Prudential plc Interview Questions and Answers

Q1. Self Introduction
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Q1. Worst and very cunning interviewer
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Q1. How prices and yields of bond work? Focusing on Fed fund rate.
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Q2. How is future rate/ forward calculated? Focusing in INR
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Q3. What will happen to emerging market currency if Donald Trump were to win election?
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Q1. In This bank are no lead available branch manager are the fool are allowes tlacking about business
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Q2. Claster is mad don’t join this company
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Q3. Bad tipe of question how many girl friends
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Q4. How many female friends I have
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Q5. How much time I break up
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Bad atmosphere and the bad behaviour of the person of the bank

Q1. What is the Singleton pattern ? in how many ways can this pattern be broken ?
Ans. 
Singleton pattern ensures a class has only one instance and provides a global point of access to it.
• Singleton pattern can be implemented by making the constructor private and providing a static method to access the instance.

• The pattern can be broken by using reflection to access the private constructor and create multiple instances.

• Another way to break the Singleton pattern is by using multiple class loaders in Java.

• Th...read more
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Q2. What is the internal implementation of hashmap? Let's assume that you want to store duplicate keys in the hashmap, how can we achieve the same in hashmap ?
Ans. 
HashMap internally uses an array of linked lists to store key-value pairs. To store duplicate keys, we can use a custom implementation of HashMap.
• HashMap internally uses an array of linked lists to handle collisions.

• To store duplicate keys, we can create a custom HashMap implementation that allows multiple values for the same key.

• One approach is to use a HashMap with values as lists, where each key can have multiple va
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Q1. What microservices patterns are you aware ? let's assume that there is a microservice based architecture and service A is calling service B which in turn service C. If service b fails, how will you manage ...read more
Ans. 
Use compensating transactions and distributed tracing for managing transaction and logging in case of service B failure.
• Implement compensating transactions to rollback changes made by service B in case of failure.

• Use distributed tracing to track the flow of requests and identify where the failure occurred.

• Implement retry mechanisms to handle transient failures in service B.

• Use circuit breakers to prevent cascading fail...read more
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Q2. System Design question : Design a booking wesite for.eg: bookin.com ?
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Q1. Hdfc bank job retirement
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Q2. I am applying for this your company job
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Q3. I am Interested this job
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Q4. What is process this company
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Q5. My profile this mach your company
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Q1. Explain capital markets
Ans. 
Capital markets are where financial securities are bought and sold, including stocks, bonds, and commodities.
• Capital markets facilitate the buying and selling of financial securities such as stocks, bonds, and commodities.

• They provide a platform for companies and governments to raise capital by issuing securities to investors.

• Investors can trade these securities through exchanges like the New York Stock Exchange (NYSE)...read more
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Q2. Explain Reconciliation, explain bond market, futures and options
Ans. 
Reconciliation involves comparing two sets of records to ensure they are in agreement. Bond market, futures, and options are financial instruments used for trading.
• Reconciliation is the process of comparing two sets of records to ensure they are in agreement, typically used in accounting to verify transactions.

• The bond market is where investors buy and sell debt securities issued by governments or corporations, with th...read more
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Q1. How do you handle audit queries
Ans. 
I handle audit queries by thoroughly reviewing the information, communicating effectively with stakeholders, and providing detailed responses.
• Thoroughly review the audit query to understand the scope and requirements

• Communicate with relevant stakeholders to gather necessary information and clarify any doubts

• Provide detailed responses with supporting documentation and explanations

• Follow up on any outstanding queries to
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Q2. How to handle team
Ans. 
Handle team by setting clear expectations, providing support, fostering open communication, and recognizing achievements.
• Set clear expectations and goals for the team members.

• Provide necessary support and resources to help team members succeed.

• Foster open communication and encourage feedback from team members.

• Recognize and reward achievements to motivate the team.

• Address conflicts and issues promptly to maintain a posi
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Q1. Hr giving training then ur work easily that all
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Q1. This not play ground this is only business
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Q1. Nothing only training then ur talent for field explain the product for customer
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Q1. Life insurance is very important . why Life insurance is important?
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Q2. What expectations your life insurance?
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Q1. What's name? Please enter your name and your personal details?
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Q2. Please give me questions answers and I help you any problem?
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Q1. What expectations your salary?
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Q2. What's opinion your this company and this job?
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Q1. How important an honest person for the organisation's real growth?
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Q2. Should there be retirement if the person is fit?
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Q3. Should not there be the pension for an honest employee after atleast 5years of one's job with the organisation?
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