Home Credit Finance Financial Associate Interview Questions and Answers

Q1. It was about customer service and need to know multilingual languages was asked about to speak about my family in Hindi and talk on the recent movie I watched .. it was cool and easy
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Q2. Why would you like to join the company
Ans. 
I would like to join the company because of its strong reputation, opportunities for growth, and alignment with my career goals.
• The company has a strong reputation in the industry, which is appealing to me as it indicates stability and success.

• I believe that the company offers great opportunities for growth and development, which is important to me as I am looking to advance my career.

• The company's values and mission a...read more
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Q3. How come you knew abt the openings
Ans. 
I regularly keep myself updated about job openings through various sources.
• I actively search for job openings on job portals and company websites.

• I network with professionals in my field who may inform me about job opportunities.

• I subscribe to email alerts and newsletters from job search platforms.

• I follow social media pages and groups related to job postings.

• I attend career fairs and industry events where companies of
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Q4. How can you deal with a frustrated client
Ans. 
To deal with a frustrated client, it is important to remain calm, empathize with their concerns, actively listen, offer solutions, and follow up to ensure satisfaction.
• Stay calm and composed

• Empathize with the client's frustrations

• Listen actively and attentively to their concerns

• Offer solutions or alternatives to address their issues

• Follow up to ensure their satisfaction

• Maintain a professional and positive attitude thro
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Q5. No questions asked further winded
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Q1. Data frame making in python
Ans. 
Data frame making in Python involves creating a structured table-like data structure using the pandas library.
• Use the pandas library to create a data frame

• Data frames are 2-dimensional labeled data structures with columns of potentially different types

• Data frames can be created from dictionaries, lists, numpy arrays, or other data frames

• Example: df = pd.DataFrame({'A': [1, 2, 3], 'B': ['a', 'b', 'c']})
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Q2. Random forest basic questions
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Q1. About yourself , qualifications , why you want internship in this company.
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Q2. What is your project
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Apptitude test conducted where there are 60 question in 60 min

Python, Verbal , Apptitude

Last one is interview round

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Q2. NAahjuutyijhg guihhftu dfyikhh fujgx
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Multiple Choice Questions

Q1. Why do you want to join us
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Q1. What do you know about collection process
Ans. 
Collection process involves the systematic and organized approach of obtaining payments from customers who have outstanding debts.
• It includes sending reminders and notices to customers about their overdue payments

• It may involve negotiating payment plans with customers

• Collection agencies may be hired to assist in the process

• Legal action may be taken as a last resort

• Documentation and record-keeping is important throughou
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Q2. How to deal with angry customer
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Q1. Reportings applicable to function
Ans. 
Reportings are essential for any function to track progress and identify areas of improvement.
• Regular reports should be generated to track progress and identify areas of improvement.

• Reports should be customized to the specific function and its goals.

• Reports should be easily understandable and actionable.

• Examples of reportings applicable to functions include sales reports, performance reports, and budget reports.
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Q2. Regulatory updates going on business environment
Ans. 
Regulatory updates are constantly shaping the business environment, impacting industries and companies in various ways.
• Regulations can affect everything from product development to marketing and sales strategies

• Changes in regulations can create new opportunities or pose challenges for businesses

• Industries such as healthcare, finance, and technology are particularly affected by regulatory updates

• Examples of recent regul...read more
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