Upload Button Icon Add office photos

Filter interviews by

The Saraswat Co-operative Bank Junior Officer Interview Questions, Process, and Tips

Updated 13 Jun 2024

Top The Saraswat Co-operative Bank Junior Officer Interview Questions and Answers

View all 6 questions

The Saraswat Co-operative Bank Junior Officer Interview Experiences

9 interviews found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Jun 2023. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. What is full form of IRDAI ? Established on ?
  • Ans. 

    IRDAI stands for Insurance Regulatory and Development Authority of India. It was established on April 19, 2000.

    • IRDAI stands for Insurance Regulatory and Development Authority of India

    • Established on April 19, 2000

    • Regulates and promotes the insurance industry in India

  • Answered by AI
  • Q2. Types of Insurance?
  • Ans. 

    Types of insurance include life, health, auto, home, and disability insurance.

    • Life insurance provides financial protection to beneficiaries upon the insured's death.

    • Health insurance covers medical expenses and treatments.

    • Auto insurance protects against financial loss in case of accidents or theft.

    • Home insurance provides coverage for damage to the home and personal belongings.

    • Disability insurance offers income protectio

  • Answered by AI
  • Q3. What is Digital Banking?
  • Ans. 

    Digital banking refers to the use of online and mobile platforms to conduct financial transactions and manage accounts.

    • Allows customers to access their accounts, transfer funds, pay bills, and apply for loans online or through mobile apps

    • Provides convenience and flexibility for customers to manage their finances anytime, anywhere

    • Offers features such as mobile check deposit, budgeting tools, and real-time account alerts

    • ...

  • Answered by AI
  • Q4. Why cyber security is essential?
  • Ans. 

    Cyber security is essential to protect sensitive data, prevent cyber attacks, and ensure the privacy and safety of individuals and organizations.

    • Prevents unauthorized access to sensitive information

    • Protects against cyber attacks such as malware, ransomware, and phishing

    • Ensures the privacy and safety of individuals and organizations

    • Helps maintain the integrity and availability of data and systems

    • Compliance with regulati...

  • Answered by AI

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Intro , background and family details
  • Q2. Area of interest and previous work experience
  • Q3. How many customers can I bring within 6 months from previous job

Interview Preparation Tips

Interview preparation tips for other job seekers - If you're saraswat Brahmin you're in, other wise anything is possible. The attrition rate is very high in this organisation and over hiring is common because after 2 months you might leave as well
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. Tell me why do you want to join Us
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I was interviewed in Sep 2022.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

200 marks test of Maths, English, Reasoning and GK. 50 marks each

Round 3 - Group Discussion 

Any current topic provided with 10 member in each group

Round 4 - One-on-one 

(4 Questions)

  • Q1. Tell me about yourself
  • Q2. Why you shifting from your pervious job
  • Q3. Why you choose Sarswat bank
  • Q4. Question related banking terminologies

Interview Preparation Tips

Interview preparation tips for other job seekers - to start banking career sarswat bank is good option as exam is very easy and saraswat bank launch 200 vacancies every year.

The Saraswat Co-operative Bank interview questions for designations

 Senior Manager

 (1)

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Aug 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

Reasoning maths English General knowledge

Round 3 - Group Discussion 

Latest current affairs and about your self

Round 4 - HR 

(1 Question)

  • Q1. Salary discussion abd prefer location

Get interview-ready with Top The Saraswat Co-operative Bank Interview Questions

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

It was test conducted by IBPS easier than usual IBPS exams for PUS

Round 2 - HR 

(2 Questions)

  • Q1. How you'll attend customer in a branch?
  • Ans. 

    I will greet customers warmly, listen to their needs, provide assistance, and ensure their satisfaction.

    • Greet customers with a smile and friendly attitude

    • Listen actively to understand their needs

    • Provide assistance and guidance on products or services

    • Ensure customer satisfaction by resolving any issues or concerns

    • Thank the customer for their visit and invite them to return

  • Answered by AI
  • Q2. Tell about yourself?

I applied via Referral and was interviewed in Apr 2021. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Function of RBI
  • Ans. 

    RBI is the central bank of India responsible for regulating the country's monetary policy, issuing currency, and managing foreign exchange.

    • Regulating monetary policy

    • Issuing currency

    • Managing foreign exchange

    • Supervising banks and financial institutions

    • Promoting financial inclusion

    • Conducting research and analysis

    • Acting as a banker to the government

    • Maintaining financial stability

  • Answered by AI
  • Q2. Are you willing to work in out station branch

Interview Preparation Tips

Interview preparation tips for other job seekers - Interviewer doesn't check your knowledge. They test your confidence.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed before Dec 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

IBPS conducts the Exam (MCQ -with negative Marking)-moderate level

Round 2 - Group Discussion 

Listen, Think, then answer. Answer should be to the point. Do not talk unnecessarily, and show off your knowledge.

