IndusInd Bank Banking Executive Interview Questions and Answers

Q1. U have experience in selling U have knowledge in idfc bank proses
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Q2. U have knowledge in idfc bank
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Q3. What is salary in idfc bank
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Q4. What is rules in tdfc bank
Ans. 
TDFC Bank has various rules and policies in place to ensure smooth functioning and customer satisfaction.
• TDFC Bank has strict KYC (Know Your Customer) policies in place to prevent fraud and money laundering.

• The bank follows RBI guidelines for interest rates, loan disbursement, and other financial transactions.

• TDFC Bank has a code of conduct for employees to maintain professionalism and ethical behavior.

• The bank has pol...read more
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Q5. What is benifit in idfc bank
Ans. 
IDFC Bank offers various benefits to its customers including high interest rates, personalized services, and easy access to banking services.
• IDFC Bank offers competitive interest rates on savings and fixed deposit accounts

• Customers can enjoy personalized services and customized solutions based on their financial needs

• The bank provides easy access to banking services through its digital platforms and network of branches...read more
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Q1. How much total Experience
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Q2. I am 4 years experience
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Q3. Where from you?
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Q4. What your education?
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I had an online test and also typing test too..

The candidates who got selected for the final round have undergone GD round and it was too fun and dramatic too?

Q1. Where do you see yourself in 5 years?
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Q2. What are your salary expectations?
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Q3. What is your family background?
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Q4. Share details of your previous job.
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Q5. Why should we hire you?
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Q6. Why are you looking for a change?
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Q7. What are your strengths and weaknesses?
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Q8. Tell me about yourself.
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Q1. How your skills align with the role that you have applied?
Ans. Have you faced any challenge recently? How did you overcome it?
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Q2. What are your strengths?
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Q3. What are your weaknesses?
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Q1. What is Enterprise value?
Ans. 
Enterprise value is a measure of a company's total value, including its market capitalization, debt, and cash.
• Enterprise value = Market capitalization + Total debt - Cash

• It represents the total value of a company that would need to be paid by a buyer to acquire the entire business.

• EV is used to compare the value of different companies, taking into account their debt levels and cash reserves.

• It is a more comprehensive m...read more
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Q2. Why is Cash subtracted in Enterprise Value formula?
Ans. 
Cash is subtracted in Enterprise Value formula to reflect the fact that it is a non-operating asset and can be used to pay off debt or fund operations.
• Cash is considered a non-operating asset as it is not directly related to the core operations of the business.

• By subtracting Cash from Enterprise Value, we are essentially adjusting the value to reflect the fact that Cash can be used to pay off debt or fund operations.

• Th...read more
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Q3. What is difference between EV/Net Income and P/E ratio in relative valuation?
Ans. 
EV/Net Income compares enterprise value to net income, while P/E ratio compares market price to earnings per share.
• EV/Net Income considers the entire capital structure of a company, including debt and equity, while P/E ratio only considers the market price of equity.

• EV/Net Income is a more comprehensive measure of valuation as it takes into account the company's debt levels, while P/E ratio is a simpler measure based o...read more
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Q1. Tell me about your self.
Ans. 
Experienced phone banking officer with strong communication skills and a passion for customer service.
• Over 5 years of experience in phone banking roles

• Skilled in handling customer inquiries and resolving issues efficiently

• Proficient in using banking software and systems

• Strong communication skills both verbal and written

• Passionate about providing excellent customer service
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Q2. Previous work experience
Ans. 
I have 3 years of experience in customer service roles, including phone banking.
• Worked as a customer service representative for a banking institution

• Handled customer inquiries and concerns over the phone

• Assisted customers with account management and transactions

• Provided information on banking products and services

• Resolved customer issues and complaints effectively
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Q1. Tell me about your self
Ans. 
Experienced phone banking officer with strong communication skills and a passion for customer service.
• Over 5 years of experience in phone banking roles

• Skilled in handling customer inquiries and resolving issues

• Proficient in using banking software and systems

• Excellent communication and interpersonal skills

• Focused on providing exceptional customer service

• Received multiple awards for top performance in customer satisfacti
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Q2. Previous work experience
Ans. 
I have over 5 years of experience in customer service roles, including phone banking and financial services.
• Worked as a Phone Banking Officer at XYZ Bank for 3 years

• Handled customer inquiries, resolved issues, and provided account information

• Trained new employees on banking procedures and customer service best practices
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Ask about carrier and situational based question

Q1. Family background
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