70+ SBI Securities Interview Questions and Answers

To generate 15000k brokerage from clients with .50 brokerage, we need to have a total trading volume of 3 billion.

• Brokerage = Total Trading Volume * Brokerage Rate

• 15000k = Total Trading Volume * 0.50

• Total Trading Volume = 15000k / 0.50

• Total Trading Volume = 3 billion

I have basic knowledge about share markets.

• I understand the concept of buying and selling shares

• I know that share prices can fluctuate based on various factors such as company performance, market trends, and global events

• I am aware of the risks and potential rewards of investing in the share market

• I keep myself updated with the latest news and trends in the share market

• I have some experience in investing in shares through mutual funds or direct investments

In the money, At the money and out of the money call and put option explained with examples.

• In the money call option: Strike price is lower than the current market price. Example: Stock ABC is trading at $50, call option with a strike price of $40 is in the money.

• Out of the money call option: Strike price is higher than the current market price. Example: Stock ABC is trading at $50, call option with a strike price of $60 is out of the money.

• At the money call option: Strike pr...read more

Yes, I am comfortable in selling to bank customers.

• I have previous experience in sales and customer service.

• I am confident in the products and services offered by the bank.

• I am able to communicate effectively and build rapport with customers.

• I understand the importance of meeting sales targets while maintaining customer satisfaction.

• For example, in my previous role as a sales representative, I consistently exceeded my sales targets while receiving positive feedback from custo...read more

Demat refers to dematerialization of physical shares into electronic format for easy trading and safekeeping.

• Demat account is used to hold securities in electronic format

• It eliminates the need for physical share certificates

• It facilitates easy and quick transfer of securities

• It reduces the risk of theft, forgery, and loss of physical certificates

• Examples of demat account providers in India are HDFC Bank, ICICI Bank, and Kotak Securities

The brokerage generated per client is 15k when the volume is 30.00.000 lakh.

• The volume of 30.00.000 lakh is multiplied by 0.50 to calculate the brokerage.

• The result of the calculation is 15,000.

• This indicates that for each client, the brokerage generated is 15,000.

A demat account is an account that holds shares and securities in electronic form, making trading and investing easier.

• Demat account stands for dematerialized account, where securities are held electronically

• Stocks represent ownership in a company, while shares are units of ownership in a company

• Shares can be bought and sold on stock exchanges like NYSE, NASDAQ, etc.

• Investors can buy stocks and shares through their demat account

SBI Securities is a subsidiary of State Bank of India offering online trading services in equities, derivatives, mutual funds, and IPOs.

• SBI Securities is a leading brokerage firm in India

• It offers online trading services for equities, derivatives, mutual funds, and IPOs

• It is a subsidiary of State Bank of India

• SBI Securities provides research reports and market analysis to its clients

I have a strong understanding of the stock market and keep up to date with market trends and news.

• I have studied finance and economics in college

• I actively invest in the stock market and manage my own portfolio

• I regularly follow financial news and market trends to make informed decisions

• I am familiar with different investment strategies such as value investing, growth investing, and day trading

Yes, SBI Securities is a subsidiary of State Bank of India offering a range of financial services including equity trading.

• SBI Securities is a subsidiary of State Bank of India

• It offers services like equity trading, mutual funds, IPOs, etc.

• The company has a strong presence in the Indian financial market

Mutual Fund is a type of investment where money is pooled from multiple investors to invest in stocks, bonds, and other securities.

• Mutual funds are managed by professional fund managers

• Investors can buy and sell mutual fund units at the current net asset value (NAV)

• Mutual funds offer diversification and liquidity to investors

• Examples of mutual fund companies include Vanguard, Fidelity, and BlackRock

To increase company profit, I can focus on improving customer satisfaction, implementing cost-cutting measures, and exploring new revenue streams.

• Enhance customer satisfaction through personalized service and prompt issue resolution.

