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posted on 24 Sep 2015
Code to find factorial of a number
Use a loop to multiply the number with all the numbers from 1 to the given number
Initialize a variable with 1 and multiply it with each number in the loop
Return the final value of the variable as the factorial
A motor is a device that converts electrical energy into mechanical energy to produce motion.
Motors can be categorized into various types such as DC motors, AC motors, stepper motors, and servo motors.
DC motors operate on direct current and are commonly used in applications like electric vehicles and robotics.
AC motors operate on alternating current and are widely used in household appliances and industrial machinery.
S...
I applied via Naukri.com and was interviewed in Aug 2024. There was 1 interview round.
I am a detail-oriented underwriter with 5 years of experience in analyzing risk and determining insurance premiums.
Bachelor's degree in Finance from XYZ University
Certified Underwriter with ABC Institute
Proficient in using underwriting software such as Guidewire
Experience in underwriting various types of insurance policies including property, casualty, and life insurance
I have applied for the underwriting position at XYZ Insurance Company.
I have a background in finance and risk assessment.
I have experience in analyzing financial statements and evaluating insurance applications.
I am familiar with underwriting guidelines and regulations.
I have strong attention to detail and analytical skills.
I am proficient in using underwriting software and tools.
I applied via Company Website and was interviewed in Sep 2022. There were 4 interview rounds.
I applied via Referral and was interviewed before Dec 2020. There was 1 interview round.
I have extensive mortgage experience and have worked for reputable companies in the industry.
I have worked as a Mortgage Underwriter for the past 5 years.
I have experience in reviewing and analyzing mortgage applications, assessing risk, and making lending decisions.
I have worked for XYZ Mortgage Company for the past 3 years, where I successfully underwrote and approved over 500 mortgage applications.
I am familiar with...
I applied via Naukri.com and was interviewed in Dec 2021. There were 3 interview rounds.
posted on 24 Mar 2022
I applied via LinkedIn and was interviewed in Sep 2021. There were 3 interview rounds.
I worked as an Underwriting Analyst at XYZ Company.
Analyzed and evaluated insurance applications to determine risk and coverage
Assessed financial and medical information to make underwriting decisions
Calculated premiums and set policy terms based on risk assessment
Collaborated with underwriters and agents to resolve policy issues
Maintained accurate records and documentation of underwriting activities
I would like to discuss salary expectations further during the negotiation process.
Express willingness to discuss salary expectations further
Highlight the importance of negotiation
Avoid giving a specific salary figure
Focus on the value you can bring to the role
My family background is diverse and multicultural, with members from different countries and professions.
My parents are from different countries, which has exposed me to different cultures and perspectives.
My father is a doctor and my mother is an engineer, so I have been influenced by both the medical and technical fields.
I have relatives who are lawyers, teachers, and entrepreneurs, which has given me a well-rounded ...
I am an experienced Underwriting Analyst with a strong background in risk assessment and financial analysis.
I have a Bachelor's degree in Finance and have been working in the insurance industry for 5 years.
I have expertise in evaluating insurance applications, determining risk levels, and setting appropriate premiums.
I am skilled in analyzing financial statements, conducting market research, and making data-driven deci...
A vendor is a third-party entity that provides goods or services to an insurance company. Vendors play a crucial role in the insurance industry by offering specialized expertise and resources.
Vendors can provide technology solutions for underwriting processes, such as risk assessment tools or data analytics platforms.
Vendors may offer services like claims processing, actuarial analysis, or fraud detection to support in...
I applied via Naukri.com and was interviewed before Oct 2020. There were 3 interview rounds.
Tax return schedules are detailed forms that show specific line items of income, deductions, and credits.
Tax return schedules are used to report specific types of income or deductions, such as rental income or self-employment tax.
They are attached to the main tax return form, such as Form 1040, and provide additional detail.
Examples of tax return schedules include Schedule C for self-employment income, Schedule E for r...
Fannie and Freddie have implemented flexible guidelines due to Co-vid.
Fannie and Freddie have allowed for alternative appraisals and employment verifications.
Borrowers can now defer payments for up to 12 months.
There are also options for forbearance and loan modifications.
These guidelines are subject to change as the situation with Co-vid evolves.
The 4 Cs refer to the key factors that lenders consider when evaluating a borrower's creditworthiness.
The 4 Cs are Character, Capacity, Capital, and Collateral.
Character refers to the borrower's reputation and credit history.
Capacity refers to the borrower's ability to repay the loan.
Capital refers to the borrower's financial resources and assets.
Collateral refers to the borrower's assets that can be used as security f...
Appraisal form numbers for property types
Single Family Residence: Form 1004
Condominium: Form 1073
Multi-Family: Form 1025
Vacant Land: Form 1004
Commercial: Form 1007
Industrial: Form 1007
Mixed-Use: Form 1025
Special Purpose: Form 1007
Assets are considered differently based on their liquidity and volatility.
IRA assets are considered less liquid and more stable, hence 60% is considered
Stocks are more volatile and hence only 70% is considered
Large deposit definition varies based on the bank's policy
This approach helps in assessing the risk associated with different types of assets
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