Iffco Tokio General Insurance Co.
10+ Interview Questions and Answers
Q1. What is state??? Main sections of MV act are 166, 163A, 140, 149. Calculation must be known before interview acc. To PranaySethi case.
State refers to a politically organized territory with a government and a population.
State is a territorial and political entity with a defined boundary.
It has a government that exercises authority over its population.
The main sections of MV act are 166, 163A, 140, 149.
Calculation must be known before interview acc. to Pranay Sethi case.
State can refer to a country, province, or territory within a larger country.
For example, California is a state within the United States.
In I...read more
Q2. How much is All India Total Insurance Company: Which company covers life insurance?
All India Total Insurance Company is not a specific company. There are multiple insurance companies in India that offer life insurance policies.
There is no specific company named All India Total Insurance Company
Life insurance is offered by various insurance companies in India such as LIC, HDFC Life, ICICI Prudential, etc.
Q3. What is DNS and DHCP DNS is Domain Name Service
DNS is a service that translates domain names into IP addresses, while DHCP is a protocol that assigns IP addresses to devices on a network.
DNS stands for Domain Name System
DNS translates domain names (e.g., www.example.com) into IP addresses (e.g., 192.168.1.1)
DNS allows users to access websites and other resources using easy-to-remember domain names instead of IP addresses
DHCP stands for Dynamic Host Configuration Protocol
DHCP automatically assigns IP addresses, subnet mask...read more
Q4. What is IMAP and POP3
IMAP and POP3 are email protocols used for retrieving emails from a mail server.
IMAP (Internet Message Access Protocol) allows users to access and manage their emails directly on the mail server.
POP3 (Post Office Protocol version 3) downloads emails from the mail server to the user's device.
IMAP keeps emails synchronized across multiple devices, while POP3 typically downloads emails and removes them from the server.
IMAP supports folder management, message flags, and server-si...read more
Q5. What is OST and PST deferent
OST and PST are file formats used by Microsoft Outlook to store email data.
OST stands for Offline Storage Table and is used by Outlook to store a copy of mailbox data from an Exchange server.
OST files allow users to access their mailbox data even when they are not connected to the server.
PST stands for Personal Storage Table and is used to store email, contacts, calendar, and other data locally on a user's computer.
PST files are typically used for POP3, IMAP, or web-based ema...read more
Q6. What is RAM and ROM deferent
RAM and ROM are types of computer memory. RAM is volatile and used for temporary storage, while ROM is non-volatile and stores permanent data.
RAM stands for Random Access Memory and is used for temporary storage of data that can be read from and written to by the computer's processor.
ROM stands for Read-Only Memory and is non-volatile, meaning its contents are not lost when the computer is powered off. It stores permanent data that cannot be modified or erased.
RAM is faster b...read more
Q7. How to maintain every situation of company ?
Maintaining every situation of a company requires a proactive approach and effective communication.
Regular inspections and audits to identify potential issues
Establishing clear communication channels for reporting and addressing concerns
Developing and implementing policies and procedures to address various situations
Providing training and resources to employees to handle different scenarios
Regular review and update of company policies and procedures
Collaborating with differen...read more
Q8. What is DHCP and full form
DHCP stands for Dynamic Host Configuration Protocol. It is a network protocol that automatically assigns IP addresses to devices on a network.
DHCP is used to manage and allocate IP addresses in a network.
It allows devices to obtain IP addresses dynamically instead of manually configuring them.
DHCP also provides additional network configuration information like subnet mask, default gateway, and DNS server addresses.
It uses a client-server model where DHCP server assigns IP add...read more
Q9. What type of insurance are included in General Insurance?
General Insurance includes various types of non-life insurance policies.
Types of insurance included in General Insurance are property insurance, liability insurance, motor insurance, travel insurance, home insurance, marine insurance, etc.
Property insurance covers damage or loss of property due to fire, theft, etc.
Liability insurance covers legal liabilities arising due to injury or damage caused to a third party.
