PayMate India Interview Questions, Process, and Tips

Q1. A brief Introduction
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Q2. Past Experience Discussion
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Q1. Data Structures and Algorithms questions
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Q2. SQL and OOPS concept questions
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Q1. Project discussion
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Q2. Data Structure and Algorithms questions
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Q3. SQL concepts questions
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Q1. Why shifting from government bank
Ans. 
I shifted from government bank to explore new challenges and opportunities in the private sector.
• Desire for new challenges and growth

• Opportunity to work in a more dynamic and innovative environment

• Interest in exploring different aspects of the industry

• Potential for career advancement and higher salary

• Ability to work with cutting-edge technology and tools
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Q2. Tell about yourself
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Q1. Case based on building a financial application for payments
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Q1. Diff between react and jQuery
Ans. 
React is a modern JavaScript library for building user interfaces, while jQuery is a fast and concise JavaScript library for DOM manipulation.
• React is component-based, promoting reusability and modularity.

• React uses a virtual DOM for efficient updates, while jQuery directly manipulates the DOM.

• React is declarative, making it easier to reason about the UI, while jQuery is imperative.

• React is typically used for single-pa...read more
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3 dsa questions medium level

Q1. 2 medium level dp questions based on string and stocks
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Q2. One hard question based on graph
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Q1. Hr questions and java , springboot questions etc
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Asked to write a bank application - which includes adding,removing,transferring of money

Q1. How will you prioritize testing ?
Ans. 
I prioritize testing based on criticality, impact, dependencies, and risks involved.
• Identify critical functionalities and prioritize testing for them first

• Consider impact on end users and prioritize testing for high impact areas

• Take into account dependencies between different modules or components

• Assess risks involved and prioritize testing for high-risk areas

• Use risk-based testing approach to prioritize test cases
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Q2. Test cases for Landline
Ans. 
Test cases for Landline phone functionality
• Test dialing a number and making a call

• Test receiving a call and answering it

• Test call waiting functionality

• Test call forwarding feature

• Test voicemail functionality
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Q1. SQL question on joins and subqueries?
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Q2. Earlier project questions ?
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Aptitude test of 4 level

Q1. Tell me about yourself
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Q2. What do you about policyx.com or insurance
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Q1. What do you know about insurance
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Q2. If experience than previous work profile
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Q1. What is your method of working
Ans. 
My method of working is organized, efficient, and detail-oriented.
• I prioritize tasks based on deadlines and importance

• I create detailed to-do lists and schedules to stay on track

• I regularly communicate with team members to ensure everyone is on the same page
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Q2. What payment are you demanding?
Ans. 
The payment being demanded depends on the outstanding balance and payment terms.
• The payment being demanded should be based on the outstanding balance owed by the debtor.

• Consider the payment terms agreed upon by both parties when determining the payment to be demanded.

• It is important to communicate clearly and professionally with the debtor regarding the payment being demanded.

• Provide options for payment plans or negoti...read more
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