Sm Finance Interview Questions and Answers

I am an avid rock climber and have scaled some of the tallest peaks in the region.

• I have been rock climbing for over 5 years.

• I have climbed peaks such as Mount Everest Base Camp and El Capitan in Yosemite.

• Rock climbing has taught me valuable lessons in perseverance and problem-solving.

The fall in the Chinese yuan is due to various factors such as trade tensions, economic slowdown, and government policies.

• Trade tensions between China and the US have led to a decrease in demand for the yuan

• China's economic growth has slowed down, leading to a decrease in investor confidence

• The Chinese government has implemented policies to devalue the yuan in order to boost exports

• The fall in the yuan has led to conce

Ratios are important for banks to measure their financial health and performance.

• Common ratios used for banks include capital adequacy ratio, loan-to-deposit ratio, and net interest margin.

• Capital adequacy ratio measures a bank's ability to absorb losses, while loan-to-deposit ratio shows the bank's ability to lend money.

• Net interest margin measures the difference between interest earned on loans and interest paid on d...read more

ICICI is a leading financial institution known for its innovative products and services.

• ICICI has a strong reputation in the financial industry

• Offers a wide range of products and services for customers

• Known for its innovative digital banking solutions

• Provides opportunities for growth and development

I am passionate about sales and have a proven track record of exceeding targets in previous roles.

• Passionate about sales and enjoy the challenge of meeting targets

• Proven track record of exceeding sales targets in previous roles

• Excited about the opportunity to contribute to the growth of the company