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Union Bank of India Interview Questions, Process, and Tips

Updated 10 Jan 2025

Top Union Bank of India Interview Questions and Answers

View all 36 questions

Union Bank of India Interview Experiences

Popular Designations

32 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

IBPS examination among 1 Million aspirants

Round 2 - Group Discussion 

GD on social topics like nihility of modern existence

Interview Preparation Tips

Interview preparation tips for other job seekers - Kepp it cool

Deputy Branch Manager Interview Questions asked at other Companies

Q1. Tell me the process of deceased claim in without nominee case?
View answer (7)

I applied via Company Website and was interviewed in Sep 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

Quants, reasoning, English, Forex

Round 2 - One-on-one 

(3 Questions)

  • Q1. Related to graduation
  • Q2. Related to forex management
  • Q3. Related to current affairs

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare well on all topics for both online exam and interview
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed before May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Viva 

(5 Questions)

  • Q1. What are different rates in bank like Repo rate, reverse Repo, CRR
  • Ans. 

    Repo rate, reverse repo rate, and CRR are different rates used by banks to manage liquidity and control inflation.

    • Repo rate is the rate at which the central bank lends money to commercial banks, and is used to control inflation by increasing or decreasing the cost of borrowing.

    • Reverse repo rate is the rate at which the central bank borrows money from commercial banks, and is used to manage liquidity in the banking syst...

  • Answered by AI
  • Q2. What is money laundering?
  • Ans. 

    Money laundering is the process of making illegally obtained money appear to be legitimate.

    • It involves disguising the source of the money through a series of transactions.

    • The purpose is to make the money usable without raising suspicion.

    • Examples include buying and selling assets, creating shell companies, and using cash-based businesses.

    • It is often associated with organized crime and terrorism financing.

    • Money launderin

  • Answered by AI
  • Q3. What do you understand by RBI
  • Ans. 

    RBI stands for Reserve Bank of India, the central banking institution of India.

    • RBI is responsible for regulating the monetary policy of India.

    • It issues currency and manages the foreign exchange reserves of the country.

    • It supervises and regulates the banking sector in India.

    • RBI also acts as a banker to the government and provides credit to various sectors of the economy.

    • It was established in 1935 and has its headquarter...

  • Answered by AI
  • Q4. Who is current RBI governor?
  • Ans. 

    The current RBI governor is Shaktikanta Das.

    • Shaktikanta Das was appointed as the 25th Governor of the Reserve Bank of India in December 2018.

    • Prior to his appointment as Governor, he served as a member of the 15th Finance Commission of India and as the Economic Affairs Secretary to the Government of India.

    • He has also worked in various capacities at the Ministry of Finance and the Planning Commission of India.

    • Under his l...

  • Answered by AI
  • Q5. What is full form of UPI?
  • Ans. 

    The full form of UPI is Unified Payments Interface.

    • UPI is a real-time payment system developed by NPCI.

    • It allows users to transfer money between bank accounts instantly.

    • UPI is based on the Immediate Payment Service (IMPS) infrastructure.

    • It can be used for various transactions such as bill payments, online shopping, and more.

    • Some popular UPI apps include Google Pay, PhonePe, and Paytm.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Written exam is not tough at all for those who study with a little focus. No need to study very hard.

Assistant Manager Interview Questions asked at other Companies

Q1. You are Handling cash operations then how you manage operations with sales ?
View answer (87)

Supervisor Interview Questions & Answers

user image Anonymous

posted on 28 Apr 2021

Interview Questionnaire 

2 Questions

  • Q1. What is debit and credit?
  • Ans. 

    Debit and credit are terms used in accounting to record financial transactions.

    • Debit refers to an entry on the left side of an account, while credit refers to an entry on the right side.

    • Debit is used to record an increase in assets or a decrease in liabilities, while credit is used to record a decrease in assets or an increase in liabilities.

    • Debit and credit are always equal in value and must balance each other out in ...

  • Answered by AI
  • Q2. Which type of loan u can apply what should be the process to apply loan?
  • Ans. 

