Onrgy Services HR Executive and Personal Assistant Interview Questions and Answers

Which programming languages do you use regularly in your work?

Q1. How many programming languages do you know?
Ans. 
I am proficient in three programming languages: Java, Python, and SQL.
• Java

• Python

• SQL
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Q2. How many programming languages do you know
Ans. 
I am proficient in three programming languages: Java, Python, and SQL.
• Java

• Python

• SQL
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Q3. Do you have any technical certifications that make you qualified for this job
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Q4. Are you currently married
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Q5. Where do you live in uttar pradesh
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Q1. Why are you looking for a change?
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Q2. How will u deploy manpower
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Q3. When associate will not working what will u do
Ans. I will speak with associate what barriers of associated and will clear
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Q4. Why should you taken this post only
Ans. Looking for some impoverment on my company
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Q1. How much experience you have
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Q2. Do you know about banking products
Ans. 
Yes, I am familiar with various banking products such as savings accounts, checking accounts, loans, credit cards, and investment options.
• Savings accounts: Help customers save money while earning interest

• Checking accounts: Provide easy access to funds for everyday transactions

• Loans: Offer financial assistance for large purchases or emergencies

• Credit cards: Allow customers to make purchases on credit with varying reward...read more
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Q3. Do you know TPP products
Ans. 
Yes, TPP products refer to a range of financial products offered by the Third Party Providers.
• TPP products are financial products offered by Third Party Providers

• Examples include insurance products, investment products, and loan products

• Personal Bankers should be familiar with TPP products to better assist customers
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Q1. Do you know TPP PRODUCTS
Ans. 
TPP PRODUCTS are a range of financial products offered by the Third Party Providers in the banking industry.
• TPP PRODUCTS refer to financial products offered by Third Party Providers in the banking sector.

• These products are not directly provided by the bank but are offered through partnerships with external providers.

• Examples of TPP PRODUCTS include insurance policies, investment products, and credit cards.

• Personal Bank...read more
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Q2. What is Life insurance, Mutual fund and health
Ans. 
Life insurance provides financial protection to beneficiaries in case of policyholder's death. Mutual funds pool money from multiple investors to invest in securities. Health insurance covers medical expenses.
• Life insurance provides a lump sum payment to beneficiaries upon the death of the policyholder.

• Mutual funds are investment vehicles that pool money from multiple investors to invest in stocks, bonds, or other secu...read more
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Q3. What is the liability and assets for banks
Ans. 
Liabilities are debts and obligations of the bank, while assets are resources owned by the bank.
• Liabilities include customer deposits, loans from other banks, and bonds issued by the bank.

• Assets include cash reserves, loans given out by the bank, and investments in securities.

• The balance sheet of a bank shows the total liabilities and assets, with liabilities typically exceeding assets due to the nature of banking oper
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Q1. What is Different between FD AND RD
Ans. 
FD is a fixed deposit where a lump sum amount is deposited for a fixed period at a fixed interest rate. RD is a recurring deposit where a fixed amount is deposited regularly for a fixed period at a fixed interest rate.
• FD requires a lump sum amount to be deposited at once, while RD involves regular deposits over a period.

• FD has a fixed term for the deposit, while RD allows flexibility in the deposit period.

• FD typically ...read more
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Q2. Types of life insurance
Ans. 
Types of life insurance include term life, whole life, universal life, and variable life.
• Term life insurance provides coverage for a specific period of time, typically 10-30 years.

• Whole life insurance offers coverage for the entire lifetime of the insured and includes a cash value component.

• Universal life insurance provides flexibility in premium payments and death benefits.

• Variable life insurance allows policyholders ...read more
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Q3. How much you can do life insurance by own
Ans. 
As a Personal Banker, I can provide information on life insurance options but cannot sell or underwrite policies myself.
• As a Personal Banker, I can educate clients on different types of life insurance policies available in the market.

• I can help clients understand the importance of life insurance in financial planning.

• I can refer clients to licensed insurance agents or companies for purchasing life insurance policies.

