40+ BNP Paribas Interview Questions and Answers

As a product manager, I would approach selling a product by identifying the target audience, creating a unique value proposition, and utilizing various marketing channels.

• Identify the target audience and their needs

• Create a unique value proposition that addresses those needs

• Utilize various marketing channels such as social media, email marketing, and advertising to reach the target audience

• Provide product demos or trials to potential customers

• Collect feedback and make necessa...read more

TCS recently announced a partnership with Google Cloud to build industry-specific cloud solutions.

• TCS and Google Cloud will jointly develop cloud solutions for industries such as healthcare, financial services, and retail.

• The partnership aims to help organizations accelerate their digital transformation journey by leveraging the power of cloud technology.

• TCS will also establish a Google Cloud Academy to train its employees on Google Cloud technologies.

• This collaboration highl...read more

Inheritance, polymorphism, and classes are fundamental concepts in object-oriented programming.

• Inheritance allows a class to inherit properties and methods from another class.

• Polymorphism allows objects of different classes to be treated as if they are of the same class.

• Classes are blueprints for creating objects that have properties and methods.

• For example, a Car class can inherit from a Vehicle class, and a SportsCar class can inherit from the Car class.

• Polymorphism allows ...read more

Excess reserve & surplus can be allocated through various methods such as reinvestment, dividends, or debt repayment. Revenue recognition under Ind AS 115 follows a five-step model. Balance sheets of companies differ from banks in terms of assets, liabilities, and capital structure.

• Excess reserve & surplus allocation methods: reinvestment, dividends, debt repayment

• Revenue recognition under Ind AS 115: five-step model

• Differences between company and bank balance sheets: assets,...read more

A diode is an electronic component that allows current to flow in one direction, while a rectifier converts alternating current to direct current, and an amplifier increases the amplitude of a signal.

• A diode is a two-terminal device that conducts current in one direction and blocks it in the opposite direction.

• A rectifier is a device that converts alternating current (AC) to direct current (DC) by using diodes.

• An amplifier is an electronic device that increases the amplitude ...read more

An infinite loop is a loop that runs indefinitely without stopping.

• It can cause a program to crash or freeze.

• It is usually caused by a logical error in the loop condition.

• Example: while(true) { //code }

• Example: for(;;) { //code }

As of 2021, India's GDP growth rate is approximately 9.2% and its dollar value is around $3.05 trillion.

• India's GDP growth rate is one of the highest among major economies.

• The GDP growth rate indicates the rate at which the country's economy is expanding.

• The dollar value of India's GDP represents the total economic output in terms of US dollars.

• The GDP growth rate and dollar value are subject to change as new data becomes available.

The 4 P's of marketing are Product, Price, Place, and Promotion.

• Product: Refers to the goods or services offered by a company.

• Price: The amount customers are willing to pay for the product.

• Place: The location or channel through which the product is made available to customers.

• Promotion: The marketing activities used to communicate and promote the product.

A Business Analyst plays a crucial role in an organization by analyzing business processes, identifying problems, and proposing solutions.

• Analyzing and documenting business requirements

• Identifying and evaluating business problems

• Developing and implementing effective solutions

• Collaborating with stakeholders to gather and prioritize requirements

• Conducting feasibility studies and cost-benefit analysis

• Creating and maintaining project documentation

• Facilitating communication betwee...read more

Need is a necessity or desire for something, while demand is the willingness and ability to pay for it.

• Need is a basic requirement for survival or to fulfill a goal, while demand is the desire for a product or service backed by purchasing power.

• Need is a subjective feeling, while demand is an objective measure of the market.

• Need can exist without demand, but demand cannot exist without need.

• Example: People need food to survive, but not everyone has the demand for expensive go...read more

The current Sensex of India is constantly changing and can be checked on financial news websites.

• Sensex is the stock market index of the Bombay Stock Exchange (BSE) in India.

• It represents the performance of the top 30 companies listed on the BSE.

• As of now, the Sensex is constantly fluctuating due to various economic factors.

• One can check the current Sensex value on financial news websites like Moneycontrol, Economic Times, etc.

Consumer life cycle refers to the stages a consumer goes through in their relationship with a product or service.

• Consumer life cycle consists of five stages: awareness, consideration, purchase, usage, and loyalty.

• During the awareness stage, consumers become aware of a product or service through various marketing channels.

• In the consideration stage, consumers evaluate different options and compare features, prices, and reviews.

• The purchase stage involves the actual transaction...read more

Different ways to inherit a class

• Single inheritance: A class inherits from only one base class

• Multiple inheritance: A class inherits from multiple base classes

• Multilevel inheritance: A class inherits from a derived class, which in turn inherits from another class

• Hierarchical inheritance: Multiple classes inherit from a single base class

• Hybrid inheritance: Combination of multiple inheritance types

A microcontroller is a small computer on a single integrated circuit that contains a processor core, memory, and programmable input/output peripherals.

• Microcontrollers are used in various electronic devices and appliances.

• They are designed to perform specific tasks and are often embedded in systems.

• Examples include microcontrollers used in smartphones, home automation systems, and automotive applications.

