ICBC Interview Questions and Answers

Q1. Tell me about yourself
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Q2. Salary expections
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Q1. What do you know about stock market??
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Q2. Can you deal presure
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Q3. Compulsary field work?
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Q1. Can you handle pressure
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Q2. All Saturday are working are you comfortable ?
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Any one topic to group discussion

Q1. What Abut your background and knowledge
Ans. 
I have a strong background in finance with over 10 years of experience in relationship management and a deep knowledge of investment products.
• 10+ years of experience in finance

• Specialize in relationship management

• Deep knowledge of investment products

• Experience in working with high net worth clients

• Strong communication and negotiation skills
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Q2. Skills and work experience
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Q3. Family background
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Q4. What you know About bajaj company
Ans. 
Bajaj is a well-known Indian multinational company with diverse business interests including automobiles, finance, and insurance.
• Founded in 1926 by Jamnalal Bajaj

• Headquartered in Pune, India

• One of the largest manufacturers of two-wheelers in India

• Offers a wide range of financial services through Bajaj Finance

• Known for its popular motorcycle models like Pulsar and Dominar
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Q5. How much you can salary expectation
Ans. 
My salary expectation is based on my experience, skills, and the market rate for this position.
• Consider my years of experience in the industry

• Research the average salary range for Senior Relationship Managers in this location

• Factor in the benefits and perks offered by the company

• Be open to negotiation based on the overall compensation package
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Q1. Walk me through your resume. About insurance process what is policy life cycle.
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Q2. Tell me about your previous role.
Ans. 
I was responsible for analyzing and improving processes to increase efficiency and productivity.
• Led process improvement initiatives to streamline operations

• Identified bottlenecks and implemented solutions to optimize workflows

• Collaborated with cross-functional teams to gather data and feedback

• Utilized data analysis tools to track performance metrics

• Developed and implemented process documentation and training materials
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Yet to complete the test

Q1. Asked about Gallagher.
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Q2. What do you know about Gallagher.
Ans. 
Gallagher is a global insurance brokerage, risk management, and consulting firm.
• Founded in 1927 by Arthur J. Gallagher

• Headquartered in Rolling Meadows, Illinois

• Provides insurance, risk management, and consulting services globally

• Offers services in areas such as commercial insurance, employee benefits, and personal insurance

• Has a strong focus on client relationships and personalized service
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Q1. Situation based questions were asked.
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Q2. How would you built the trust with the stakeholders
Ans. 
Building trust with stakeholders involves open communication, transparency, and delivering on commitments.
• Establish open lines of communication with stakeholders to address concerns and provide updates

• Be transparent about project progress, challenges, and decisions

• Deliver on commitments and follow through on promises to build credibility

• Seek feedback from stakeholders and incorporate their input into decision-making pr...read more
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A group discussion is a structured conversation among a group of individuals aimed at exchanging ideas, opinions, or information on a specific topic. Participants share their perspectives, engage in debate, and seek to reach a consensus or deeper understanding. This format is often used in educational settings, workplaces, or workshops to encourage collaboration and critical thinking.

Q1. Wht is the life insurance
Ans. 
Life insurance is a financial product that provides a lump sum payment to beneficiaries upon the insured's death.
• Life insurance provides financial protection for loved ones in the event of the insured's death.

• Premiums are paid regularly to maintain coverage.

• There are different types of life insurance policies such as term life, whole life, and universal life.

• The payout from a life insurance policy can be used to cover ...read more
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Q2. What is recruitment process
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Q1. Why important life insurance
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Q2. Wht is education plans
Ans. 
Education plans are financial products designed to help individuals save and invest for future education expenses.
• Education plans typically involve regular contributions to a savings or investment account.

• The funds can be used for tuition, books, fees, and other education-related expenses.

• Some education plans offer tax advantages or incentives to encourage saving for education.

• Examples of education plans include 529 pl...read more
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Q1. No Questions. Typing - Screen manipulation
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Q2. Finding information using provided sources
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Q1. Tell me about a time when you had to utilize multiple applications in order to process a claim.
Ans. 
I had to utilize multiple applications to process a claim for a customer who had both auto and home insurance policies.
• I accessed the auto insurance system to verify coverage and details of the claim.

• I then logged into the home insurance system to gather information on the property and any relevant policies.

• I used a claims processing software to input and track the details of the claim across both policies.

• I communicat...read more
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Q2. Are you willing to work occasional overtime when needed?
Ans. 
Yes, I am willing to work occasional overtime when needed.
• I understand the importance of meeting deadlines and am willing to put in extra hours when necessary

• I have previous experience working overtime and have been able to successfully manage my time and workload

• I am committed to the success of the team and am willing to go above and beyond to ensure tasks are completed on time
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Q1. About my self and protect detail
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Q2. About my knowledge of Adminstration
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Science,Math English

Q1. About my projects with detail and vendor deatils
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Q2. Techinal question
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Q1. Projects done in your last cmpny
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Q2. Ideas given for process improvement
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