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Sakal Money Interview Questions and Answers

Updated 6 May 2019

Sakal Money Interview Experiences

1 interview found

Interview Questionnaire 

5 Questions

  • Q1. Personal introduction, last job experience,Detail about Credit process, how to calculate ABB, Cibil related questions, How to calculate FOIR for loan eligibility, How to check Bank statement.
  • Q2. How to calculate ABB
  • Ans. 

    ABB is calculated by dividing the average daily balance by the number of days in the billing cycle.

    • Determine the average daily balance for the billing cycle

    • Divide the average daily balance by the number of days in the billing cycle

    • Example: If the average daily balance is $1,000 and the billing cycle is 30 days, ABB would be $33.33

  • Answered by AI
  • Q3. How to calculate FOIR for loan eligibility
  • Ans. 

    FOIR is calculated by dividing the total fixed obligations by the net monthly income of the borrower.

    • Fixed obligations include existing loan EMIs, credit card bills, and other monthly expenses.

    • FOIR should not exceed 50-60% for most lenders.

    • For example, if a borrower has fixed obligations of Rs. 30,000 per month and a net monthly income of Rs. 60,000, the FOIR would be 50%.

    • FOIR is an important factor in determining loan

  • Answered by AI
  • Q4. How to check Bank statement.
  • Ans. 

    To check bank statement, log in to your online banking account or visit the bank branch and request a printed statement.

    • Log in to your online banking account and navigate to the section for viewing statements

    • Select the desired statement period and download or print the statement

    • Visit the bank branch and request a printed statement by providing your account details and identification

    • Check for any discrepancies or errors

  • Answered by AI
  • Q5. Cibil related questions

Interview Preparation Tips

Round: Business head Interview
Experience: Personal introduction, ,Detail about Credit process, meaning of DPD, Settled Loans, Written Off , Overdue, How to check Cheque bounces in Bank statement , Loan EMi

Credit Associate Interview Questions asked at other Companies

Q1. How to calculate FOIR for loan eligibility
View answer (1)

Interview questions from similar companies

I applied via Campus Placement and was interviewed before Jan 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. First question in hr interview is tell about yourself then the hr asked questions what I mentioned in my resume. So put the information in resume what you known well. My unique talent is I'm a stage spea...

Interview Preparation Tips

Interview preparation tips for other job seekers - Be bold, be confident, don't put irrelevant information in your resume update yourself relating to your studies

I applied via Campus Placement and was interviewed before Feb 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Hr

Interview Preparation Tips

Interview preparation tips for other job seekers - You should be true to what you are putting before the interviewer . Try to put your ideas Add something you did well in your career like in projects /research which you know very well and versed in concepts about it for open interview so that interviewer can get bandwidth where he can ask questions from. This is simply a key .

I applied via Campus Placement and was interviewed before Jul 2020. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Description of project
  • Ans. 

    The project involved designing and implementing a new network infrastructure for a large corporation.

    • Conducted a thorough analysis of the existing network infrastructure

    • Designed a new network architecture that met the company's needs

    • Implemented the new network infrastructure with minimal disruption to business operations

    • Tested and optimized the new network to ensure optimal performance

    • Provided ongoing support and maint

  • Answered by AI
  • Q2. Your previous experince

Interview Preparation Tips

Interview preparation tips for other job seekers - Well prepare for your resume

I applied via Walk-in and was interviewed before Feb 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Its for FP&A process and the major questions were from the basics of FP&A. How it starts and how its ends and Previous job roles.

Interview Preparation Tips

Interview preparation tips for other job seekers - It's quite a moderate interview but be prepare for more rounds of technical interviews.

I applied via Campus Placement and was interviewed before Feb 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. 1.Tell me about yourself.
  • Q2. 2. Some basic questions from DBMS, iot and cloud.
  • Q3. 3. Explain your project ( technology u have used and what is it).
  • Q4. 4. Are you willing to relocate.

Interview Preparation Tips

Interview preparation tips for other job seekers - HR was nice and friendly. Overall it was a NYC experience.
All the best guys.

I applied via Recruitment Consultant and was interviewed before Aug 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't tell what is written in your CV.

I applied via Campus Placement and was interviewed before Jun 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Simple program
  • Q2. I wrote a simple program in C

Interview Preparation Tips

Interview preparation tips for other job seekers - Be bold and confident

I applied via Referral and was interviewed before Jun 2020. There were 5 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. My expected tenure, education, technical insights

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

I applied via Campus Placement and was interviewed before Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Concepts of Oops

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare with basic concepts of OOPS.Explain final year project.
Be confident.

Sakal Money Interview FAQs

What are the top questions asked in Sakal Money interview?

Some of the top questions asked at the Sakal Money interview -

  1. How to calculate FOIR for loan eligibil...read more
  2. How to check Bank stateme...read more
  3. how to calculate ...read more

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