Upload Button Icon Add office photos

Filter interviews by

SANY CAPITAL Credit Risk Analyst Interview Questions and Answers

Updated 23 Dec 2021

SANY CAPITAL Credit Risk Analyst Interview Experiences

1 interview found

Interview Questionnaire 

3 Questions

  • Q1. Financial P&L & Balance sheet , fund flow , cash flow
  • Q2. Ratio analysis & Types of Ratio
  • Ans. 

    Ratio analysis involves using financial ratios to evaluate a company's financial performance.

    • Ratio analysis is used to assess a company's liquidity, profitability, efficiency, and solvency.

    • Types of ratios include liquidity ratios, profitability ratios, efficiency ratios, and solvency ratios.

    • Liquidity ratios measure a company's ability to meet short-term obligations, such as the current ratio and quick ratio.

    • Profitabili...

  • Answered by AI
  • Q3. How to prepare CAM sheet
  • Ans. 

    A CAM sheet is prepared by analyzing the creditworthiness of a borrower and includes details about the borrower's financials, business operations, and management.

    • Gather financial statements and other relevant documents from the borrower

    • Analyze the borrower's financial ratios and performance indicators

    • Assess the borrower's industry and market conditions

    • Evaluate the borrower's management team and their experience

    • Summariz...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Learn Financial & Ratio

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about your self
  • Ans. 

    I am a detail-oriented and analytical individual with a strong background in credit and risk analysis.

    • Strong analytical skills

    • Detail-oriented

    • Background in credit and risk analysis

  • Answered by AI
  • Q2. Why are you join this company
  • Ans. 

    I am excited to join this company because of its strong reputation in the industry and the opportunities for growth and development.

    • Strong reputation in the industry

    • Opportunities for growth and development

    • Excited about the company's values and culture

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Always try . Do not stop
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. In which type of industry you had your articleship experience
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via campus placement at Veermata Jijabai Technological Institute (VJTI), Mumbai and was interviewed before Jul 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Experience with Cloud services
  • Ans. 

    I have experience working with cloud services such as AWS, Azure, and Google Cloud.

    • Managed data storage and processing on AWS S3 and EC2 instances

    • Utilized Azure Machine Learning for predictive modeling

    • Implemented Google Cloud Platform for real-time data analytics

  • Answered by AI
  • Q2. Familiarity with PySpark
  • Ans. 

    PySpark is a Python API for Apache Spark, used for big data processing and analytics.

    • PySpark is a Python API for Apache Spark, a distributed computing system.

    • It allows for parallel processing of large datasets using Spark's distributed framework.

    • PySpark provides high-level APIs in Python for Spark programming, making it easier to work with big data.

    • Example: PySpark can be used for data preprocessing, machine learning,

  • Answered by AI

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Jul 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

English Grammer ,walkin

Round 2 - HR 

(2 Questions)

  • Q1. Why did you choose amazon?
  • Q2. Leadership priciples in amazon
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

They ask about credit analysis

Interview experience
2
Poor
Difficulty level
Hard
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Why should we hire you?
  • Ans. 

    I have a strong background in credit analysis and risk assessment, with a proven track record of making sound lending decisions.

    • I have X years of experience in credit analysis and risk assessment.

    • I have a proven track record of making sound lending decisions.

    • I am detail-oriented and have strong analytical skills.

    • I am familiar with industry regulations and compliance standards.

    • I have excellent communication and interper...

  • Answered by AI
  • Q2. Why do you think your growth will be here?
  • Ans. 

    I believe my growth will be here due to my strong work ethic, dedication to learning, and ability to adapt to new challenges.

    • I have a proven track record of exceeding targets and taking on additional responsibilities in my previous roles.

    • I am constantly seeking out opportunities for professional development and further education to enhance my skills.

    • I am adaptable and thrive in fast-paced environments, which will allow

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about your self
  • Ans. 

    I am a detail-oriented and analytical individual with a strong background in credit and risk analysis.

    • Strong analytical skills

    • Detail-oriented

    • Background in credit and risk analysis

  • Answered by AI
  • Q2. Why are you join this company
  • Ans. 

    I am excited to join this company because of its strong reputation in the industry and the opportunities for growth and development.

    • Strong reputation in the industry

    • Opportunities for growth and development

    • Excited about the company's values and culture

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Always try . Do not stop

I applied via Campus Placement and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Why you want to join bank?
  • Q2. What you was doing between completion of articleship to clearing your final exam?
  • Q3. Family background and blood relation already in bank?

I was interviewed before May 2016.

Interview Questionnaire 

3 Questions

  • Q1. Current working experience,
  • Q2. Banking Related knowledge
  • Q3. How do you assess credit worthiness
  • Ans. 

    Assess credit worthiness by analyzing credit history, financial statements, and other relevant data.

    • Review credit reports and scores

    • Analyze financial statements and income

    • Consider employment history and stability

    • Evaluate debt-to-income ratio

    • Assess collateral and assets

    • Look for red flags such as bankruptcies or late payments

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: Resume was forwarded to HR for preliminary screening of the candidates.
Tips: Resume should be in original in your own words and language, generally candidates copy paste the resume which get caught by HR

Round: Technical Interview
Experience: Current working experience was asked for, Questions related to the domain of job were being asked specifically like banking terminologies etc.

Now , at the end they touched core area of which they were taking interview
Tips: Don't be over enthusiastic , tell exactly what are you doing at present, any cross question on false working will trap you.
If technical / specific questions are asked from you, don't be 100% confident and just say that according to me it can be....

Skills: Common Sense, Communication, Knowledge In Core Topics, RISK TAKING ABILITY, Behavioural Skills

SANY CAPITAL Interview FAQs

What are the top questions asked in SANY CAPITAL Credit Risk Analyst interview?

Some of the top questions asked at the SANY CAPITAL Credit Risk Analyst interview -

  1. Ratio analysis & Types of Ra...read more
  2. How to prepare CAM sh...read more
  3. Financial P&L & Balance sheet , fund flow , cash fl...read more

Tell us how to improve this page.

Interview Questions from Similar Companies

TCS Interview Questions
3.7
 • 10.2k Interviews
Accenture Interview Questions
3.9
 • 8k Interviews
Infosys Interview Questions
3.7
 • 7.5k Interviews
Wipro Interview Questions
3.7
 • 5.5k Interviews
Cognizant Interview Questions
3.8
 • 5.5k Interviews
Amazon Interview Questions
4.1
 • 4.9k Interviews
Capgemini Interview Questions
3.8
 • 4.7k Interviews
Tech Mahindra Interview Questions
3.6
 • 3.7k Interviews
HCLTech Interview Questions
3.5
 • 3.7k Interviews
Genpact Interview Questions
3.9
 • 3k Interviews
View all
Zonal Head South
4 salaries
unlock blur

₹32 L/yr - ₹36 L/yr

Explore more salaries
Compare SANY CAPITAL with

TCS

3.7
Compare

Accenture

3.9
Compare

Wipro

3.7
Compare

Cognizant

3.8
Compare

Calculate your in-hand salary

Confused about how your in-hand salary is calculated? Enter your annual salary (CTC) and get your in-hand salary
Did you find this page helpful?
Yes No
write
Share an Interview