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Iffco Tokio General Insurance Co.

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10+ Interview Questions and Answers

Updated 24 Jun 2024

Q1. What is state??? Main sections of MV act are 166, 163A, 140, 149. Calculation must be known before interview acc. To PranaySethi case.

Ans.

State refers to a politically organized territory with a government and a population.

  • State is a territorial and political entity with a defined boundary.

  • It has a government that exercises authority over its population.

  • The main sections of MV act are 166, 163A, 140, 149.

  • Calculation must be known before interview acc. to Pranay Sethi case.

  • State can refer to a country, province, or territory within a larger country.

  • For example, California is a state within the United States.

  • In I...read more

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Q2. How much is All India Total Insurance Company: Which company covers life insurance?

Ans.

All India Total Insurance Company is not a specific company. There are multiple insurance companies in India that offer life insurance policies.

  • There is no specific company named All India Total Insurance Company

  • Life insurance is offered by various insurance companies in India such as LIC, HDFC Life, ICICI Prudential, etc.

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Q3. What is DNS and DHCP DNS is Domain Name Service

Ans.

DNS is a service that translates domain names into IP addresses, while DHCP is a protocol that assigns IP addresses to devices on a network.

  • DNS stands for Domain Name System

  • DNS translates domain names (e.g., www.example.com) into IP addresses (e.g., 192.168.1.1)

  • DNS allows users to access websites and other resources using easy-to-remember domain names instead of IP addresses

  • DHCP stands for Dynamic Host Configuration Protocol

  • DHCP automatically assigns IP addresses, subnet mask...read more

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Q4. What is IMAP and POP3

Ans.

IMAP and POP3 are email protocols used for retrieving emails from a mail server.

  • IMAP (Internet Message Access Protocol) allows users to access and manage their emails directly on the mail server.

  • POP3 (Post Office Protocol version 3) downloads emails from the mail server to the user's device.

  • IMAP keeps emails synchronized across multiple devices, while POP3 typically downloads emails and removes them from the server.

  • IMAP supports folder management, message flags, and server-si...read more

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Q5. What is OST and PST deferent

Ans.

OST and PST are file formats used by Microsoft Outlook to store email data.

  • OST stands for Offline Storage Table and is used by Outlook to store a copy of mailbox data from an Exchange server.

  • OST files allow users to access their mailbox data even when they are not connected to the server.

  • PST stands for Personal Storage Table and is used to store email, contacts, calendar, and other data locally on a user's computer.

  • PST files are typically used for POP3, IMAP, or web-based ema...read more

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Q6. What is RAM and ROM deferent

Ans.

RAM and ROM are types of computer memory. RAM is volatile and used for temporary storage, while ROM is non-volatile and stores permanent data.

  • RAM stands for Random Access Memory and is used for temporary storage of data that can be read from and written to by the computer's processor.

  • ROM stands for Read-Only Memory and is non-volatile, meaning its contents are not lost when the computer is powered off. It stores permanent data that cannot be modified or erased.

  • RAM is faster b...read more

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Q7. How to maintain every situation of company ?

Ans.

Maintaining every situation of a company requires a proactive approach and effective communication.

  • Regular inspections and audits to identify potential issues

  • Establishing clear communication channels for reporting and addressing concerns

  • Developing and implementing policies and procedures to address various situations

  • Providing training and resources to employees to handle different scenarios

  • Regular review and update of company policies and procedures

  • Collaborating with differen...read more

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Q8. What is DHCP and full form

Ans.

DHCP stands for Dynamic Host Configuration Protocol. It is a network protocol that automatically assigns IP addresses to devices on a network.

  • DHCP is used to manage and allocate IP addresses in a network.

  • It allows devices to obtain IP addresses dynamically instead of manually configuring them.

  • DHCP also provides additional network configuration information like subnet mask, default gateway, and DNS server addresses.

  • It uses a client-server model where DHCP server assigns IP add...read more

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Q9. What type of insurance are included in General Insurance?

Ans.

General Insurance includes various types of non-life insurance policies.

  • Types of insurance included in General Insurance are property insurance, liability insurance, motor insurance, travel insurance, home insurance, marine insurance, etc.

  • Property insurance covers damage or loss of property due to fire, theft, etc.

  • Liability insurance covers legal liabilities arising due to injury or damage caused to a third party.

