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LendingKart Associate Director Interview Questions and Answers

Updated 10 Jun 2024

LendingKart Associate Director Interview Experiences

1 interview found

Associate Director Interview Questions & Answers

user image Chetan Sengar

posted on 10 Jun 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Jun 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Pervious Experience? Growth path? Achievements?
  • Q2. Have any information about Lendingkart? Business?
  • Ans. 

    Lendingkart is a fintech company in India providing working capital loans to small businesses.

    • Lendingkart uses technology and data analytics to assess the creditworthiness of small businesses.

    • The company offers quick and hassle-free loans to help businesses meet their financial needs.

    • Lendingkart has a user-friendly online platform for loan application and approval process.

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Pervious Experience?
  • Q2. Certification? Pervious job Challenges?

Interview questions from similar companies

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About experience and work profile
Round 3 - HR 

(1 Question)

  • Q1. About salary, position and working location

Interview Preparation Tips

Interview preparation tips for other job seekers - Great organization, No work pressure, Good incentive
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. What is the difference between secured and unscured loan
  • Ans. 

    Secured loans are backed by collateral, while unsecured loans are not.

    • Secured loans require collateral to secure the loan, such as a house or car

    • Unsecured loans do not require collateral and are based on the borrower's creditworthiness

    • Secured loans typically have lower interest rates due to the lower risk for the lender

    • Examples of secured loans include mortgages and auto loans, while credit cards and personal loans are

  • Answered by AI
  • Q2. How many types of loans are there.
  • Ans. 

    There are several types of loans including personal loans, home loans, auto loans, student loans, and business loans.

    • Personal loans

    • Home loans

    • Auto loans

    • Student loans

    • Business loans

  • Answered by AI
Round 2 - Technical 

(2 Questions)

  • Q1. What are the basic documents required to process a Business loan.
  • Ans. 

    Basic documents for a business loan include financial statements, business plan, credit history, and personal identification.

    • Financial statements (income statement, balance sheet, cash flow statement)

    • Business plan outlining the purpose of the loan and how it will be used

    • Credit history of the business and its owners

    • Personal identification documents (such as driver's license or passport)

    • Collateral documents (if applicabl

  • Answered by AI
  • Q2. What is 15% of 2 lakhs.
  • Ans. 

    15% of 2 lakhs is 30,000.

    • Calculate 15% of 2 lakhs by multiplying 2,00,000 by 0.15

    • 15% of 2 lakhs = 2,00,000 * 0.15 = 30,000

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I would recommend to experince working with Indifi. This is a Great place to work.
Interview experience
3
Average
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Tell me something about yourself
  • Q2. Situation based qiestions
  • Q3. What do you know about this company
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Basic Question about Banking
  • Q2. Calculate EMI and Interest
  • Ans. 

    To calculate EMI and interest, we need to know the loan amount, interest rate, and tenure.

    • EMI stands for Equated Monthly Installment, which is the fixed amount paid monthly towards the loan repayment.

    • EMI calculation formula: EMI = [P x R x (1+R)^N]/[(1+R)^N-1], where P is the loan amount, R is the interest rate per month, and N is the tenure in months.

    • Interest calculation formula: Interest = (P x R x N)/100, where P is...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Focus on excel based questions, Learn more about excel based financial modellings

I applied via Referral and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. What is your last big incentive achieve
  • Ans. 

    I successfully achieved a 20% increase in sales for my team's product line.

    • Implemented a targeted marketing campaign to reach new customers

    • Analyzed market trends and competitor strategies to identify opportunities

    • Collaborated with cross-functional teams to improve product features and pricing

    • Provided training and support to sales representatives to enhance their performance

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. What is ur big incentive
  • Ans. 

    My big incentive is to constantly learn and grow in my role, while also contributing to the success of the company.

    • I am motivated by the opportunity to develop new skills and knowledge

    • I am driven by the desire to make a meaningful impact in my work

    • I am inspired by the company's mission and vision

    • I am excited by the prospect of career advancement and personal growth

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Management is not perfect
Need changes some police structure.
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before May 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. SQL queries Oops Dbms Linked list
Round 3 - Technical 

(1 Question)

  • Q1. DSA array and map question

Interview Preparation Tips

Interview preparation tips for other job seekers - Practice SQL and DSA
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2022. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. Can you relocate to Gurgaon
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

The aptitude round consists of approx 20 q's, out of which half the q's were based on LR and aptitude and half based on computer fundamentals.

Round 2 - Coding Test 

The coding test consisted of 4 q's. The selection criteria was to complete at least 3 q's.

Round 3 - Technical 

(2 Questions)

  • Q1. Tell me something about yourself
  • Ans. 

    I am a passionate software engineer with experience in developing web applications using various technologies.

    • Experienced in developing web applications using HTML, CSS, JavaScript, and frameworks like React and Angular

    • Proficient in backend development with Node.js and databases like MongoDB and MySQL

    • Familiar with version control systems like Git and project management tools like Jira

  • Answered by AI
  • Q2. Questions on React.js, as i had build projects using react.js.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Are you comfortable working late hours?
  • Q2. Yes, Because I complete my work with dedication and commitment.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be yourself.

LendingKart Interview FAQs

How many rounds are there in LendingKart Associate Director interview?
LendingKart interview process usually has 2 rounds. The most common rounds in the LendingKart interview process are One-on-one Round and HR.
How to prepare for LendingKart Associate Director interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at LendingKart. The most common topics and skills that interviewers at LendingKart expect are Credit Risk, Credit Operations, SQL, Analytics and Banking.

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LendingKart Associate Director Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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LendingKart Associate Director Salary
based on 61 salaries
₹16.1 L/yr - ₹65 L/yr
At par with the average Associate Director Salary in India
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LendingKart Associate Director Reviews and Ratings

based on 2 reviews

1.3/5

Rating in categories

1.2

Skill development

1.0

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1.2

Salary

1.3

Job security

1.0

Company culture

1.2

Promotions

1.0

Work satisfaction

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