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Sg Finserve Area Credit Manager Interview Questions and Answers for Experienced

Updated 8 Jun 2024

Sg Finserve Area Credit Manager Interview Experiences for Experienced

1 interview found

Area Credit Manager Interview Questions & Answers

user image Sakshii Pareek

posted on 8 Jun 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Jun 2023. There were 3 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. About Financials and command over Ratios.
    • Add your answer
  • Q2. Industry and Market
    • Add your answer
Round 2 - One-on-one 

(2 Questions)

  • Q1. Attitude and skills
    • Add your answer
  • Q2. Knowledge and Understanding about Product, Process and Management.
    • Add your answer
Round 3 - HR 

(2 Questions)

  • Q1. CTC Negotiation
    • Add your answer
  • Q2. Extra benefits apart from CTC which company is providing to the employees
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - To join SG Finserve is an amazing opportunity for everyone who so ever is ambitious, hardworking, have goals in life should join the organisation. One should have good knowledge about Financials analysis, Working Capital Assessment, Market Risk factors, and others.

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Interview Tips & Stories
2w
amanchoudhari
Verified Icon
·
student at
Pune Institute of Computer Technology, Pune
SAP Labs Interview Experience | On-Campus | SAP Basis Consultant
I participated in SAP Labs' 2025 placement drive at Pune Institute of Computer Technology (PICT) for the SAP Basis Consultant role. The process included three rounds: an aptitude + CS fundamentals test, a group discussion (GD), and a technical + HR interview. In the GD, I confidently initiated the discussion on "Being Famous vs Being Knowledgeable," supporting my points with examples. During the interview, I discussed my resume, internship experience with Node.js, PostgreSQL, and Prisma ORM, and machine learning models like Random Forest Regression. I also explained my problem-solving approach and adaptability to new technologies. I was one of the five students selected, and it was a great learning experience. My advice to future aspirants: Be thorough with your resume, practice aptitude and CS fundamentals, and work on communication skills. #Experiences #interviewexperiences #Experiences-QnA
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Interview questions from similar companies

Assistant Credit Manager Interview Questions & Answers

New India Co-Op Bank user image Sanket Ramchandra Suvarna

posted on 22 Oct 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Aug 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Describe M P B F
  • Ans. 

    MPBF stands for Maximum Permissible Bank Finance.

    • MPBF is the maximum amount of credit that a bank can extend to a borrower based on their financial statements and creditworthiness.

    • It is calculated by considering factors such as the borrower's working capital, profitability, and repayment capacity.

    • MPBF helps banks determine the maximum amount of loan they can provide to a borrower without exceeding the risk threshold.

    • Fo...

    • Answered by AI
    Add your answer
  • Q2. Ways in which Cash Credit becomes NPA
  • Ans. 

    Cash Credit becomes NPA when the borrower fails to repay the loan within the stipulated time period.

    • Non-payment of EMIs

    • Defaulting on interest payments

    • Lack of adequate collateral

    • Economic downturn affecting borrower's ability to repay

    • Fraudulent activities by the borrower

    • Answered by AI
    Add your answer
Round 3 - HR 

(1 Question)

  • Q1. Package Related questions and Answers
    • Add your answer
More about working at Sg Finserve

Sg Finserve Interview FAQs

How many rounds are there in Sg Finserve Area Credit Manager interview for experienced candidates?
Sg Finserve interview process for experienced candidates usually has 3 rounds. The most common rounds in the Sg Finserve interview process for experienced candidates are Technical, One-on-one Round and HR.
What are the top questions asked in Sg Finserve Area Credit Manager interview for experienced candidates?

Some of the top questions asked at the Sg Finserve Area Credit Manager interview for experienced candidates -

  1. Extra benefits apart from CTC which company is providing to the employ...read more
  2. Knowledge and Understanding about Product, Process and Manageme...read more
  3. About Financials and command over Rati...read more

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