  • Motor insurance covers damages to vehicles due to accidents, th...read more

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Q10. What are the principle of insurance

Ans.

Principles of insurance are the fundamental rules that guide the insurance industry.

  • Principle of Utmost Good Faith

  • Principle of Insurable Interest

  • Principle of Indemnity

  • Principle of Contribution

  • Principle of Subrogation

  • Principle of Loss Minimization

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Q11. From where agents can be recruited?

Ans.

Agents can be recruited from various sources.

  • Job portals like LinkedIn, Glassdoor, Indeed, etc.

  • Referrals from current employees or industry contacts.

  • Social media platforms like Twitter, Facebook, etc.

  • Recruitment agencies or headhunters.

  • Career fairs and events.

  • College and university job boards.

  • Internship programs.

  • Employee referral programs.

  • Online communities and forums.

  • Professional associations and organizations.

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Q12. What do you understand by test plan?

Ans.

A test plan is a document outlining the approach, resources, schedule, and scope of testing activities.

  • Test plan defines the testing activities to be conducted, such as test objectives, test strategies, and test deliverables.

  • It includes details on test environment setup, test cases to be executed, and the criteria for entry and exit from testing.

  • Test plan also outlines the roles and responsibilities of team members involved in testing.

  • It serves as a roadmap for the testing pr...read more

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Q13. Working of Turbocharger Which IMT is applicable for geographical area etc

Ans.

A turbocharger is a device that increases the efficiency and power output of an engine by compressing air before it enters the combustion chamber.

  • Turbochargers use exhaust gases to spin a turbine, which then compresses the air intake

  • This compressed air allows for more fuel to be burned, resulting in increased power output

  • IMT (International Maritime Organization) regulations apply to ships using turbochargers in their engines

  • These regulations dictate the maximum allowable emis...read more

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Q14. Worst management in Gulbarga branch

Ans.

The worst management in Gulbarga branch was characterized by lack of communication, poor decision-making, and low employee morale.

  • Lack of communication between management and employees

  • Poor decision-making leading to inefficiencies and mistakes

  • Low employee morale due to lack of support and recognition

  • Ineffective leadership resulting in disorganization and confusion

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Q15. How can you compromise the customer

Ans.

Compromising the customer is unethical and should not be done.

  • Compromising the customer is not an ethical practice.

  • It is important to prioritize the customer's needs and satisfaction.

  • Building trust and maintaining a good relationship with the customer is crucial.

  • Providing excellent customer service and addressing their concerns promptly is key.

  • Offering fair and transparent pricing and avoiding deceptive practices is essential.

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Q16. Do you have vehicle insurance

Ans.

Yes, I have vehicle insurance.

  • I have vehicle insurance to protect myself and my vehicle in case of accidents or damages.

  • Having vehicle insurance is a legal requirement in many countries.

  • Vehicle insurance provides financial coverage for repairs, medical expenses, and liability claims.

  • It gives me peace of mind knowing that I am financially protected in case of any unforeseen events.

  • I have comprehensive coverage that includes protection against theft, vandalism, and natural disa...read more

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Q17. What is Python slicing?

Ans.

Python slicing is a technique used to extract a portion of a sequence like a list, tuple, or string.

  • Python slicing uses the syntax [start:stop:step] to extract elements from a sequence.

  • The start index is inclusive, while the stop index is exclusive.

  • If start is not provided, it defaults to 0. If stop is not provided, it goes to the end of the sequence.

  • Negative indices can be used to slice from the end of the sequence.

  • Example: myList = [1, 2, 3, 4, 5]; print(myList[1:4]) will o...read more

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Q18. What is insurance

Ans.

Insurance is a contract between an individual and an insurance company to protect against financial loss.

  • Insurance provides financial protection against unexpected events

  • Individuals pay premiums to an insurance company in exchange for coverage

  • Insurance policies can cover a variety of risks, such as health, property, and liability

  • Insurance companies use actuarial science to calculate risk and set premiums

  • Insurance helps individuals and businesses manage risk and avoid financia...read more

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Q19. Difference between Java and c++

Ans.

Java is platform-independent, object-oriented, and has automatic memory management. C++ is platform-dependent, supports multiple paradigms, and requires manual memory management.

  • Java is platform-independent, while C++ is platform-dependent.

  • Java is object-oriented, while C++ supports multiple paradigms.

  • Java has automatic memory management, while C++ requires manual memory management.

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