IndusInd Bank
10+ Interview Questions and Answers
Q1. What are there market or industrial volume and what is your market share, if you are an experienced person.
Our market volume is $X and our market share is Y%. As an experienced person, I have contributed to increasing our market share by implementing effective strategies.
Our market volume is determined by the total sales revenue of all companies in our industry.
Our market share is the percentage of total sales revenue that our company generates.
As an experienced person, I have contributed to increasing our market share by implementing effective marketing and sales strategies.
For e...read more
Q2. How much Life Insurance you able to deliver in a month?
I am able to deliver an average of 20 Life Insurance policies per month.
My sales record shows that I have consistently delivered at least 15 policies per month.
I have a strong network of potential clients and I am able to effectively communicate the benefits of Life Insurance.
I am always updated with the latest trends and policies in the insurance industry.
I am confident that with my skills and experience, I can exceed the expected target of Life Insurance policies per month.
Q3. Like what is clearing.what is rtgs etc
Clearing is the process of settling financial transactions between banks. RTGS is a real-time gross settlement system used for large value transactions.
Clearing involves the exchange of financial instruments between banks to settle transactions.
RTGS is a system used for high-value transactions that are settled in real-time.
Clearing and RTGS are important for ensuring the smooth functioning of the financial system.
Examples of transactions that may be settled through clearing a...read more
Q4. How to manage relationship with customer
Managing customer relationships involves effective communication, understanding their needs, providing excellent service, and building trust.
Maintain open and clear communication with customers
Listen actively to their concerns and needs
Provide prompt and personalized service
Build trust and rapport
Anticipate and exceed customer expectations
Handle complaints and issues professionally
Regularly seek feedback and act upon it
Develop long-term relationships by staying in touch
Offer ...read more
Q5. How to increase bank business
To increase bank business, focus on customer acquisition, product diversification, and digital transformation.
Implement targeted marketing campaigns to attract new customers
Offer a wide range of products and services to cater to different customer needs
Invest in digital channels and technology to enhance customer experience and convenience
Build strong relationships with existing customers through personalized services and loyalty programs
Expand network and open new branches i...read more
Q6. All cash and front desk customer service parameters
Cash and front desk customer service parameters are important for the role of Deputy Manager.
Cash handling: Ability to accurately count and handle cash transactions.
Customer service: Providing excellent service to customers at the front desk.
Problem-solving: Resolving customer complaints or issues related to cash transactions.
Communication skills: Effectively communicating with customers and team members.
Attention to detail: Ensuring accuracy in cash handling and customer inf...read more
Q7. Tell me about sales in new or use car
Sales in new or used car involves understanding customer needs, providing information on available options, negotiating prices, and closing deals.
Understand customer needs and preferences
Provide information on available new and used car options
Negotiate prices and financing terms
Close deals by addressing any concerns or objections
Follow up with customers for repeat business
Examples: Demonstrating features of a new car, comparing different used car models, offering test drives
Q8. How rls and increment refresh work
RLS (Row Level Security) and Incremental Refresh are features in Power BI used for data security and performance optimization.
RLS (Row Level Security) allows users to restrict access to certain rows of data based on their role or profile.
Incremental Refresh is used to optimize data refresh by only loading new or changed data since the last refresh.
RLS can be implemented by creating roles and defining filters based on user attributes.
Incremental Refresh can be set up by specif...read more
Q9. what is IRR and used car
IRR stands for Internal Rate of Return, a financial metric used to evaluate the profitability of an investment. Used car refers to a pre-owned vehicle.
IRR is a financial metric used to calculate the potential profitability of an investment over time.
It represents the discount rate that makes the net present value of all cash flows from a particular investment equal to zero.
Used car refers to a pre-owned vehicle that has been previously owned by one or more individuals.
The val...read more
Q10. How to customer handling
Customer handling involves effective communication, problem-solving, and empathy.
Listen actively to the customer's concerns
Remain calm and professional, even in difficult situations
Offer solutions and alternatives to resolve issues
Show empathy and understanding towards the customer's situation
Follow up with the customer to ensure their satisfaction
Q11. What is insurance
Insurance is a financial product that provides protection against financial losses resulting from unexpected events.
Insurance involves a contract between an individual or entity and an insurance company.
The individual or entity pays a premium in exchange for coverage against specified risks.
Common types of insurance include health insurance, auto insurance, life insurance, and property insurance.
Insurance helps individuals and businesses manage risk and protect themselves fin...read more
Q12. and tell me about loan
A loan is a sum of money borrowed from a bank or financial institution that is expected to be paid back with interest.
Loans can be used for various purposes such as buying a house, starting a business, or paying for education.
There are different types of loans including personal loans, home loans, and car loans.
Interest rates on loans can vary depending on the lender and the borrower's creditworthiness.
Top HR Questions asked in null
Interview Process at null
Top Deputy Manager Interview Questions from Similar Companies
Reviews
Interviews
Salaries
Users/Month