• Implement cost-cutting measures such as optimizing operational processes and negotiating better supplier contracts.

• Explore new revenue streams by identifying untapped markets, launching new products/services, or expanding into related industries.

SIP stands for Systematic Investment Plan, a method of investing in mutual funds regularly over a period of time.

• SIP allows investors to invest small amounts of money at regular intervals

• Investors can choose the frequency of investment (monthly, quarterly, etc.)

• SIP helps in averaging out the cost of investment over a period of time

• It is a disciplined approach to investing and helps in achieving long-term financial goals

• Example: Investing Rs. 5000 every month in a mutual fund ...read more

National Stock Exchange and Bombay Stock Exchange are the two major stock exchanges in India.

• National Stock Exchange (NSE) is located in Mumbai and was established in 1992.

• Bombay Stock Exchange (BSE) is also located in Mumbai and is the oldest stock exchange in Asia, established in 1875.

• Both exchanges facilitate trading in equities, derivatives, and other financial instruments.

• NSE has a larger market capitalization and trading volume compared to BSE.

• BSE's flagship index is th...read more

Yes, I have experience in trading and investing.

• I have been actively trading stocks and cryptocurrencies for the past 2 years.

• I have also invested in mutual funds and have a good understanding of the market trends.

• I keep myself updated with the latest news and developments in the financial world.

• I have experience in using trading platforms like Robinhood and Coinbase.

• I understand the importance of risk management and have a disciplined approach towards investing.

Competitors of demat account include Zerodha, ICICI Direct, HDFC Securities, and Sharekhan.

• Zerodha is a popular competitor in the demat account space.

• ICICI Direct is another major player in the market.

• HDFC Securities offers demat account services as well.

• Sharekhan is also a well-known competitor in this field.

SBI Demat offers unique features and benefits compared to other demat accounts.

• SBI Demat offers a 3-in-1 account which includes a savings account, trading account, and demat account.

• It has a user-friendly online platform and mobile app for easy access and management of investments.

• SBI Demat offers a wide range of investment options including equity, debt, mutual funds, and IPOs.

• It has a strong network of branches and customer support for assistance and query resolution.

• SBI De...read more

Investing in blue-chip stocks is considered a safe option in the equity sector.

• Blue-chip stocks are shares of well-established, financially stable companies with a history of reliable performance.

• These stocks are less volatile compared to small-cap or mid-cap stocks.

• Investors can also consider diversifying their portfolio to reduce risk.

• Researching and analyzing the company's financial health and market position is crucial before investing.

Demat account holds securities in electronic form while trading account facilitates buying and selling of securities.

• Demat account is like a bank account where securities are held in electronic form

• Trading account is used to place buy and sell orders for securities

• Demat account is mandatory for trading in stocks and other securities

• Trading account is not mandatory for holding securities in demat account

• Demat account is maintained by depository participants while trading accou...read more

Yes, I am familiar with the stock market.

• I have been following the stock market for a few years now.

• I have invested in some stocks and have seen some returns.

• I keep myself updated with the latest news and trends in the stock market.

The business month on month varies depending on market conditions and company performance.

• The business month on month can fluctuate due to various factors such as seasonality, economic conditions, and competition.

• For example, during the holiday season, businesses may experience higher sales compared to other months.

• Similarly, if the company launches a new product or service, it may see a spike in business for a few months.

• On the other hand, if there is a recession or economic...read more

State Bank of India (SBI) is the largest public sector bank in India, while SBI Securities is a subsidiary providing brokerage services.

• SBI was founded in 1806 as the Bank of Calcutta, later becoming the Imperial Bank of India and finally SBI in 1955.

• SBI Securities was established in 2006 as a subsidiary of SBI Capital Markets, offering brokerage services for equities, derivatives, and mutual funds.

• SBI Securities has a strong presence in the online trading space, providing a ...read more

Hedging involves reducing risk by taking an offsetting position. Holding refers to keeping a position open for a longer period of time. PE and CE refer to options contracts, while ATM and OTM refer to the strike price of an option.

