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SMC Finance Interview Questions and Answers

Updated 25 Mar 2025

SMC Finance Interview Experiences

Popular Designations

6 interviews found

Software Developer Interview Questions & Answers

user image Himanshu Yadav

posted on 21 Mar 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

20 question asked basic aptitude

Round 2 - Technical 

(1 Question)

  • Q1. Question asked from related tech stack

Software Developer Interview Questions asked at other Companies

Q1. Maximum Subarray Sum Problem Statement Given an array of integers, determine the maximum possible sum of any contiguous subarray within the array. Example: Input: array = [34, -50, 42, 14, -5, 86] Output: 137 Explanation: The maximum sum is... read more
View answer (43)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Light wiring. DB. Dirising. M.DB.dirising
  • Q2. Light wiring.question
  • Q3. D.B. dirising .

Interview Preparation Tips

Interview preparation tips for other job seekers - Light wiring. D.B. dirising. M.DB. dirising. Cable Galanding. Cable trey.
G.I. piping . Pvc piping. Switch and socket
I have mast working.

Interview Questions & Answers

user image Anonymous

posted on 21 Aug 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Aug 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. Normal about our work experience.
  • Q2. Tell us about yourself.
  • Q3. From where you working earlier & why you left the organisation.
  • Q4. Why we should hire you in this organisation.
  • Q5. What was your last drawn salary
Round 3 - Technical 

(2 Questions)

  • Q1. About work profile
  • Q2. Target & achievement
Round 4 - HR 

(1 Question)

  • Q1. Finale salary negotiation part
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Mar 2024, where I was asked the following questions.

  • Q1. Credit analysis
  • Q2. Financial analysis

Senior Manager Credit Interview Questions asked at other Companies

Q1. How many Files do you handle per month and what is average TAT
View answer (11)

SMC Finance interview questions for popular designations

 Senior Manager Credit

 (2)

 Electrical Chargehand

 (1)

 Software Developer

 (1)

 City Head

 (1)

I applied via LinkedIn and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. All credit underwriting process related questions and various industry related knowledge was tested.

Interview Preparation Tips

Interview preparation tips for other job seekers - Since this role was for people having prior experience, all process related and credit and risk analysis related questions were asked. For freshers, knowledge about various industries in SME, Bureau scores and basic credit products and knowledge of 5 C s of credit should suffice.

Senior Manager Credit Interview Questions asked at other Companies

Q1. How many Files do you handle per month and what is average TAT
View answer (11)

City Head Interview Questions & Answers

user image Anonymous

posted on 15 May 2021

I applied via LinkedIn and was interviewed in Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. How will you start the new place

Interview Preparation Tips

Interview preparation tips for other job seekers - You should know the basics of your field

City Head Interview Questions asked at other Companies

Q1. Suppose there are multiple orders of flat tyres in your city at same time, how will you manage your supply?
View answer (1)

Jobs at SMC Finance

View all

Interview questions from similar companies

I applied via Company Website and was interviewed in Mar 2021. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Conflict management
  • Q2. Financial forecasting and vendor management
  • Q3. Alteryx, SQL

Interview Preparation Tips

Interview preparation tips for other job seekers - - Be prepared.
- Read the JD to understand the probable questions.
- Ask your queries and understanding about the requirements.
- Smile
- Be yourself
- Prepare introduction in line with the job

I applied via Naukri.com and was interviewed in Aug 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Check palindrome , anagram of string with O(n)
  • Ans. 

    To check palindrome and anagram of a string with O(n), use a hash table to store character frequencies.

    • Create a hash table to store the frequency of each character in the string.

    • For palindrome, check that no more than one character has an odd frequency.

    • For anagram, compare the hash tables of the two strings.

    • If the hash tables are equal, the strings are anagrams.

    • If the hash tables differ by only one character, the strin...

  • Answered by AI
  • Q2. Optimized solutions and core principles applied in OOPS
  • Ans. 

    Optimized solutions and core principles applied in OOPS

    • Encapsulation, Inheritance, Polymorphism, Abstraction are core principles of OOPS

    • Optimized solutions can be achieved through efficient algorithms and data structures

    • Design patterns like Singleton, Factory, Observer can also be used for optimized solutions

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - They are looking for best possible solutions. and they are not using that in project then also they ask

Skills evaluated in this interview

I appeared for an interview before May 2021.