    There are various types of loans available and the process to apply for a loan depends on the type of loan.

    • Types of loans include personal loans, home loans, car loans, business loans, etc.

    • The process to apply for a loan typically involves filling out an application form, providing documentation such as proof of income and credit history, and waiting for approval.

    • Interest rates and repayment terms vary depending on the...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - We should answer the questions and should be gentle.

Supervisor Interview Questions asked at other Companies

Q1. Self introduction? & what is mean by eCommerce ? How it can do
View answer (10)

Union Bank of India interview questions for popular designations

 Credit Manager

 (4)

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 (3)

 Assistant Manager

 (2)

 Management Trainee

 (1)

 Head/VP/GM-Legal

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 Manager

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 Financial Analyst

 (1)

Manager Interview Questions & Answers

user image Anonymous

posted on 22 Aug 2021

Interview Questionnaire 

1 Question

  • Q1. Asked my bio data profile

Manager Interview Questions asked at other Companies

Q1. There is a chairman of a conglomerate. He has been on the post for 10 years, and is extremely dominating. He treats the various business heads like children, not letting them take any major decision. While the chairman has negatives, he bel... read more
View answer (2)

Get interview-ready with Top Union Bank of India Interview Questions

I applied via Walk-in

Interview Questionnaire 

4 Questions

  • Q1. Legal documents
  • Q2. Home
  • Q3. EC
  • Q4. Tax

Interview Preparation Tips

Interview preparation tips for other job seekers - Documents and

I applied via Company Website and was interviewed before Oct 2020. There were 3 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. Why is that in India,black money is not tamed ?
  • Ans. 

    Black money in India is not tamed due to various reasons including corruption, tax evasion, and lack of effective measures.

    • Corruption: Widespread corruption among government officials and politicians allows black money to thrive.

    • Tax evasion: High levels of tax evasion by individuals and businesses contribute to the accumulation of black money.

    • Lack of effective measures: Inadequate enforcement and loopholes in the legal...

  • Answered by AI
  • Q2. Is privatization is answer to better customer service delivery?
  • Ans. 

    Privatization can improve customer service delivery, but it is not always the answer.

    • Privatization can introduce competition, leading to better customer service.

    • Private companies may have more resources and flexibility to invest in customer service improvements.

    • However, privatization does not guarantee better customer service as it depends on various factors like regulation and accountability.

    • Examples of successful pri...

  • Answered by AI
  • Q3. Why do you choose a PSB?
  • Q4. What is capital cost ?
  • Ans. 

    Capital cost refers to the cost of acquiring or constructing physical assets such as buildings, equipment, and machinery.

    • It is a one-time cost incurred at the beginning of a project or investment.

    • It is also known as initial cost or startup cost.

    • Examples include the cost of purchasing land, building a factory, or buying machinery.

    • It is different from operating costs, which are ongoing expenses incurred to keep the busin...

  • Answered by AI
  • Q5. Why do the govt schemes does not get desired effect
  • Ans. 

    Govt schemes often fail to achieve desired effect due to various reasons.

    • Lack of proper implementation and monitoring

    • Corruption and mismanagement of funds

    • Lack of awareness and education among the target population

    • Inadequate funding and resources

    • Political interference and bureaucratic hurdles

    • Unrealistic goals and targets

    • Lack of participation and involvement of stakeholders

    • Inefficient and outdated policies

    • Inability to ad...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and acquainted with your domain knowledge.

Assistant General Manager Interview Questions asked at other Companies

Q1. It is observed that most of our Indian Bank's NIM is declining over the years. what could be some alternate revenue model for banks for boosting overall income to compensate for the declining NIM?
View answer (2)

Officer Interview Questions & Answers

user image Anonymous

posted on 25 Sep 2022

I applied via Approached by Company and was interviewed before Sep 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Reasoning, Mathematics,English

Round 3 - interview 

(5 Questions)

  • Q1. What do you mean by a Bank?
  • Ans. 

    A bank is a financial institution that accepts deposits from the public and provides loans and other financial services.