• Hedging involves taking an offsetting position to reduce risk. For example, if you own a stock, you can hedge your position by buying a put option.

• Holding refers to keeping a position open for a longer period of time. This can be done to take advant...read more

The share market is a platform where buying and selling of company stocks and securities take place.

• Share market is a place where investors buy and sell shares of publicly listed companies.

• It provides a platform for companies to raise capital by issuing shares to the public.

• Prices of shares are determined by supply and demand in the market.

• Investors can make profits by buying shares at a lower price and selling them at a higher price.

• Share market can be volatile and influence...read more

The stock market is a platform where publicly traded companies' stocks are bought and sold.

• Stock market is a place where investors buy and sell shares of publicly traded companies

• It is a platform for companies to raise capital by issuing stocks

• The stock market is influenced by various factors such as economic indicators, political events, and company performance

• Examples of stock markets include NYSE, NASDAQ, and Tokyo Stock Exchange

Hedging is a risk management strategy. SBI Cap offers various hedging solutions to mitigate financial risks.

• Hedging involves taking an offsetting position in a related security to reduce the risk of adverse price movements.

• SBI Cap offers hedging solutions such as currency hedging, interest rate hedging, and commodity hedging.

• Currency hedging involves using financial instruments to manage the risk of currency fluctuations.

• Interest rate hedging involves using financial instrume...read more

Denar offers a wide range of products including clothing, accessories, electronics, home appliances, and more.

• Clothing

• Accessories

• Electronics

• Home appliances

• Beauty and personal care products

• Toys and games

• Books and stationery

• Sports and fitness equipment

A demat account (short for dematerialized account) is an account that holds shares and securities in electronic form.

• Demat accounts eliminate the need for physical share certificates

• Investors can buy, sell, and transfer securities electronically

• Demat accounts are used for trading in the stock market

• They are similar to a bank account but for holding securities

Share market is a platform where stocks and securities are traded publicly.

• Share market is also known as stock market or equity market.

• It is a place where companies can raise capital by issuing shares to the public.

• Investors can buy and sell shares of publicly traded companies on the stock exchange.

• The value of shares is determined by supply and demand, and can fluctuate based on various factors such as company performance, economic conditions, and global events.

• Examples of s...read more

I have 5 years of experience as an Equity Dealer at a leading brokerage firm.

• Managed client portfolios and executed trades on their behalf

• Analyzed market trends and provided investment advice

• Maintained relationships with clients to ensure satisfaction and retention

The market is currently experiencing a downturn due to economic factors.

• The market is facing a decline in demand for home loans.

• Interest rates are rising, making it less affordable for borrowers.

• There is a decrease in the number of new home purchases.

• The competition among lenders is increasing.

• The market is expected to recover in the next quarter.

Implemented new marketing strategies, optimized sales processes, and introduced new product features.

• Implemented targeted marketing campaigns to reach new customer segments

• Optimized sales processes by streamlining workflows and improving customer experience

• Introduced new product features based on customer feedback and market trends

A demat account is an electronic account that holds shares and securities in a digital format.

• Demat account stands for dematerialized account.

• It eliminates the need for physical share certificates.

• Shares and securities are held in an electronic format.

• Demat accounts are used for buying, selling, and holding stocks, bonds, mutual funds, etc.

• It provides a convenient and secure way to manage investments.

• Transactions can be done online through a trading account linked to the dema...read more

To open a demat account, one needs to approach a depository participant and submit the required documents.

• Choose a depository participant (DP) of your choice

• Fill up the account opening form and sign the agreement with the DP

• Submit the required documents such as PAN card, Aadhaar card, address proof, and passport size photographs

• Once the documents are verified, the DP will provide you with a unique demat account number

• You can start trading and investing in securities using you...read more

Stocks, bonds, and debentures are all types of investments that allow individuals to earn money by lending money to companies or governments.

