings for each color depending on the traffic flow and pedestrian activity.

  • Traffic lights may also have sensors to detect the presence of vehicl...read more

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Q5. Logic of elevator operation

Ans.

The logic of elevator operation involves a system of sensors, controls, and algorithms to efficiently transport passengers between floors.

  • Elevators use sensors to detect the presence of passengers and determine their desired floor.

  • Controls process this information and calculate the most efficient route for the elevator to take.

  • Algorithms prioritize elevator assignments based on factors like proximity, floor traffic, and elevator capacity.

  • Elevators may have different modes of ...read more

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Q6. What do you know about US Mortgage

Ans.

US Mortgage is a type of loan specifically for purchasing real estate in the United States.

  • US Mortgage is a loan specifically for purchasing real estate in the United States.

  • Borrowers typically make monthly payments that include principal and interest.

  • Interest rates for US Mortgages can be fixed or adjustable.

  • The loan is secured by the property being purchased.

  • US Mortgages can have different terms such as 15-year or 30-year.

  • There are different types of US Mortgages such as FH...read more

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Q7. What is database?

Ans.

A database is a structured collection of data that is stored and organized for easy access and retrieval.

  • Database is used to store and manage large amounts of data.

  • It allows for efficient retrieval, insertion, and updating of data.

  • Examples of databases include MySQL, Oracle, and MongoDB.

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Interview Process at K.M. Dastur Reinsurance Brokers

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