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ABB is calculated by dividing the average daily balance by the number of days in the billing cycle.
Determine the average daily balance for the billing cycle
Divide the average daily balance by the number of days in the billing cycle
Example: If the average daily balance is $1,000 and the billing cycle is 30 days, ABB would be $33.33
FOIR is calculated by dividing the total fixed obligations by the net monthly income of the borrower.
Fixed obligations include existing loan EMIs, credit card bills, and other monthly expenses.
FOIR should not exceed 50-60% for most lenders.
For example, if a borrower has fixed obligations of Rs. 30,000 per month and a net monthly income of Rs. 60,000, the FOIR would be 50%.
FOIR is an important factor in determining loan
To check bank statement, log in to your online banking account or visit the bank branch and request a printed statement.
Log in to your online banking account and navigate to the section for viewing statements
Select the desired statement period and download or print the statement
Visit the bank branch and request a printed statement by providing your account details and identification
Check for any discrepancies or errors
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I was interviewed in Jan 2025.
I was interviewed in Jan 2025.
I was interviewed in Jan 2025.
I was interviewed in Jan 2025.
A sequence was provided: 4181, 2684, 1597, 987, 610.
first 2 are given and write code for other value calculation using java 8
The second question required writing a reverse of a palindrome using both Java 8 streams. I was able to successfully write both and clear the first round.
Java 17 introduces sealed classes to restrict inheritance and improve code maintainability.
Sealed classes are declared using the 'sealed' keyword followed by the permitted subclasses.
Subclasses of a sealed class must be either final or sealed themselves.
Errors may occur when trying to extend a sealed class with a non-permitted subclass.
Implementation of 'notify me if item is back in stock' feature in an ecommerce application
Create a database table to store user notifications for out-of-stock items
Implement a service to check item availability and send notifications to subscribed users
Provide a user interface for users to subscribe to notifications for specific items
posted on 6 Jan 2025
I applied via Naukri.com and was interviewed in Dec 2024. There was 1 interview round.
I was interviewed in Aug 2024.
I applied via Company Website and was interviewed in Nov 2024. There were 13 interview rounds.
Google primarily focuses on pure data structures and algorithms-based questions during coding interviews. Other computer science core topics are typically not covered in Google's interviews. Therefore, it is essential to be proficient in data structures and algorithms to succeed in the Google coding interview.
An aptitude test is a tool used to evaluate a person's skills, abilities, and potential for success in a specific role or activity.
Group discussion is a process of exchanging ideas and opinions among individuals on a specific topic. It is a structured form of communication in which participants have the opportunity to express their views while also listening to others' perspectives on the same subject.
An assignment is a task or piece of work that you are given to complete, particularly as part of your job or studies. The assignment for the course includes written assignments and practical tests, similar to tasks, work, jobs, or charges.
A case study is a detailed description and assessment of a specific situation in the real world, created for the purpose of deriving generalized insights and understanding. It can focus on an individual, a group of people, an organization, or an event, among other subjects.
SCD Type 2 implementation involves tracking historical changes in data by creating new records for each change.
Identify the columns that need to be tracked for changes
Add effective start and end dates to track the validity of each record
Insert new records for changes and update end dates for previous records
Maintain a surrogate key to uniquely identify each version of the record
I can join the team within 2 weeks.
I can start within 2 weeks of receiving the offer.
I need to give notice to my current employer.
I may need to relocate, which could affect my start date.
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