• Stocks represent ownership in a company and provide the potential for capital gains and dividends.

• Bonds are debt securities that represent a loan made by an investor to a borrower, typically a company or government, and provide a fixed rate of return.

• Debentures are similar to bonds but are unsecured, meaning they are not backed by collat...read more

Salesforce offers various connectors to integrate with external systems.

• Salesforce Connect: Allows real-time integration with external data sources using OData or custom adapters.

• Salesforce Connect for Lightning Connect: Provides a way to access and display external data in Salesforce without copying it.

• Salesforce Connect for SAP: Enables integration with SAP systems.

• Salesforce Connect for SharePoint: Integrates Salesforce with SharePoint for document management.

• Salesforce Co...read more

Selling a portfolio involves analyzing market trends, identifying potential buyers, and executing trades strategically.

• Analyze market trends to determine the best time to sell

• Identify potential buyers through networking and research

• Execute trades strategically to maximize profits

• Consider tax implications and fees associated with selling

• Monitor the performance of the portfolio regularly

Qualifications for a script writer typically include a degree in film, creative writing, or a related field, experience in writing scripts, and a strong portfolio of work.

• Degree in film, creative writing, or related field

• Experience in writing scripts

• Strong portfolio of work showcasing writing skills

I have 5 years of experience in trading side, including equity, derivatives, and commodities.

• Managed client portfolios and executed trades based on market analysis

• Monitored market trends and news to make informed investment decisions

• Utilized technical analysis tools to identify trading opportunities

• Maintained relationships with clients and provided regular updates on their investments

Yes, I have 10 years of trading experience in various markets.

• I have experience in trading stocks, bonds, commodities, and derivatives.

• I have developed strategies for risk management and maximizing profits.

• I am familiar with technical analysis tools and market trends.

• I have a track record of successful trades and managing client portfolios.

Stocks are shares of ownership in a company that represent a claim on its assets and earnings.

• Stocks are financial instruments that are bought and sold on stock exchanges.

• Investors buy stocks to become partial owners of a company and potentially earn a share of its profits.

• Stocks can be categorized into different types such as common stocks and preferred stocks.

• Stock prices can fluctuate based on various factors including company performance, market conditions, and investor s...read more

Stock market is a platform where publicly traded companies' stocks are bought and sold.

• Stock market is a place where investors buy and sell shares of publicly traded companies

• It provides a platform for companies to raise capital by issuing stocks

• The stock market is influenced by various factors such as economic indicators, political events, and company performance

• Examples of stock markets include the New York Stock Exchange (NYSE) and NASDAQ

Dematused is not a recognized term or concept in the retail sales field.

• Dematused is not a term commonly used in the retail sales industry.

• It is possible that the interviewer made a mistake or mispronounced a word.

• Without further context or clarification, it is difficult to provide a specific answer.

• It is recommended to politely ask for clarification or request more information.

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.

• Mutual funds are managed by professional fund managers

• Investors buy shares in the mutual fund and the value of their investment is based on the performance of the underlying securities

• Mutual funds offer diversification and convenience for investors

• There are different types of mutual funds, such as equity funds, bond funds, and...read more

I prefer to discuss salary expectations after understanding the job requirements and responsibilities.

• I believe that salary should be commensurate with the job responsibilities and market standards.

• I am open to negotiation based on the company's compensation structure and benefits package.

• I am looking for a fair and competitive salary that reflects my skills and experience.

• I am willing to consider other factors such as work-life balance, growth opportunities, and company cult...read more

Yes, I have experience in cross selling and have successfully increased revenue for my previous clients.

• Identify customer needs and offer relevant products/services

• Build rapport and trust with customers to increase likelihood of cross selling

• Track and analyze customer behavior to identify opportunities for cross selling

• Provide excellent customer service to encourage repeat business

• Examples: Offering a credit card to a customer who just opened a checking account, suggesting a ...read more

To get leads as a Home Loan Executive, you can utilize various strategies such as networking, referrals, online marketing, and partnerships.

