IBM Senior Financial Analyst Interview Questions and Answers

The Golden rule of accounting is to debit the receiver and credit the giver.

• It is a fundamental principle of accounting.

• It is used to record transactions in the correct way.

• It ensures that the accounting equation remains balanced.

• For example, when a company receives cash, it debits cash and credits the account that provided the cash.

• It is also known as the principle of reciprocity.

I have experience working as a financial analyst in the past.

• I have worked as a financial analyst for XYZ Company for 3 years.

• During my time at XYZ Company, I was responsible for financial planning, budgeting, and forecasting.

• I conducted financial analysis to identify trends, risks, and opportunities for improvement.

• I prepared financial reports and presentations for senior management.

• I also collaborated with cross-func...read more

I am a financial analyst with expertise in financial modeling, data analysis, and risk assessment.

• I have a strong background in finance and accounting.

• I am skilled in using financial software and tools such as Excel and Bloomberg.

• I have experience in conducting financial research and analyzing market trends.

• I have successfully developed financial models to support investment decisions.

• I am detail-oriented and have exce...read more

I have a strong background in finance and a proven track record of delivering accurate and insightful financial analysis.

• I have a Bachelor's degree in Finance and have completed internships at reputable financial institutions.

• I have advanced skills in financial modeling and data analysis, which I have successfully applied in my previous roles.

• I have a keen eye for detail and a strong ability to identify trends and patt...read more

Genpact is a leading global professional services firm with expertise in finance and accounting.

• Genpact has a strong reputation in the financial services industry.

• They have a proven track record of delivering high-quality financial analysis.

• Genpact offers a wide range of opportunities for career growth and development.

• Their global presence provides exposure to diverse markets and industries.

• Genpact values innovation an...read more

Collateral management involves the process of monitoring and controlling assets provided as security for a loan or financial transaction.

• It is a risk management practice used by financial institutions to mitigate credit risk.

• Collateral can include various types of assets such as cash, securities, real estate, or inventory.

• The purpose of collateral management is to ensure the value and quality of the collateral, as well...read more

Strengths: Strong analytical skills and attention to detail. Weaknesses: Lack of experience in financial modeling and public speaking.

• Strength: I have strong analytical skills, which allow me to effectively analyze financial data and make informed decisions.

• Strength: I pay great attention to detail, ensuring accuracy in financial analysis and reporting.

• Weakness: I have limited experience in financial modeling, but I am...read more

Three difficult times in professional/personal life and how I dealt with them

• Losing my job during a company downsizing - I focused on updating my skills and networking to find new opportunities

• Dealing with a personal illness - I sought medical treatment, followed the doctor's advice, and leaned on my support system for emotional support

• Going through a difficult breakup - I prioritized self-care, sought therapy to proce...read more