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Yes, change in working capital can be negative.
A negative change in working capital means that current liabilities have increased more than current assets.
This can happen when a company pays off short-term debt or reduces its inventory levels.
Negative working capital can also indicate that a company is experiencing financial difficulties.
However, it is important to analyze the reasons behind the negative change in work...
The resulting PE ratio will depend on the terms of the acquisition.
The PE ratio of the combined company will depend on the price paid for the acquisition.
If the company with PE 10 acquires the one with PE 5, the resulting PE ratio will likely be closer to 10.
If the company with PE 5 acquires the one with PE 10, the resulting PE ratio will likely be closer to 5.
Other factors such as revenue and earnings growth should al...
DCF can be affected by inaccurate projections, discount rate assumptions, and terminal value estimates.
DCF relies heavily on projections, which can be difficult to accurately predict.
Discount rate assumptions can also greatly impact the valuation.
Terminal value estimates can be particularly challenging to determine.
DCF does not account for external factors such as market volatility or changes in industry trends.
DCF ass...
The reserve replacement ratio is a key ratio to evaluate the ability of upstream companies to replace the reserves they produce.
The reserve replacement ratio compares the amount of reserves added to the amount of reserves produced in a given period.
A ratio above 100% indicates that the company is replacing more reserves than it is producing.
A ratio below 100% indicates that the company is producing more reserves than i...
I would choose ROCE over ROE.
ROCE takes into account both equity and debt financing, providing a more accurate measure of a company's profitability.
ROE only considers equity financing, which can be misleading if a company has a high debt-to-equity ratio.
ROCE is a better indicator of a company's ability to generate returns on all invested capital.
ROE is still useful in analyzing a company's profitability from the perspe...
ROCE is chosen to evaluate the efficiency of a company's capital investments.
ROCE measures the return a company generates on its invested capital.
It helps in comparing the performance of companies in the same industry.
ROCE is useful in identifying companies that are reinvesting capital efficiently.
It is a better metric than just looking at profits as it considers the capital invested.
ROCE can be used to identify potent...
Compare ROE of 2 IT companies to determine undervalued and overvalued.
Calculate the average ROE for the industry to use as a benchmark
Compare the ROE of the two companies to the industry average
Consider other factors such as growth potential, debt levels, and market share
Use valuation methods such as P/E ratio and discounted cash flow analysis
Undervalued company will have lower ROE than industry average and lower valua...
Derivatives are financial contracts that derive their value from an underlying asset or security.
Derivatives can be used for hedging or speculation.
Common types of derivatives include futures, options, and swaps.
Futures contracts obligate the buyer to purchase an asset at a predetermined price and time.
Options contracts give the buyer the right, but not the obligation, to buy or sell an asset at a predetermined price a...
WACC stands for Weighted Average Cost of Capital. It is the average cost of all the capital used by a company.
WACC is used to determine the minimum return a company must earn on its investments to satisfy its investors.
It takes into account the cost of debt and equity, as well as the proportion of each in the company's capital structure.
The formula for WACC is: (Cost of Equity x % Equity) + (Cost of Debt x % Debt) + (C...
Company evaluation methods are techniques used to assess the financial health and performance of a company.
Financial ratio analysis
Discounted cash flow analysis
Comparable company analysis
Asset-based valuation
Earnings multiples
Scenario analysis
Market capitalization
Dividend discount model
I would rate myself among the top 10% of people on my campus.
I have consistently maintained a high GPA throughout my academic career.
I have actively participated in various extracurricular activities and have held leadership positions in some of them.
I have also completed internships and gained practical experience in my field of study.
I have received positive feedback from my professors and peers for my work and contr...
Finance offers a dynamic and challenging career with opportunities for growth and impact.
I have a passion for numbers and analyzing financial data
Finance provides a diverse range of career paths, from investment banking to asset management
I enjoy the fast-paced and constantly evolving nature of the industry
Finance plays a crucial role in driving economic growth and development
I am excited about the potential to make a ...
I have traveled to over 20 countries and love experiencing new cultures.
I have backpacked through Europe and Asia
I have tried exotic foods like scorpion and snake
I have learned basic phrases in multiple languages
I enjoy meeting locals and learning about their way of life
GSAM is a leading asset management firm with a strong track record of delivering results for clients.
GSAM has a diverse range of investment strategies and a global presence
The firm has a strong focus on risk management and a commitment to sustainable investing
GSAM has a history of delivering strong investment performance across asset classes
The firm has a culture of innovation and a commitment to excellence in client s
Companies go for share buyback to increase shareholder value and improve financial ratios.
