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Netmaxims Solutions Credit Manager Interview Questions and Answers
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Interview Questions
- Q1. 1. What are Operating Cycle and Working Capital Cycle? How does calculate it?
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- Q2. 2. What are the methods for Working Capital assessment? Who recommended these methods? Detail calculations.
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- Q3. 3. What is Current Ratio and it's relevance? What is standard Current Ratio?
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- Q4. 4. What is important yardstick in assessment of Term Loan.
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- Q5. What is DSCR and it's calculation? Ideal Ratio and it's relevance.
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Interview Preparation Tips
Interview preparation tips for other job seekers - At the outset be prepare for self introduction. Eg, education, career journey, family history. Then functional questions will be asked as per the position you have applied for. You should have clear understanding regarding all process, calculations and it's interpretation.
I applied via Referral and was interviewed in Oct 2021.
3 Interview Rounds
Interview Questions
- Q1. Previous company job role
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- Q2. Product I handle
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- Q3. Count of files per day I do
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- Q4. About Visit to client
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- Q5. Check points while underwriting
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- Q6. Any questions to ask
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Interview Preparation Tips
Interview preparation tips for other job seekers - Feel free they will ask you work related questions only
I applied via Campus Placement and was interviewed in Sep 2021.
1 Interview Round
Interview Questions
- Q1. What is DSCR and what does it signify?
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Interview Preparation Tips
Interview preparation tips for other job seekers - Be clear and specific with your answer
Sasidhar Annabhatula
I applied via Referral and was interviewed in Jul 2021.
4 Interview Rounds
Interview Questions
- Q1. Tell me about yourself?
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- Q2. How do lending policies work out?
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- Q3. Do you have any information about tractors?
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Interview Preparation Tips
Interview preparation tips for other job seekers - Be confident and enjoy the interview process.
I applied via Campus Placement and was interviewed in Mar 2021.
3 Interview Rounds
Interview Questions
- Q1. Financial ratios and about cash flow statement
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- Q2. Something abt risk management like MBFR
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Interview Preparation Tips
Interview preparation tips for other job seekers - Be confident
I applied via Referral and was interviewed in Mar 2021.
6 Interview Rounds
Interview Questions
- Q1. Starting with some common questions where you need to tell about yourself. Then it accelerated with product knowledge and awareness about the position you are a...read more
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Interview Preparation Tips
Interview preparation tips for other job seekers - No matter where you give an interview always prepare for the universal question ie Tell me something about yourself. While answering this mention your demographic details , your ambitions , your visions , your ambitions , you as a person , in short, make them stop you , you don't stop telling about yourself. Prepare for the questions related to company history , product knowledge , the position you are applying for and some extra questions like scenario handling. Your preparation and your knowledge can beat any odds and surely will get you the job.
I applied via Company Website and was interviewed in Apr 2021.
Interview Questions
- Q1. What is deferred tax, what is bank guarantee
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- Q2. What is bank guarantee
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Interview Preparation Tips
Interview preparation tips for other job seekers - Stay calm and answer honestly.
Interview Questions
- Q1. Monetory policy of RBI
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Interview Preparation Tips
Interview preparation tips for other job seekers - Good for learning. Core finance based.
Interview Questions
- Q1. Tell me about yourself then about articleship experience, a bit of Ratios, why you want to join ICICI? And then asked for flexibility.
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I applied via LinkedIn and was interviewed before Dec 2020.
1 Interview Round
Interview Questions
- Q1. If someone approaches you with a loan application then how would you decide whether to lend or not?
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Interview Preparation Tips
Interview preparation tips for other job seekers - averagely easy because generally, they are more willing for the candidate to join the company than the candidate.
If anybody knows the cons of working in the Indian private sector banks then he will never join or will not fall into the trap of a lucrative salary. Because the exit options from such roles are not good.
If anybody knows the cons of working in the Indian private sector banks then he will never join or will not fall into the trap of a lucrative salary. Because the exit options from such roles are not good.
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