    • A bank accepts deposits from individuals, businesses, and other entities.

    • Banks provide loans to individuals and businesses for various purposes such as buying a house, starting a business, or financing education.

    • Banks offer a range of financial services including checking and savings accounts, credit ...

  • Answered by AI
  • Q2. What do you mean by the nationalization of the Bank?
  • Ans. 

    Nationalization of a bank refers to the process of transferring ownership and control of a bank from private to government.

    • Nationalization involves the government taking over a bank and making it a state-owned institution.

    • It typically involves the acquisition of a majority stake in the bank by the government.

    • Nationalization can be done for various reasons, such as to stabilize the banking sector, promote economic growt...

  • Answered by AI
  • Q3. Who nationalized the Banks?
  • Ans. 

    The banks were nationalized by the government.

    • Banks were nationalized by various governments around the world.

    • Nationalization of banks refers to the process of transferring private banks into public ownership.

    • This is often done to ensure stability in the financial system and to promote economic growth.

    • Examples of countries that nationalized banks include India, France, and Argentina.

  • Answered by AI
  • Q4. When were the Banks nationalized?
  • Ans. 

    Banks were nationalized in India in two phases - 1969 and 1980.

    • The first phase of nationalization took place on July 19, 1969, when 14 banks were nationalized.

    • The second phase of nationalization took place on April 15, 1980, when 6 more banks were nationalized.

    • The nationalization was aimed at bringing about social welfare and economic development.

    • The nationalized banks were given the mandate to provide banking services...

  • Answered by AI
  • Q5. What was the purpose of Bank nationalization?
  • Ans. 

    Bank nationalization was done to ensure government control over banks and to promote social welfare.

    • To prevent concentration of economic power in the hands of a few individuals

    • To ensure credit flow to priority sectors like agriculture, small-scale industries, and exports

    • To promote financial inclusion and provide banking services to the unbanked population

    • To prevent bank failures and protect depositors' interests

    • Example...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Union Bank of India Officer interview:
  • Personality Development
  • good aptitude
  • curent affairs
  • think broad
Interview preparation tips for other job seekers - Work hard. The company's development is our development.

Officer Interview Questions asked at other Companies

Q1. Generally Which type of glass use is pharmaceutical industries for parenteral packing????
View answer (4)

I applied via Company Website and was interviewed before May 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. If you are fresher then most questions asked about your subjects of graduation and post graduation. If you already worked for any banking or FI, then questions related to your last job will be asked.

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident. If you dont know anything just frankly say I do no know.

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)

I applied via Company Website and was interviewed before Aug 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Banking affairs

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, answer the knowledge you have acquired throughout.

Assistant Manager Interview Questions asked at other Companies

Q1. You are Handling cash operations then how you manage operations with sales ?
View answer (87)

Union Bank of India Interview FAQs

How many rounds are there in Union Bank of India interview?
Union Bank of India interview process usually has 2-3 rounds. The most common rounds in the Union Bank of India interview process are One-on-one Round, Aptitude Test and Resume Shortlist.
How to prepare for Union Bank of India interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Union Bank of India. The most common topics and skills that interviewers at Union Bank of India expect are Aftersales, Calling, Communication Skills, Convincing Power and Customer Service.
What are the top questions asked in Union Bank of India interview?

Some of the top questions asked at the Union Bank of India interview -

  1. How you utilized your accounting expertise to streamline accounts payable proce...read more
  2. If we receive stock from vendors what are the entries to be mad...read more
  3. How do you prioritize payments and manage cash flow effectively in accounts pay...read more
How long is the Union Bank of India interview process?

The duration of Union Bank of India interview process can vary, but typically it takes about less than 2 weeks to complete.

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Union Bank of India Interview Process

based on 43 interviews

Interview experience

4.1
  
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Union Bank of India Reviews and Ratings

based on 669 reviews

3.9/5

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3.6

Skill development

3.4

Work-life balance

3.7

Salary

4.2

Job security

3.4

Company culture

3.5

Promotions

3.5

Work satisfaction

Explore 669 Reviews and Ratings
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