HSBC Bank Interview Questions and Answers

Merge sort is a divide and conquer algorithm that recursively divides the array into halves and then merges them in sorted order.

• Divide the array into two halves

• Recursively sort each half

• Merge the sorted halves back together

IFRS 16 is an accounting standard that requires lessees to recognize assets and liabilities for all leases on their balance sheets.

• IFRS 16 eliminates the distinction between operating and finance leases for lessees.

• Lessees are required to recognize a right-of-use asset representing their right to use the leased asset and a lease liability representing their obligation to make lease payments.

• The standard also requires lessees to depreciate the right-of-use asset and recognize ...read more

Managed a project with aggressive timeline by prioritizing tasks, delegating effectively, and closely monitoring progress.

• Set clear goals and milestones to keep the team focused

• Identified potential roadblocks early on and developed contingency plans

• Regularly communicated with stakeholders to manage expectations

• Leveraged team strengths to optimize efficiency

• Utilized project management tools to track progress and adjust timelines as needed

The loan risk report process involves analyzing data to assess the risk associated with loans.

• Gather data on loan applicants' credit history, income, and other relevant factors

• Use statistical models to predict the likelihood of default on loans

• Generate reports highlighting high-risk loans and potential mitigation strategies

• Present findings to stakeholders for decision-making

I am expecting a salary that is commensurate with my skills and experience.

• I have researched the market rates for my position and qualifications.

• I am open to negotiation based on the specific job responsibilities and benefits package.

• I am looking for a fair and competitive salary that reflects my value to the company.

• I am willing to discuss any additional compensation such as bonuses or stock options.

• Overall, I am looking for a salary that is fair, reasonable, and reflects my...read more