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Uvation Credit Analyst Interview Questions and Answers

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Interview questions from similar companies

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Telephonic Call 

(1 Question)

  • Q1. Tell me about your school and college exposure
  • Ans. This is to check our communication skill
  • Answered by Jana Anand
Round 2 - Technical 

(1 Question)

  • Q1. How does a bank analyse the creditworthiness of a company
  • Ans. 

    Banks analyze the creditworthiness of a company by assessing its financial statements, credit history, industry trends, and management team.

    • Evaluate financial statements to assess profitability, liquidity, and leverage ratios

    • Review credit history and payment patterns to determine past credit behavior

    • Analyze industry trends and economic conditions to assess the company's competitive position

    • Assess the management team's ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Communication confidence is important... never give false information... just talk what you know with confidence... have a knowledge on the role a little bit
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Feb 2024. There were 3 interview rounds.

Round 1 - Aptitude Test 

Its an Assessment where they actually ask domain questions, MS - Excel, Email skills and general aptitude

Round 2 - Aptitude Test 

Interview is my 2nd round

Round 3 - Screening round 

(1 Question)

  • Q1. Here they will ask you family background and some basic process questions for name sake. If you already done your interview well then dont fear .If you want to prove you more just answer well and confident...

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident and improve your communication.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Career portal and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Introduction and qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - Be positive and have a sound knowledge of related job
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is OTC and its functions
  • Ans. 

    OTC stands for Over-The-Counter and refers to the trading of financial instruments directly between two parties without the involvement of an exchange.

    • OTC trading is done through a dealer network rather than a centralized exchange

    • OTC markets are less regulated than exchange-traded markets

    • OTC markets include trading of stocks, bonds, derivatives, and currencies

    • OTC trading allows for greater flexibility in terms of contr...

  • Answered by AI
  • Q2. Ageing bucket means and characteristics
  • Ans. 

    Ageing bucket refers to the categorization of overdue debts based on the number of days they have been outstanding.

    • Ageing bucket is used to track the payment status of accounts receivable.

    • It helps in identifying the accounts that are overdue and need immediate attention.

    • The buckets are usually categorized as 0-30 days, 31-60 days, 61-90 days, and 90+ days.

    • The longer the debt remains unpaid, the higher the risk of defau...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the key and answer writing to the point

Credit Analyst Interview Questions & Answers

Wipro user image Bhavesh Hemnani

posted on 9 Jun 2022

I was interviewed before Jun 2021.

Round 1 - HR 

(2 Questions)

  • Q1. Introduction - About yourself
  • Q2. Knowledge about Current Job profile
Round 2 - One-on-one 

(1 Question)

  • Q1. Accounting Knowledge - Lease Liability, Off-Balance Sheet, Related Party Transaction
Round 3 - Assignment 

Spreading of Financial statement in shared format.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Confident and strong to answer all your questions. Also, specify the one you had missed out or pending to solve.

I applied via Naukri.com and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Experience about previous job
  • Q2. Skills which is matching for the role
  • Q3. Interest of an employee for the role

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare as per JD and be calm and answer the questions in a polite way.

I applied via Campus Placement and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Why u want to get this job opportunity
  • Q2. What ur elibijible criteria of qualifications
Round 2 - HR 

(6 Questions)

  • Q1. You'll likely be asked more job-specific questions about how you might approach common challenges you'd face on the job. You might also be asked about your employment preferences such as salary, management...
  • Q2. In your second interview, you’ll likely be asked more job-specific questions about how you might approach common challenges you’d face on the job.
  • Q3. Likely asked more job-specific questions?
  • Q4. How did you know about this job
  • Q5. How u might approach common challenges if you in the job?
  • Q6. Are able for this job or not?

Interview Preparation Tips

Topics to prepare for HDFC Bank Credit Analyst interview:
  • Reasoning appritude test, generaawarness
Interview preparation tips for other job seekers - Be authentic, know yourself—strengths and weaknesses. Be aware of the kinds of job responsibilities and tasks you enjoy and those that you don’t enjoy so much. Know what you are looking for in an employer and position. Focus on opportunities that are a good fit. Be congruent in expressing who you are and your accomplishments on your cover letter, resume, and during the interview. The whole while, be yourself!”
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. What are the component of FS
  • Ans. 

    The components of FS refer to the financial statements, including the balance sheet, income statement, and cash flow statement.

    • Balance Sheet: Shows a company's assets, liabilities, and shareholders' equity at a specific point in time.

    • Income Statement: Summarizes a company's revenues, expenses, and profits over a specific period of time.

    • Cash Flow Statement: Reports a company's cash inflows and outflows during a specific

  • Answered by AI
  • Q2. Scenario based questions

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Sep 2022. There were 3 interview rounds.

Round 1 - Aptitude Test 

Was simple but twisted I gave it during 2018 for ICICI manipal course

Round 2 - Group Discussion 

I was called for interview which happened in coimbatore
Gd was a round table with 2 ICICI officers and we are around 10-12 ppl
One topic was given and we are divided into pros and cons as per seating
One officer was writing score and one officer is observing us
One who gives a bold talk even without a valid point,it means no fear of talking Is considered

Round 3 - One-on-one 

(1 Question)

  • Q1. One to one round is with 3 officers 2 HR and one senior official of ICICI bank Questions was quite simple as it was for freshers no technical questions

I applied via Company Website and was interviewed in Jun 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Tell us about yourself, CA Articleship, ratio based questions ( B/S ratios), Profile of Credit Manager
  • Ans. B/S Ratios (profitability, solvency, Liquidity), Interest Coverage Ratio), Profile of Credit Manager (Role)
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Have a fair idea of ratios, Profile etc. Different types of audit. Don't get too caught up in Financials of bank. Chill and good luck.

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