Kamai Elevators Interview Questions and Answers

Facilities in loan syndication include term loans, revolving credit facilities, and bridge loans.

• Term loans are long-term loans with a fixed repayment schedule.

• Revolving credit facilities provide borrowers with a line of credit that can be drawn upon and repaid multiple times.

• Bridge loans are short-term loans used to bridge the gap between the need for immediate financing and the availability of long-term financing.

• Other types of facilities may include standby letters of cred...read more

The life cycle of loan syndication involves several stages from origination to repayment.

• Origination: The process begins with the borrower approaching a lead arranger or syndicate of lenders.

• Structuring: The lead arranger structures the loan, determining the terms, conditions, and pricing.

• Underwriting: Lenders assess the creditworthiness of the borrower and commit to providing a portion of the loan.

• Syndication: The lead arranger invites other lenders to participate in the loa...read more

Loan syndication is the process of involving multiple lenders to provide funds for a single borrower.

• Loan syndication involves multiple lenders pooling their resources to provide a large loan to a borrower.

• It is commonly used for large-scale projects or acquisitions that require a significant amount of capital.

• The lead bank or arranger coordinates the syndication process, negotiates terms, and distributes the loan among participating lenders.

• Syndicated loans can be structured...read more

Roll over is a term used to describe the action of extending the maturity date of a financial instrument or investment.

• Roll over is commonly used in the context of fixed income securities, such as bonds or certificates of deposit.

• It allows investors to continue holding their investment beyond its original maturity date.

• Rolling over can involve reinvesting the principal and any accrued interest into a new instrument with a longer maturity.

• It can also refer to the process of tr...read more

A custodian is a person or organization responsible for the care, maintenance, and security of a building or property.

• Custodians are responsible for cleaning and maintaining the premises.

• They ensure the security of the building by monitoring access and conducting regular inspections.

• Custodians may also handle minor repairs and maintenance tasks.

• They may be employed by schools, offices, hospitals, or other institutions.

• Examples of custodial duties include vacuuming, mopping, d...read more