There are three types of incidents - High, Medium, and Low. Priority is assigned based on the impact and urgency of the incident.

• High priority incidents are critical and require immediate attention, such as system downtime or security breaches.

• Medium priority incidents are important but not critical, such as performance issues or minor bugs.

• Low priority incidents are minor issues that can be addressed later, such as cosmetic defects or feature requests.

• Priority is determined ...read more

I approach conflicts by actively listening, understanding perspectives, and finding common ground for resolution.

• I listen to all parties involved to understand their perspectives

• I try to find common ground and areas of agreement

• I propose solutions that address the concerns of all parties

• I remain calm and professional throughout the conflict resolution process

• I follow up to ensure that the resolution is effective and sustainable

To design use case, I will follow these strategies

• Identify actors and their goals

• Define system boundaries

• Create a list of use cases

• Prioritize use cases based on importance

• Document use cases with clear and concise descriptions

• Validate use cases with stakeholders

• Update use cases as needed

Ensuring data accuracy in MIS is crucial for making informed decisions, improving operational efficiency, and maintaining credibility.

• Accurate data ensures that decisions are based on reliable information, leading to better outcomes.

• Improves operational efficiency by reducing errors and minimizing the need for rework.

• Maintains credibility of the organization by providing accurate and trustworthy information to stakeholders.

• Inaccurate data can lead to poor decision-making, was...read more

I have successfully managed a complex MIS project involving multiple stakeholders and systems integration.

• Led a team of analysts and developers to design and implement a new MIS system for a large financial institution

• Coordinated with various departments to gather requirements and ensure alignment with business goals

• Managed project timelines, budgets, and resources to ensure successful delivery

• Implemented change management strategies to ensure smooth transition to the new sys...read more

A variable is a value that can change or be assigned a new value during program execution.

• Variables are used to store data in a program

• They have a name and a data type

• Examples include integers, strings, and booleans

• Variables can be assigned a value using the assignment operator (=)

• Their value can be changed during program execution

The various stages of a project in business include initiation, planning, execution, monitoring and controlling, and closure.

• Initiation: defining the project scope and objectives

• Planning: creating a detailed project plan, including timelines and budgets

• Execution: carrying out the project plan

• Monitoring and controlling: tracking progress and making adjustments as needed

• Closure: wrapping up the project and evaluating its success

I will use a combination of methods including interviews, surveys, and observation to elicit requirements.

• Conducting interviews with stakeholders to understand their needs and expectations

• Distributing surveys to gather feedback from a larger group of people

• Observing current processes and workflows to identify areas for improvement

• Using focus groups to gather input from a diverse set of perspectives

• Reviewing existing documentation and data to identify gaps or inconsistencies

• Co...read more

Documents needed in Initiation Phase include project charter, stakeholder register, and initial project plan.

• Project charter outlining project objectives, scope, and stakeholders

• Stakeholder register identifying key stakeholders and their roles

• Initial project plan outlining high-level project timeline and deliverables

Yes, I have knowledge of information requirement gathering.

• I am familiar with various techniques for gathering information requirements such as interviews, surveys, and observation.

• I have experience in identifying stakeholders and their needs, and translating those needs into functional requirements.

• I am skilled in documenting requirements using tools such as use cases, user stories, and process flows.

• I have worked on projects where I have had to gather information requiremen...read more

KPIs of service management include customer satisfaction, response time, resolution time, and incident volume.

• Customer satisfaction: measured through surveys and feedback

• Response time: time taken to acknowledge a service request

• Resolution time: time taken to resolve a service request

• Incident volume: number of service requests received

• Other KPIs may include first call resolution rate, service level agreement compliance, and cost per incident

• These KPIs help measure the effectiv...read more

Different types of margin applicable for F&O position include SPAN margin, exposure margin, and premium margin.

• SPAN margin is the initial margin required to cover potential losses in the position.

• Exposure margin is the margin required to cover potential losses due to adverse price movements.

• Premium margin is the margin required to cover the premium payable on options contracts.

• Other types of margins may include calendar spread margin, volatility margin, and special margin.

A program to add two numbers in any language

• Take input of two numbers

• Add them using the + operator

• Print the result

To drive the incident call, I would follow a structured approach and prioritize based on severity.

• Gather all necessary information about the incident from the caller

• Assess the severity of the incident and prioritize accordingly

• Follow a structured approach to troubleshoot and resolve the issue

• Communicate updates and progress to the caller regularly

• Ensure proper documentation of the incident for future reference

FRD and BRD are both documents used in the business analysis process, but they serve different purposes.

• FRD stands for Functional Requirements Document and focuses on the functional requirements of a system or project.

• BRD stands for Business Requirements Document and focuses on the business needs and objectives of a system or project.

• FRD describes how the system should function from a user's perspective, including features, functionalities, and user interactions.

• BRD outlines ...read more

Business Analyst prepares various documents like BRD, FRD, Use Cases, User Stories, etc.