Interview Preparation Tips

Interview preparation tips for other job seekers - Stay Calm. Listen, Think, Give to the point answers.

I applied via Newspaper Ad and was interviewed before Jul 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

Aptitude test by ibps was taken

Round 2 - Group Discussion 

Topic was given and gd was taken they basically check confidence and overall personality

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and the bank is good in terms of culture but less on the side of wages .

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. Tell me about your self and about banking sector
  • Q2. What is banking
  • Ans. 

    Banking is a financial service industry that deals with managing money, providing loans, and facilitating transactions.

    • Banking involves accepting deposits from customers and lending money to individuals and businesses.

    • Banks also offer services such as checking and savings accounts, credit cards, and investment products.

    • Banking institutions play a crucial role in the economy by providing liquidity, credit, and financial...

  • Answered by AI
  • Q3. What is financial sector
  • Ans. 

    The financial sector refers to the industry that deals with the management of money and other assets.

    • Includes banks, investment firms, insurance companies, and stock exchanges

    • Involves activities such as lending, borrowing, investing, and risk management

    • Plays a crucial role in the economy by facilitating the flow of funds and capital

    • Regulated by government authorities to ensure stability and protect consumers

  • Answered by AI
  • Q4. What is Banking products
  • Ans. 

    Banking products are financial instruments offered by banks to customers for managing their money and achieving financial goals.

    • Savings accounts

    • Checking accounts

    • Certificates of deposit (CDs)

    • Credit cards

    • Loans (personal, auto, mortgage)

    • Investment products (stocks, bonds, mutual funds)

  • Answered by AI
  • Q5. What is Loans and investments
  • Ans. 

    Loans and investments refer to financial transactions where money is lent or invested for a return.

    • Loans involve lending money to individuals or businesses with the expectation of repayment with interest.

    • Investments involve putting money into assets such as stocks, bonds, real estate, or mutual funds with the expectation of generating a return.

    • Both loans and investments carry risks and rewards, and are essential compon...

  • Answered by AI

The Saraswat Co-operative Bank Interview FAQs

How many rounds are there in The Saraswat Co-operative Bank Junior Officer interview?
The Saraswat Co-operative Bank interview process usually has 2-3 rounds. The most common rounds in the The Saraswat Co-operative Bank interview process are Aptitude Test, Group Discussion and Resume Shortlist.
What are the top questions asked in The Saraswat Co-operative Bank Junior Officer interview?

Some of the top questions asked at the The Saraswat Co-operative Bank Junior Officer interview -

  1. What is full form of IRDAI ? Established o...read more
  2. How you'll attend customer in a bran...read more
  3. Why cyber security is essenti...read more

Tell us how to improve this page.

The Saraswat Co-operative Bank Junior Officer Interview Process

based on 3 interviews in last 1 year

Interview experience

3.3
  
Average

People are getting interviews through

based on 7 The Saraswat Co-operative Bank interviews
Company Website
Referral
Job Portal
29%
29%
14%
28% candidates got the interview through other sources.
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates
The Saraswat Co-operative Bank Junior Officer Salary
based on 683 salaries
₹2 L/yr - ₹5.5 L/yr
26% more than the average Junior Officer Salary in India
View more details

The Saraswat Co-operative Bank Junior Officer Reviews and Ratings

based on 118 reviews

3.4/5

Rating in categories

3.3

Skill development

3.0

Work-Life balance

2.5

Salary & Benefits

3.8

Job Security

3.2

Company culture

2.6

Promotions/Appraisal

2.8

Work Satisfaction

Explore 118 Reviews and Ratings
Junior Officer
683 salaries
unlock blur

₹2 L/yr - ₹5.5 L/yr

Deputy Manager
375 salaries
unlock blur

₹3.5 L/yr - ₹10.1 L/yr

Manager
159 salaries
unlock blur

₹5.5 L/yr - ₹20 L/yr

Senior Manager
66 salaries
unlock blur

₹10.5 L/yr - ₹22 L/yr

Branch Manager
57 salaries
unlock blur

₹5 L/yr - ₹17.8 L/yr

Explore more salaries
Compare The Saraswat Co-operative Bank with

Abhyudaya Co-operative Bank

4.1
Compare

Apna Sahakari Bank

4.1
Compare

Thane Bharat Sahakari Bank

4.6
Compare

The Kalyan Janata Sahakari Bank

4.0
Compare

Calculate your in-hand salary

Confused about how your in-hand salary is calculated? Enter your annual salary (CTC) and get your in-hand salary
Did you find this page helpful?
Yes No
write
Share an Interview