Verint Systems Operations Specialist Interview Questions and Answers

The 4 C's of underwriting are Capacity, Capital, Collateral, and Character.

• Capacity: Refers to the borrower's ability to repay the loan based on income and existing debts.

• Capital: Represents the borrower's financial stake in the loan, such as down payment or equity.

• Collateral: Assets that can be used to secure the loan in case of default.

• Character: Assesses the borrower's credit history and overall reliability.

• Scenario...read more