• I ...read more
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Q4. Give a pitch for life insurance and FD & RD
Ans. 
Life insurance provides financial security for loved ones, while FD & RD offer safe investment options with guaranteed returns.
• Life insurance ensures financial protection for your family in case of unexpected events.

• Fixed Deposits (FD) provide a safe investment option with guaranteed returns over a fixed period of time.

• Recurring Deposits (RD) allow you to save regularly and earn interest on your savings.

• Combining life ...read more
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Q1. Tell me about yourself?
Ans. 
Experienced personal banker with a strong background in customer service and financial management.
• Began career in banking after graduating with a degree in finance

• Skilled in building relationships with clients and providing personalized financial advice

• Successfully increased customer satisfaction and retention rates at previous bank

• Proficient in various banking software and systems
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Q2. What is your responsibility in your last organization?
Ans. 
As a Personal Banker in my last organization, my responsibilities included assisting customers with their banking needs, promoting financial products, and ensuring compliance with banking regulations.
• Assisting customers with various banking transactions

• Promoting and cross-selling financial products and services

• Ensuring compliance with banking regulations and policies

• Providing excellent customer service and building rel
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Q3. What do you know about our company?
Ans. 
Your company is a leading financial institution known for its customer-centric approach and innovative banking solutions.
• Your company has a strong reputation for providing excellent customer service

• It offers a wide range of banking products and services, including savings accounts, loans, and investment options

• The company is known for its commitment to community involvement and corporate social responsibility

• It has won...read more
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Easy, English math and reasoning

Q1. Tell me About yourself
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Q2. What is your work profile in previous Organisation
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Q3. Why you want to left the previous organisation
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Q4. Are you comfortable with sales
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Q1. How Much portfolio you are handling
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Q2. How much insurance done in last year
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Q3. How many HNI client you bring in
Ans. 
I have successfully brought in 10 HNI clients in the past year.
• I have a proven track record of attracting high net worth individuals to the bank.

• I utilize my networking skills to connect with potential HNI clients.

• I provide personalized financial solutions to meet the needs of HNI clients.

• I actively participate in community events and networking opportunities to expand my client base.
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Logical reasoning, math

Q1. Why do you want this job
Ans. 
I am passionate about helping individuals achieve their financial goals and providing excellent customer service.
• I have a strong background in finance and customer service, making me well-suited for this role.

• I enjoy building relationships with clients and helping them navigate their financial needs.

• I am excited about the opportunity to work in a dynamic and fast-paced environment like a bank.

• I am motivated by the chan...read more
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Q2. Reason to drop last job
Ans. 
Seeking better growth opportunities and work-life balance.
• Limited growth opportunities in previous role

• Desire for better work-life balance

• Seeking a more challenging and rewarding position
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GA
MATHS
English
Reasoning

Q1. Name 5 different banking services
Ans. 
Some banking services include savings accounts, loans, credit cards, investment services, and online banking.
• Savings accounts: Allows customers to deposit money and earn interest over time.

• Loans: Provide customers with funds that must be repaid with interest over a specified period.

• Credit cards: Allow customers to make purchases on credit and pay back the balance over time.

• Investment services: Offer customers the oppor...read more
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Q2. Who is the CEO of HDFC bank ?
Ans. 
The CEO of HDFC Bank is Sashidhar Jagdishan.
• Sashidhar Jagdishan took over as the CEO of HDFC Bank in October 2020.

• He has been with HDFC Bank since 1996 and has held various positions within the organization.

• Jagdishan succeeded Aditya Puri, who was the CEO of HDFC Bank for over 25 years.
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Q3. Who is the governor of the RBI
Ans. 
Shaktikanta Das is the current Governor of the Reserve Bank of India (RBI).
• Shaktikanta Das was appointed as the 25th Governor of the RBI in December 2018.

• He has previously served as the Economic Affairs Secretary and Revenue Secretary of India.

• As the Governor of the RBI, he plays a crucial role in formulating and implementing monetary policies in India.
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Q1. Why do you want to enter a sales profile
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