Mwyn Tech Interview Questions and Answers for Freshers

Q1. What is capital market
Ans. 
Capital market is a financial market where individuals and institutions trade financial securities.
• Capital market facilitates the buying and selling of long-term debt and equity instruments.

• It includes stock markets and bond markets.

• Investors can buy/sell stocks, bonds, and other financial instruments in the capital market.

• Companies raise capital by issuing stocks or bonds to investors in the capital market.

• Examples of...read more
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Q1. Knowledge about financial markets
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Q2. Excel skills and tools used before
Ans. 
I have advanced Excel skills including VLOOKUP, pivot tables, and macros.
• Proficient in VLOOKUP function for data lookup

• Experience creating and analyzing pivot tables for data summarization

• Knowledge of recording and running macros for automation

• Familiar with advanced functions like INDEX-MATCH and conditional formatting
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Q1. Family background and personal info
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Personality, behavioural, situational, logical

Topic was importance of financial literacy for a common man. The moderator was actively regulating the discussion and was quite friendly.

Q1. Capital market instruments, journal entry, difference between balance sheet and P&L statement, mutual fund vs hedge fund, derivatives
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Q1. Family background, shift flexibility, location preference
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Logical reasoning, quantitative aptitude, capital and money market, behavioural questions, investment banking, corporate Banking, mutual funds

Q1. What is derivative and types? What is mutual funds, what is NAV with formula, ratios, pg detailed projects ( what methods used,formula used,), about internships( what suggestions given, what did you learn)
Ans. 
Derivatives are financial contracts that derive their value from an underlying asset. Mutual funds are investment vehicles that pool money from multiple investors to invest in securities.
• Types of derivatives include futures, options, swaps, and forwards.

• NAV (Net Asset Value) is the value of a mutual fund's assets minus its liabilities, divided by the number of outstanding shares.

• Ratios used in mutual fund analysis incl...read more
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Q1. Why do you want to work in BNP Paribas? What do you know about investment banking, few situational questions,few work life questions, about futures, forwards? Why do we want to hire you?
Ans. 
I want to work in BNP Paribas because of its reputation in the investment banking industry and the opportunities it offers for career growth.
• I am attracted to BNP Paribas because of its strong reputation in the investment banking industry.

• I am impressed by the company's global presence and its commitment to providing innovative financial solutions.

• I believe working at BNP Paribas will provide me with valuable experienc...read more
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The aptitude test was fairly straightforward, it had RCs, grammar, basic maths, and logical reasoning questions. The reasoning section might be a little challenging if one has never dealt with such type of questions

Q1. What is the probability of getting at least one king while picking 2 cards from a deck at random?
Ans. 
The probability of getting at least one king while picking 2 cards from a deck at random is 15/221.
• To calculate the probability, we need to find the number of favorable outcomes and the total number of possible outcomes.

• There are 4 kings in a deck of 52 cards.

• The number of ways to choose 2 cards from a deck of 52 is given by the combination formula C(52, 2) = 1326.

• The number of ways to choose 2 cards without any king i...read more
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Q2. How are the three Financial Statements linked together?
Ans. 
The three financial statements (income statement, balance sheet, and cash flow statement) are linked together through the flow of information and transactions.
• The income statement shows the company's revenues, expenses, and net income or loss for a specific period. It provides information on the company's profitability.

• The net income or loss from the income statement is then transferred to the balance sheet as retained...read more
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Q3. What are Investment Banks?
Ans. 
Investment banks are financial institutions that provide various services to corporations, governments, and individuals.
• Investment banks help companies raise capital by underwriting securities offerings.

• They provide advisory services for mergers and acquisitions, helping clients with strategic decisions.

• Investment banks also engage in trading activities, buying and selling securities on behalf of clients.

• They offer res...read more
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Q4. What is Buy Side Vs Sell Side?
Ans. 
Buy side refers to firms that buy securities for investment purposes, while sell side refers to firms that sell securities to clients.
• Buy side firms include mutual funds, pension funds, and hedge funds.