• Network with real estate agents, builders, and other professionals in the industry to generate leads

• Ask for referrals from satisfied clients and offer incentives for successful referrals

• Utilize online marketing techniques such as search engine optimization (SEO), social media advertising, and content marketing to attract potential leads

• Fo...read more

A demat account is used to hold securities in an electronic format, facilitating easy and secure trading.

• Dematerialization of physical securities

• Easy and convenient trading of stocks, bonds, and other securities

• Elimination of risks associated with physical certificates, such as loss, theft, or damage

• Quick and seamless transfer of securities

• Facilitates online trading and investing

• Reduces paperwork and administrative tasks

• Enables easy monitoring of investments and portfolio div...read more

Loan eligibility is calculated based on factors like income, credit score, employment history, and existing debts.

• Calculate the applicant's debt-to-income ratio by dividing total monthly debt payments by gross monthly income.

• Check the applicant's credit score to determine creditworthiness.

• Consider the applicant's employment history and stability of income.

• Factor in any existing debts that the applicant has.

• Use a loan eligibility calculator to determine the maximum loan amount...read more

A demat account is an account that holds shares and securities in electronic form instead of physical certificates.

• Demat stands for dematerialized account

• It allows investors to trade and invest in securities without the need for physical certificates

• Demat accounts are used for holding stocks, bonds, ETFs, mutual funds, and other securities

• Transactions in demat accounts are processed electronically

• Demat accounts are opened through depository participants (DPs) like banks or br...read more

BGP attributes are used to influence the path selection process in BGP routing.

• BGP attributes include AS_PATH, NEXT_HOP, LOCAL_PREF, etc.

• AS_PATH attribute shows the path the route has taken through ASes.

• NEXT_HOP attribute specifies the next hop IP address for the route.

• LOCAL_PREF attribute is used to influence outbound traffic.

• Examples of BGP attributes manipulation include AS_PATH prepending and setting LOCAL_PREF.

A route reflector is a feature in BGP that helps reduce the number of IBGP peerings required in a network.

• Route reflectors help in reducing the number of IBGP peerings in a network by allowing a route reflector to reflect routes to other routers.

• They are used in large-scale networks to avoid the full mesh IBGP requirement.

• Route reflectors can be configured in a hierarchy to further optimize route reflection in the network.

Auto loans and car loans are financial products that allow individuals to purchase a vehicle by borrowing money from a lender.

• Auto loans and car loans are secured loans, meaning the vehicle serves as collateral for the loan.

• The loan amount, interest rate, and repayment terms vary depending on the borrower's credit score, income, and other factors.

• Auto loans and car loans can be obtained from banks, credit unions, and online lenders.

• Some lenders offer pre-approval for auto loa...read more

A financial contract whose value is derived from an underlying asset or group of assets.

• Derivatives are used for hedging or speculation.

• Examples include futures, options, and swaps.

• Derivatives can be traded on exchanges or over-the-counter.

• They can be based on various underlying assets such as stocks, bonds, commodities, or currencies.

Sensex is a stock market index of Bombay Stock Exchange (BSE) that measures the performance of top 30 companies listed on BSE.

• Sensex stands for Sensitive Index.

• It is calculated based on the market capitalization of the top 30 companies listed on BSE.

• Sensex is an important indicator of the Indian stock market and economy.

• It is used by investors and analysts to track the performance of the Indian stock market.

• Sensex is also used as a benchmark to compare the performance of mutu...read more

The Indian market operates through a combination of stock exchanges, regulatory bodies, and market participants.

• The Indian stock market consists of major exchanges like BSE and NSE.

• Regulatory bodies like SEBI oversee market activities and ensure compliance.

• Market participants include retail investors, institutional investors, and foreign investors.