Motor insurance covers damages to vehicles due to accidents, th...read more
Q10. What are the principle of insurance
Principles of insurance are the fundamental rules that guide the insurance industry.
Principle of Utmost Good Faith
Principle of Insurable Interest
Principle of Indemnity
Principle of Contribution
Principle of Subrogation
Principle of Loss Minimization
Q11. From where agents can be recruited?
Agents can be recruited from various sources.
Job portals like LinkedIn, Glassdoor, Indeed, etc.
Referrals from current employees or industry contacts.
Social media platforms like Twitter, Facebook, etc.
Recruitment agencies or headhunters.
Career fairs and events.
College and university job boards.
Internship programs.
Employee referral programs.
Online communities and forums.
Professional associations and organizations.
Q12. What do you understand by test plan?
A test plan is a document outlining the approach, resources, schedule, and scope of testing activities.
Test plan defines the testing activities to be conducted, such as test objectives, test strategies, and test deliverables.
It includes details on test environment setup, test cases to be executed, and the criteria for entry and exit from testing.
Test plan also outlines the roles and responsibilities of team members involved in testing.
It serves as a roadmap for the testing pr...read more
Q13. Working of Turbocharger Which IMT is applicable for geographical area etc
A turbocharger is a device that increases the efficiency and power output of an engine by compressing air before it enters the combustion chamber.
Turbochargers use exhaust gases to spin a turbine, which then compresses the air intake
This compressed air allows for more fuel to be burned, resulting in increased power output
IMT (International Maritime Organization) regulations apply to ships using turbochargers in their engines
These regulations dictate the maximum allowable emis...read more
Q14. Worst management in Gulbarga branch
The worst management in Gulbarga branch was characterized by lack of communication, poor decision-making, and low employee morale.
Lack of communication between management and employees
Poor decision-making leading to inefficiencies and mistakes
Low employee morale due to lack of support and recognition
Ineffective leadership resulting in disorganization and confusion
Q15. How can you compromise the customer
Compromising the customer is unethical and should not be done.
Compromising the customer is not an ethical practice.
It is important to prioritize the customer's needs and satisfaction.
Building trust and maintaining a good relationship with the customer is crucial.
Providing excellent customer service and addressing their concerns promptly is key.
Offering fair and transparent pricing and avoiding deceptive practices is essential.
Q16. Do you have vehicle insurance
Yes, I have vehicle insurance.
I have vehicle insurance to protect myself and my vehicle in case of accidents or damages.
Having vehicle insurance is a legal requirement in many countries.
Vehicle insurance provides financial coverage for repairs, medical expenses, and liability claims.
It gives me peace of mind knowing that I am financially protected in case of any unforeseen events.
I have comprehensive coverage that includes protection against theft, vandalism, and natural disa...read more
Q17. What is Python slicing?
Python slicing is a technique used to extract a portion of a sequence like a list, tuple, or string.
Python slicing uses the syntax [start:stop:step] to extract elements from a sequence.
The start index is inclusive, while the stop index is exclusive.
If start is not provided, it defaults to 0. If stop is not provided, it goes to the end of the sequence.
Negative indices can be used to slice from the end of the sequence.
Example: myList = [1, 2, 3, 4, 5]; print(myList[1:4]) will o...read more
Q18. What is insurance
Insurance is a contract between an individual and an insurance company to protect against financial loss.
Insurance provides financial protection against unexpected events
Individuals pay premiums to an insurance company in exchange for coverage
Insurance policies can cover a variety of risks, such as health, property, and liability
Insurance companies use actuarial science to calculate risk and set premiums
Insurance helps individuals and businesses manage risk and avoid financia...read more
Q19. Difference between Java and c++
Java is platform-independent, object-oriented, and has automatic memory management. C++ is platform-dependent, supports multiple paradigms, and requires manual memory management.
Java is platform-independent, while C++ is platform-dependent.
Java is object-oriented, while C++ supports multiple paradigms.
Java has automatic memory management, while C++ requires manual memory management.
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