• Sell side firms include investment banks, brokerages, and market makers.

• Buy side firms focus on generating returns for their clients by making investment decisions.

• Sell side firms facilitate transactions and provide serv...read more
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Q5. What is a Discounted Cash Flow model?
Ans. 
A Discounted Cash Flow (DCF) model is a financial valuation method used to estimate the value of an investment based on its future cash flows.
• DCF models calculate the present value of expected future cash flows by discounting them using a required rate of return.

• It is commonly used in investment analysis to determine the intrinsic value of a company or project.

• The model considers the time value of money, as cash receiv...read more
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Q6. How do you calculate the discount rate used in the DCF model?
Ans. 
The discount rate used in the DCF model is calculated by considering the risk-free rate, equity risk premium, and beta.
• The discount rate is the rate of return required by an investor to invest in a particular asset or project.

• It is calculated by adding the risk-free rate to the product of equity risk premium and beta.

• The risk-free rate represents the return on a risk-free investment, such as government bonds.

• Equity ris...read more
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Q7. How do you arrive at Free Cash Flow (both levered and unlevered)?
Ans. 
Free Cash Flow is calculated by subtracting capital expenditures from operating cash flow.
• Free Cash Flow (FCF) is a measure of a company's ability to generate cash after accounting for its capital expenditures.

• To calculate levered FCF, subtract interest expense and taxes from FCF.

• To calculate unlevered FCF, exclude interest expense and taxes from FCF.

• The formula for FCF is: FCF = Operating Cash Flow - Capital Expenditu...read more
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Q8. Take me through the effect of depreciation on all three Financial statements.
Ans. 
Depreciation affects all three financial statements: income statement, balance sheet, and cash flow statement.
• Depreciation is an expense that reduces net income on the income statement.

• Depreciation reduces the value of assets on the balance sheet.

• Depreciation is added back to net income on the cash flow statement as it is a non-cash expense.

• Depreciation affects the calculation of key financial ratios such as return on
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Q9. What would be your portfolio allocation to different asset classes assuming that you are investing for the long term?
Ans. 
A diversified portfolio allocation for long-term investing
• Diversify across asset classes to reduce risk

• Consider the investor's risk tolerance and investment goals

• Allocate a portion to equities for potential growth

• Include fixed income assets for stability and income

• Consider alternative investments for diversification

• Rebalance the portfolio periodically to maintain desired allocation
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Q10. What would be the average daily water consumption within a 1 km radius of the area where you live?
Ans. 
The average daily water consumption within a 1 km radius of my area is approximately 500,000 liters.
• The water consumption can vary depending on the population density and availability of water sources.

• Factors such as residential, commercial, and industrial activities can influence the consumption.

• Data from local water supply authorities or surveys can provide more accurate figures.

• Examples of water consumption activiti...read more
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Q11. What are your thoughts about the current global inflation scenario?
Ans. 
Global inflation is a complex issue with various factors influencing it.
• Global inflation is influenced by factors such as monetary policy, fiscal policy, supply and demand dynamics, and geopolitical events.

• Central banks play a crucial role in managing inflation through interest rate adjustments and other monetary measures.

• Inflation can have both positive and negative impacts on economies and individuals.

• Examples of rec...read more
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Q1. Why do you want to work in Finance?
Ans. 
I am passionate about finance and enjoy analyzing data and making informed decisions.
• I have always had a strong interest in finance and enjoy working with numbers and analyzing data.

• I find the world of finance fascinating and enjoy staying up-to-date with market trends and economic news.

• I am motivated by the opportunity to make informed financial decisions and help organizations achieve their goals.