• Business Requirements Document (BRD) - outlines the business objectives and requirements

• Functional Requirements Document (FRD) - details the functional requirements of the project

• Use Cases - describes the interactions between the system and its users

• User Stories - short, simple descriptions of a feature told from the perspective of the person who desires the new capability

• Process Flow Diag...read more

Requirement gathering in Agile methodology is the process of collecting, analyzing, and documenting requirements from stakeholders.

• Involves collaboration with stakeholders to understand their needs and expectations

• Focuses on user stories, epics, and acceptance criteria

• Continuous feedback and iteration to refine requirements

• Tools like Jira, Trello, or Confluence are often used for requirement management

RTM stands for Requirements Traceability Matrix in a Business Requirements Document (BRD).

• RTM is a document that maps and traces user requirements throughout the project lifecycle.

• It ensures that each requirement is linked to a test case, and vice versa.

• RTM helps in tracking the progress of requirements and ensures all are met.

• It also helps in identifying any gaps or inconsistencies in the requirements.

• Example: In a BRD, each requirement listed will have a corresponding entry...read more

Business modeling is the process of creating a visual representation of a business's structure, processes, and goals.

• It involves identifying the key components of a business and how they interact with each other.

• It helps to identify areas for improvement and potential risks.

• Examples include flowcharts, diagrams, and simulations.

• It can be used to develop new business strategies and improve existing ones.

SLA stands for Service Level Agreement and SLO stands for Service Level Objective.

• SLA is a contract between a service provider and a customer that defines the level of service expected.

• SLO is a target that the service provider sets for itself to meet the SLA.

• SLA and SLO are used to measure the performance of a service.

• SLA and SLO can include metrics such as uptime, response time, and resolution time.

• For example, an SLA for a website may guarantee 99.9% uptime, and the SLO may...read more

Service based software industry focuses on providing services to clients, while product based software industry focuses on developing and selling software products.

• Service based industry involves providing customized solutions and services to clients

• Product based industry involves developing software products to sell to customers

• Service based companies often have ongoing relationships with clients for maintenance and support

• Product based companies focus on creating innovative...read more

Tableau software is used by companies to visualize and analyze data in an interactive and user-friendly way.

• Tableau allows companies to quickly and easily create visualizations and dashboards to gain insights from their data.

• It can connect to a wide variety of data sources, including spreadsheets, databases, and cloud services.

• Tableau's drag-and-drop interface makes it easy for non-technical users to create their own visualizations.

• It also has powerful data analysis capabilit...read more

I was impressed by the innovative marketing campaign launched by Nike for their 'Dream Crazy' ad featuring Colin Kaepernick.

• Nike's 'Dream Crazy' ad sparked controversy and conversation by featuring Colin Kaepernick, a polarizing figure in the sports world.

• The campaign successfully tapped into social issues and resonated with a younger, more socially conscious audience.

• Nike's bold move paid off with increased brand visibility and sales, showcasing the power of taking a stand i...read more

A financial report is a document that summarizes a company's financial performance and activities.

• Financial reports provide information on a company's revenue, expenses, profits, and losses.

• They can be used by investors, analysts, and stakeholders to evaluate a company's financial health.

• Examples of financial reports include balance sheets, income statements, and cash flow statements.

Basic rules of accounting and marketing are essential for business success.

• Accounting involves recording, analyzing, and reporting financial transactions.

• Marketing focuses on promoting products or services to attract customers.

• Accounting follows principles like the matching principle and revenue recognition, while marketing uses strategies like the 4 Ps (product, price, place, promotion).

Sweep Creep is a phenomenon in project management where scope gradually increases without proper control.

• Sweep Creep occurs when additional requirements are added to a project without proper evaluation of impact on timeline and resources.

• It can lead to project delays, budget overruns, and decreased quality of deliverables.

• To prevent Sweep Creep, it is important to have a robust change management process in place and regularly review project scope.

• Example: A client continuousl...read more

Stock market is a platform where publicly traded companies' stocks are bought and sold.

• Stock market is a place where investors buy and sell shares of publicly traded companies

• It provides a platform for companies to raise capital by issuing stocks

• The stock market is influenced by various factors such as economic indicators, company performance, and global events

• Examples of stock markets include NYSE, NASDAQ, and Tokyo Stock Exchange

SDLC process is a structured approach to software development that consists of several phases.

• SDLC stands for Software Development Life Cycle.

• It is a process used to design, develop, and maintain software.

• The process consists of several phases including requirements gathering, system design, coding, testing, deployment, and maintenance.

• Each phase has its own set of activities and deliverables.

• SDLC helps ensure that software is developed efficiently, meets user requirements, a...read more

Power BI is a business analytics tool that provides interactive visualizations and business intelligence capabilities.

• Allows users to create interactive reports and dashboards

• Integrates with various data sources for real-time data analysis

• Offers advanced analytics capabilities like forecasting and clustering

• Enables sharing and collaboration on reports with colleagues

• Provides a user-friendly interface for non-technical users

Yes, I am willing to work in night shifts if required for the job.

• I am open to working in night shifts as needed for the role

• I understand the importance of flexibility in work hours

• I have previous experience working in night shifts, if applicable