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SMC Finance Interview Questions and Answers

Updated 21 Mar 2024

SMC Finance Interview Experiences

Popular Designations

5 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Light wiring. DB. Dirising. M.DB.dirising
  • Q2. Light wiring.question
  • Q3. D.B. dirising .

Interview Preparation Tips

Interview preparation tips for other job seekers - Light wiring. D.B. dirising. M.DB. dirising. Cable Galanding. Cable trey.
G.I. piping . Pvc piping. Switch and socket
I have mast working.

Software Developer Interview Questions & Answers

user image Himanshu Yadav

posted on 21 Mar 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

20 question asked basic aptitude

Round 2 - Technical 

(1 Question)

  • Q1. Question asked from related tech stack

Software Developer Interview Questions asked at other Companies

Q1. Maximum Subarray Sum Problem Statement Given an array of integers, determine the maximum possible sum of any contiguous subarray within the array. Example: Input: array = [34, -50, 42, 14, -5, 86] Output: 137 Explanation: The maximum sum is... read more
View answer (42)

Interview Questions & Answers

user image Anonymous

posted on 21 Aug 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Aug 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. Normal about our work experience.
  • Q2. Tell us about yourself.
  • Q3. From where you working earlier & why you left the organisation.
  • Q4. Why we should hire you in this organisation.
  • Q5. What was your last drawn salary
Round 3 - Technical 

(2 Questions)

  • Q1. About work profile
  • Q2. Target & achievement
Round 4 - HR 

(1 Question)

  • Q1. Finale salary negotiation part

I applied via LinkedIn and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. All credit underwriting process related questions and various industry related knowledge was tested.

Interview Preparation Tips

Interview preparation tips for other job seekers - Since this role was for people having prior experience, all process related and credit and risk analysis related questions were asked. For freshers, knowledge about various industries in SME, Bureau scores and basic credit products and knowledge of 5 C s of credit should suffice.

Senior Manager Credit Interview Questions asked at other Companies

Q1. How many Files do you handle per month and what is average TAT
View answer (11)

SMC Finance interview questions for popular designations

 Electrical Chargehand

 (1)

 Software Developer

 (1)

 City Head

 (1)

 Senior Manager Credit

 (1)

City Head Interview Questions & Answers

user image Anonymous

posted on 15 May 2021

I applied via LinkedIn and was interviewed in Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. How will you start the new place

Interview Preparation Tips

Interview preparation tips for other job seekers - You should know the basics of your field

City Head Interview Questions asked at other Companies

Q1. Suppose there are multiple orders of flat tyres in your city at same time, how will you manage your supply?
View answer (1)

Interview questions from similar companies

I applied via Company Website and was interviewed in Mar 2018. There were 4 interview rounds.

Interview Preparation Tips

General Tips: I am mohd zaffer with three year computer diploma three year work experience in computer center lam interested for this bank job sir you gave me opportunity for this job
Skills: Computer Networking

Intern Interview Questions & Answers

ICICI Bank user image Priyanka Bagree

posted on 3 May 2017

I was interviewed before May 2016.

Interview Questionnaire 

4 Questions

  • Q1. Tell us something which we can't find out from your CV.
  • Ans. 

    I am an avid rock climber and have scaled some of the tallest peaks in the region.

    • I have been rock climbing for over 5 years.

    • I have climbed peaks such as Mount Everest Base Camp and El Capitan in Yosemite.

    • Rock climbing has taught me valuable lessons in perseverance and problem-solving.

  • Answered by AI
  • Q2. Fall in the Chinese yuan
  • Ans. 

    The fall in the Chinese yuan is due to various factors such as trade tensions, economic slowdown, and government policies.

    • Trade tensions between China and the US have led to a decrease in demand for the yuan

    • China's economic growth has slowed down, leading to a decrease in investor confidence

    • The Chinese government has implemented policies to devalue the yuan in order to boost exports

    • The fall in the yuan has led to conce

  • Answered by AI
  • Q3. Ratios for banks
  • Ans. 

    Ratios are important for banks to measure their financial health and performance.

    • Common ratios used for banks include capital adequacy ratio, loan-to-deposit ratio, and net interest margin.

    • Capital adequacy ratio measures a bank's ability to absorb losses, while loan-to-deposit ratio shows the bank's ability to lend money.

    • Net interest margin measures the difference between interest earned on loans and interest paid on d...

  • Answered by AI
  • Q4. Why ICICI?
  • Ans. 

    ICICI is a leading financial institution known for its innovative products and services.

    • ICICI has a strong reputation in the financial industry

    • Offers a wide range of products and services for customers

    • Known for its innovative digital banking solutions

    • Provides opportunities for growth and development

  • Answered by AI

Interview Preparation Tips

Round: Test
Tips: The best way to clear this round is to be truthful. There are no correct answers which will also be told during this test. It is very easy, however, to understand if someone is lying on this test.
Duration: 40 minutes

Round: Group Discussion
Tips: Be confident.
Try and start the GD but make sure you can give it a direction.
Don't repeat points just to get more talking time.
Allow others to explain their point of view.
Duration: 10 minutes

Round: Technical + HR Interview
Tips: Don't get worked up or stressed if you don't know the answer to a question.
Prepare very well on the things mentioned in your CV.
Don't try to make up things.

College Name: IIM Raipur

Interview Questionnaire 

1 Question

  • Q1. About banks in Indian market About kotak Savings accounts Current accounts Rate of interest NII NIV

Interview Preparation Tips

Round: Resume Shortlist
Experience: Hi..
It is magical movment for me when i got call from the HR of HDFC bank. I am just uploading my resume on the banks carrier & after a month or 2 months they called me for the interview.
Tips: Many of us upload their resume on all job sites in addition to that also upload your resume on the respective companies carrier site, if they found your resume as suitable then they definitely contact you.

I was interviewed before Mar 2016.

Interview Questionnaire 

2 Questions

  • Q1. Some technical questions were asked
  • Q2. They spring hibernate MVC flow and core java and Oracle connectivity questions

Interview Preparation Tips

Round: Technical + HR Interview
Experience: There was a Team manager and his junior for the interview

SMC Finance Interview FAQs

How many rounds are there in SMC Finance interview?
SMC Finance interview process usually has 2-3 rounds. The most common rounds in the SMC Finance interview process are Resume Shortlist, HR and Technical.
How to prepare for SMC Finance interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMC Finance. The most common topics and skills that interviewers at SMC Finance expect are Area Sales Management, Relationship Management, Territory Sales, Legal and Team Handling.
What are the top questions asked in SMC Finance interview?

Some of the top questions asked at the SMC Finance interview -

  1. All credit underwriting process related questions and various industry related ...read more
  2. Light wiring. DB. Dirising. M.DB.diris...read more
  3. Question asked from related tech st...read more

Tell us how to improve this page.

SMC Finance Interview Process

based on 6 interviews

Interview experience

3.8
  
Good
View more

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SMC Finance Reviews and Ratings

based on 51 reviews

3.1/5

Rating in categories

2.7

Skill development

3.3

Work-life balance

2.9

Salary

2.8

Job security

3.1

Company culture

2.6

Promotions

2.9

Work satisfaction

Explore 51 Reviews and Ratings
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