• I have a natural apt...read more
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Q2. What do you know about the services we offer?
Ans. 
We offer a wide range of services to help businesses analyze and manage their retail information systems.
• Data analysis and reporting

• Retail information system management

• Inventory management

• Sales forecasting

• Customer behavior analysis

• Pricing optimization

• Competitor analysis
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Q3. Will you be comfortable working long hours as and when required? What about working on Weekends?
Ans. 
Yes, I am comfortable working long hours and on weekends as required.
• I am dedicated and committed to my work, and I understand that sometimes working long hours or on weekends is necessary to meet deadlines or handle urgent tasks.

• I have previous experience working on projects that required extra hours and weekend work, and I successfully managed to deliver high-quality results within the given time constraints.

• I am hig...read more
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Q4. How to arrive at FCF from EBIT, EBITDA, and NI respectively (levered FCF i.e. FCFF)?
Ans. 
FCF can be derived from EBIT, EBITDA, and NI by adjusting for taxes, non-cash expenses, and changes in working capital.
• To calculate FCFF from EBIT, subtract taxes and add back non-cash expenses (depreciation and amortization).

• To calculate FCFF from EBITDA, subtract taxes, add back non-cash expenses, and deduct capital expenditures.

• To calculate FCFF from NI, add back non-cash expenses, deduct taxes, and deduct changes i...read more
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Q5. How would you narrow down on an Investment when investing for the long term? Take me through the selection process.
Ans. 
To narrow down on an investment for the long term, one must consider various factors such as financial performance, industry trends, competitive advantage, and management quality.
• Evaluate the financial performance of the company, including revenue growth, profitability, and cash flow.

• Analyze industry trends and growth potential to identify sectors with long-term growth prospects.

• Assess the competitive advantage of the ...read more
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Q6. What do you understand about your role from the JD?
Ans. 
The role of an Analyst, RIS involves analyzing data and providing insights to support decision-making.
• Analyze data to identify trends and patterns

• Generate reports and dashboards to present findings

• Collaborate with stakeholders to understand their data needs

• Provide insights and recommendations based on data analysis

• Contribute to the development and improvement of data analysis processes
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Q7. What is a Private equity firm? What do these firms do?
Ans. 
Private equity firms are investment firms that pool capital from investors to acquire and invest in private companies.
• Private equity firms raise funds from institutional investors, such as pension funds and endowments, as well as high-net-worth individuals.

• These firms use the raised capital to acquire ownership stakes in private companies.

• Private equity firms aim to improve the financial performance of the acquired com...read more
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Q1. 1- Self Introduction
Ans. First of all, thank you for allowing me to introduce myself. I am Harshit Singh from Jaunpur Utter Pradesh. I have completed my graduation in Bsc from Kanpur University. My father is a Teacher, my mother is a Housewife. And I belong to the unclear family. My hobby is playing Cricket and Games That's all about me. Thank you
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Q2. 2- Why do you want this job
Ans. Sit, it is a great privilege for any one to work in a reputed like yours, when I read about your company I have found that my skills are matching your requirememts, where I can showcase my technical skills to contribute to the company growth
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Q1. Are u okay with shifts
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Q2. General questions about company
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Q1. Tell me something about ur self
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Q2. Capital markets related questions
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An aptitude test on the level of mba cet

Q1. Technical round with 2 members of sustainalytics - 1) what does sustainalytics do
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Q2. 2) what do you understand by ESG
Ans. 
ESG stands for Environmental, Social, and Governance. It is a framework used to evaluate a company's sustainability and ethical practices.
• ESG factors are used by investors to assess the long-term financial performance of a company.

• Environmental factors include a company's impact on climate change, natural resources, and pollution.

• Social factors include a company's impact on its employees, customers, and communities.

• Gov...read more
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Q3. 3) why this job, where would you find data from
Ans. 
I am interested in this job because it aligns with my research interests and allows me to contribute to meaningful projects.
• I have a strong passion for research and enjoy the process of collecting and analyzing data.

• This job offers the opportunity to work on diverse projects and collaborate with experts in the field.

• I believe this role will allow me to make a significant impact in advancing knowledge and finding soluti...read more
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Q1. Round with manager - what is esg, intro
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