SBI Securities Data Analyst Intern Interview Questions and Answers

Amortization is the process of spreading out a loan into smaller, regular payments over a period of time.

• It is used to pay off a debt over time with regular payments

• Each payment includes both principal and interest

• The amount of interest decreases over time as the principal is paid off

• Examples include mortgages, car loans, and student loans

WASO is Wake After Sleep Onset, TSO is Total Sleep Time, and EPS is Earnings Per Share.

• WASO is the amount of time spent awake after initially falling asleep.

• TSO is the total amount of time spent sleeping, including both REM and non-REM sleep.

• EPS is a financial metric that represents the portion of a company's profit allocated to each outstanding share of common stock.

• WASO and TSO are commonly used in sleep studies, whi

The financial statements (BS, IS, CF) have common elements such as assets, liabilities, equity, revenue, expenses, and cash flows.

• Assets: resources owned by the company

• Liabilities: obligations owed by the company

• Equity: residual interest in the assets of the company

• Revenue: income generated by the company

• Expenses: costs incurred by the company

• Cash flows: inflows and outflows of cash

A stock split increases the number of shares outstanding and decreases the price per share, but does not affect the market capitalisation.

• Stock split does not affect the total value of the company

• Market capitalisation remains the same after a stock split

• Stock split increases the number of shares outstanding and decreases the price per share

• For example, if a company has 1 million shares outstanding and the stock splits ...read more

Cash flow statements have three main components: operating activities, investing activities, and financing activities.

• Operating activities: cash inflows and outflows from the company's core business operations.

• Investing activities: cash inflows and outflows from buying or selling long-term assets.

• Financing activities: cash inflows and outflows from borrowing or repaying debt, issuing or buying back stock, and paying di...read more

EPS is calculated by dividing the company's net income by the number of outstanding shares.

• EPS = Net Income / Outstanding Shares

• Net Income is the company's total earnings after expenses and taxes

• Outstanding Shares are the total number of shares issued by the company

• EPS is an important metric for investors to evaluate a company's profitability

• Higher EPS indicates better profitability and potential for higher dividends

My short term goal is to gain experience and improve my skills. My long term goal is to become a leader in my field.

• Short term goal: Gain experience and improve skills

• Long term goal: Become a leader in the field

• Examples: Attend workshops, take on challenging projects, seek mentorship

In 5-6 years, I see myself as a senior analyst or manager, leading a team and contributing to the growth of the company.

• Leading a team of analysts or managers

• Contributing to the growth of the company

• Continuing to learn and develop new skills

• Building strong relationships with clients and colleagues

• Exploring opportunities for professional growth and advancement

I wanted to gain practical experience and develop my skills in the workforce before pursuing further education.

• I believe that hands-on experience is invaluable in any field

• I wanted to develop my skills and knowledge in a practical setting

• I felt that pursuing an MBA immediately after my undergraduate degree would not provide me with the same level of experience and growth

• I plan to pursue an MBA in the future, once I hav...read more