• Trading in Indian markets is done electronically through trading platforms.

• Market trends are influenced by domestic and global eco...read more

I expect a steady growth in the derivatives market with increased demand for risk management tools.

• Steady growth in derivatives market

• Increased demand for risk management tools

• Continued innovation in derivatives products

• Possible regulatory changes affecting market dynamics

POS stands for Point of Sale, which refers to the location where a transaction takes place.

• POS systems are used by businesses to process transactions, manage inventory, and generate sales reports.

• Examples of POS systems include cash registers, credit card terminals, and online payment gateways.

• POS software can also integrate with other business tools like accounting software and customer relationship management systems.

Square off refers to closing an open position in trading or settling a transaction.

• Square off is commonly used in the context of stock trading or futures trading.

• It involves closing an open position by taking an opposite position in the same security or contract.

• For example, if a trader has bought 100 shares of a stock, they can square off by selling those 100 shares.

• Square off can also refer to settling a transaction or clearing outstanding dues.

• In this case, it means comple...read more

Our AC is the perfect solution for beating the heat and staying cool all summer long.

• Our AC has a powerful cooling system that can quickly cool down any room.

• It has energy-saving features that can help you save money on your electricity bill.

• The AC is easy to install and comes with a user-friendly remote control.

• It has a sleek and modern design that will complement any home decor.

• Our AC is built to last and comes with a warranty for your peace of mind.

The latest circular in NSE provides updates on market regulations and announcements.

• The latest circular in NSE may include updates on new listing requirements

• It may also contain information on changes in trading hours or margin requirements

• Investors should regularly check the NSE website for the latest circulars

Operations in a business involve managing processes, resources, and activities to ensure efficiency and productivity.

• Operations include overseeing production, distribution, and customer service.

• Optimizing processes to reduce costs and improve quality.

• Managing resources such as equipment, materials, and personnel.

• Ensuring smooth workflow and timely delivery of products or services.

• Analyzing data to make informed decisions and drive continuous improvement.

• Examples: Supply chain...read more

To grow business, focus on customer needs, expand product/service offerings, improve marketing strategies, and build strong relationships.

• Identify customer needs and tailor offerings to meet those needs

• Expand product/service offerings to attract new customers and retain existing ones

• Improve marketing strategies to reach a wider audience and increase brand awareness

• Build strong relationships with customers, suppliers, and partners to foster loyalty and collaboration

Benefits include competitive salary, opportunities for advancement, and professional development.

• Competitive salary to attract top talent

• Opportunities for advancement through training and mentorship programs

• Professional development opportunities such as workshops and conferences

• Health and wellness benefits like gym memberships or mental health resources

Yes, I completed a course in screenwriting at a local film school.

• Completed screenwriting course at local film school

• Learned about story structure, character development, and dialogue

• Practiced writing scripts for short films and TV shows

The KCC loan limit refers to the maximum amount that can be borrowed under the Kisan Credit Card scheme for agricultural purposes.

• The KCC loan limit varies based on factors such as the borrower's creditworthiness, income, and the type of agricultural activity being undertaken.

• The maximum KCC loan limit for individuals is typically set by the bank or financial institution providing the credit.

• The KCC loan limit may be revised periodically based on changes in the borrower's fin...read more

Yes, I am capable for business with a strong background in finance and leadership skills.

• Extensive experience in finance and business management

• Proven track record of successful leadership and decision-making

• Strong communication and negotiation skills

• Ability to adapt to changing market conditions and drive growth

• Examples: Successfully led a team to increase revenue by 20% in the last fiscal year

I have 5 years of experience working as a sales manager at an auto dealership.

• Managed a team of sales representatives to meet and exceed monthly sales targets

• Developed and implemented sales strategies to increase revenue and customer satisfaction

• Negotiated deals with customers to close sales and ensure repeat business

• Stayed up-to-date on industry trends and competitor activities to stay ahead in the market