Round 1 - Coding Test 

(1 Question)

Round duration - 45 Minutes
Round difficulty - Hard

  • Q1. 

    Find the Duplicate Number Problem Statement

    Given an integer array 'ARR' of size 'N' containing numbers from 0 to (N - 2). Each number appears at least once, and there is one number that appears twice. Yo...

  • Ans. 

    Find the duplicate number in an integer array containing numbers from 0 to (N - 2).

    • Iterate through the array and keep track of the frequency of each number using a hashmap.

    • Return the number that appears twice in the array.

    • The duplicate number is always present in the given array.

  • Answered by AI
Round 2 - Coding Test 

(1 Question)

Round duration - 50 Minutes
Round difficulty - Easy

  • Q1. 

    Bubble Sort Problem Statement

    Sort an unsorted array of non-negative integers using the Bubble Sort algorithm, which swaps adjacent elements if they are not in the correct order to sort the array in non-d...

  • Ans. 

    Bubble Sort is used to sort an array of non-negative integers in non-decreasing order by swapping adjacent elements if they are not in the correct order.

    • Iterate through the array and compare adjacent elements, swapping them if they are in the wrong order.

    • Repeat this process until the array is sorted in non-decreasing order.

    • Time complexity of Bubble Sort is O(n^2) in worst case.

    • Example: For input [6, 2, 8, 4, 10], the o

  • Answered by AI
Round 3 - Coding Test 

(1 Question)

Round duration - 60 Minutes
Round difficulty - Medium

  • Q1. 

    Unweighted Graph Shortest Path Problem

    You are tasked with finding the shortest path between two houses in the city of Ninjaland, represented as an unweighted graph. The city has N houses numbered from 1 ...

  • Ans. 

    Find the shortest path between two houses in a city represented as an unweighted graph.

    • Use breadth-first search (BFS) algorithm to find the shortest path in an unweighted graph.

    • Start BFS from the source house and keep track of the shortest path to each house.

    • Once the destination house is reached, backtrack to find the shortest path.

    • Consider using a queue data structure to implement BFS efficiently.

  • Answered by AI
Round 4 - HR 

Round duration - 60 Minutes
Round difficulty - Easy

Interview Preparation Tips

Eligibility criteria7Morgan Stanley interview preparation:Topics to prepare for the interview - Java , spring, aws,azure, Algorithm, computer Architecture, compiler designTime required to prepare for the interview - 6 MonthsInterview preparation tips for other job seekers

Tip 1 : online resources
Tip 2 : cracking the coding interview by Gayle laykemann this is one of the best book for learning the concept at the initial level. Start practicing the approaches mention in the book once done apply the same to similar level pattern questions.
Tip 3 : geeks for geeks start from school level and then move towards easy medium and hard once done practice the previous year questions

Application resume tips for other job seekers

Tip 1 : precise clear concise and well written 
Tip 2 : mentions the skills sets along with the projects

Final outcome of the interviewSelected

Skills evaluated in this interview

I applied via Company Website and was interviewed in Mar 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Reason for job switch. Reason for role switch. Technical role related questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and go with a smile. Do try to connect with the interviewer on a personal level. Know everything about your CV perfectly because they won’t go much beyond that. Be prepared for your new role related questions about how your current skills are transferable to your new job.

SMC Finance Interview FAQs

How many rounds are there in SMC Finance interview?
SMC Finance interview process usually has 2-3 rounds. The most common rounds in the SMC Finance interview process are Resume Shortlist, HR and Technical.
How to prepare for SMC Finance interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMC Finance. The most common topics and skills that interviewers at SMC Finance expect are Area Sales Management, Relationship Management, Territory Sales, Loan against Property and Laptop.
What are the top questions asked in SMC Finance interview?

Some of the top questions asked at the SMC Finance interview -

  1. All credit underwriting process related questions and various industry related ...read more
  2. Light wiring. DB. Dirising. M.DB.diris...read more
  3. Question asked from related tech st...read more

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SMC Finance Interview Process

based on 7 interviews

Interview experience

4
  
Good
View more

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SMC Finance Reviews and Ratings

based on 57 reviews

3.2/5

Rating in categories

2.9

Skill development

3.5

Work-life balance

3.1

Salary

3.0

Job security

3.2

Company culture

2.8

Promotions

3.0

Work satisfaction

Explore 57 Reviews and Ratings
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