Indospace Capital Advisors Investment Associate Interview Questions and Answers

Q1. Tell about our current job
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The current job is the position of Branch Credit Manager.
• Responsible for managing credit operations and ensuring compliance with credit policies and procedures.

• Evaluate creditworthiness of customers and make decisions on credit approvals and limits.

• Monitor and analyze credit portfolio performance and identify potential risks.

• Collaborate with sales teams to support credit decisions and resolve credit-related issues.

• Main...read more
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Q1. Discuss about product knowledge
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Q1. Salary discussion
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Q1. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
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EBITDA and FCF are important financial metrics for credit analysis. FCF can be derived from EBITDA by adjusting for non-cash expenses and changes in working capital.
• EBITDA measures a company's operating performance before interest, taxes, depreciation, and amortization.

• FCF measures the cash generated by a company's operations that is available for distribution to investors.

• To derive FCF from EBITDA, you need to adjust ...read more
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Q2. Difference between term loan and project finance
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Term loan is a general purpose loan while project finance is a specific loan for a particular project.
• Term loan is a loan provided for general business purposes while project finance is a loan provided for a specific project.

• Project finance is secured by the assets and cash flows of the project while term loan is secured by the general assets of the borrower.

• Project finance is usually for a longer term than term loan.

• P...read more
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Q3. Financial covenants and other covenants for lending purpose
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Q4. Questions on working capital
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Q5. Various types of banking products
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Banking products include savings accounts, checking accounts, loans, credit cards, and investment accounts.
• Savings accounts: earn interest on deposited funds

• Checking accounts: used for daily transactions and bill payments

• Loans: borrowed funds with interest to be paid back over time

• Credit cards: allow users to make purchases on credit with interest

• Investment accounts: used to invest in stocks, bonds, and other securitie
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Basic knowledge , general knowledge , financial knowledge , numerical knowledge , basic calculations

Be a confidential take a innovative of interview always start a point .

Q1. Trade life cycle, vendor tools
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Q2. Swift messages, vostro and nostro
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Q3. Tell me about your profile
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I have a strong background in finance and investment banking with experience in analyzing financial data and executing transactions.
• Bachelor's degree in Finance from XYZ University

• Internship at ABC Investment Bank, where I assisted in financial modeling and due diligence for M&A transactions

• Worked as an Analyst at DEF Capital, where I conducted industry research and prepared pitch books for client presentations

• Proficie...read more
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Q1. Where do you see yourself in 5 years?
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Q1. Job related questions
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Q1. Salary related questions
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