To return excess cash to shareholders
To increase earnings per share by reducing the number of outstanding shares
To improve financial ratios such as return on equity and earnings per share
To signal to the market that the company believes its shares are undervalued
To prevent hostile takeovers by reducing the number of outstanding sh
True. Fiscal deficit leads to higher interest rates, reducing private investment.
Fiscal deficit leads to higher government borrowing, increasing demand for credit
Higher demand for credit leads to higher interest rates
Higher interest rates make borrowing expensive for private investors
Expensive borrowing reduces private investment
Examples: India's fiscal deficit led to high interest rates, reducing private investment in
Increase in fiscal deficit leads to depreciation of exchange rate.
Fiscal deficit means government spending exceeds revenue, leading to increased borrowing.
This increases the supply of domestic currency, leading to depreciation.
Investors may demand higher interest rates to compensate for increased risk, further depreciating the exchange rate.
Examples include India's rupee depreciation due to high fiscal deficit in 2013
What people are saying about Goldman Sachs
I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.
The minimum distance between opposite ends of a cuboid is the length of the diagonal of the cuboid.
To find the diagonal, use the Pythagorean theorem: diagonal = sqrt(length^2 + width^2 + height^2)
The length, width, and height of the cuboid must be known to calculate the diagonal
The ant can travel along any of the three pairs of opposite walls, so the minimum distance is the shortest diagonal
Example: A cuboid with lengt...
I wish to work in the finance sector because of my interest in financial markets and my desire to help individuals and businesses make informed financial decisions.
I have a strong passion for finance and economics
I enjoy analyzing financial data and making informed decisions
I want to help individuals and businesses make informed financial decisions
I am interested in the constantly evolving financial markets
I believe th...
Deutsche Bank is a leading global investment bank with a strong reputation and diverse range of services.
Deutsche Bank has a strong reputation in the industry
It offers a diverse range of services including investment banking, wealth management, and retail banking
The bank has a global presence with operations in over 70 countries
Deutsche Bank has a commitment to sustainability and social responsibility
It has a strong fo
I have the skills, experience, and passion to excel in this role.
I have a proven track record of success in similar roles.
I possess the necessary technical skills and knowledge.
I am a quick learner and adaptable to new situations.
I am a team player and can work collaboratively with others.
I am passionate about this industry and eager to contribute to its growth.
My biggest regret in IIT Kanpur was not taking advantage of all the opportunities available.
I wish I had participated in more extracurricular activities.
I regret not networking with more professors and alumni.
I failed to prioritize my time effectively and missed out on valuable experiences.
I wish I had taken more challenging courses and pushed myself academically.
I failed to seek help when I struggled with certain subj...
Winning the inter-hostel sports championship in my final year.
Being a part of the hostel sports team for four years.
Training hard and strategizing with the team to improve our performance.
Winning the championship after a tough competition with other hostels.
Celebrating with my teammates and hostel mates after the victory.
My intern paper was about the impact of social media on mental health.
Researched the effects of social media on mental health
Analyzed data from surveys and studies
Discussed potential solutions to mitigate negative effects
Presented findings to team and received positive feedback
Ranking of interest rates offered by Bonds, CDS and Loans.
CDS usually offer the highest interest rates due to their higher risk
Bonds offer lower interest rates than CDS but are less risky
Loans typically offer the lowest interest rates as they are secured by collateral
Interest rates can vary depending on the issuer's creditworthiness and market conditions
1. Digital transformation 2. E-commerce boom 3. Sustainability and social responsibility
Companies are investing heavily in digital transformation to stay competitive
E-commerce sales have skyrocketed due to the pandemic and changing consumer behavior
Businesses are increasingly focusing on sustainability and social responsibility to meet consumer demands and reduce their environmental impact
Fiscal Cliff is a term used to describe a combination of tax increases and spending cuts. Euro-Debt Crisis refers to the financial crisis faced by some European countries. Palestine war is a conflict between Israel and Palestine.
Fiscal Cliff: Combination of tax increases and spending cuts in the US
Euro-Debt Crisis: Financial crisis faced by some European countries like Greece, Spain, and Portugal
Palestine war: Conflict...
I appeared for an interview before Jun 2016.
I appeared for an interview before Jun 2016.
I am passionate about applying my mathematical skills to solve complex problems in the field of analysis.
I believe that my strong mathematical background provides me with a solid foundation for analytical work.
Mathematics has taught me critical thinking, problem-solving, and data analysis skills that are essential for an analyst role.
I enjoy working with numbers and using mathematical models to gain insights and make i...
Inflation is the rate at which the general level of prices for goods and services is increasing.
Inflation reduces the purchasing power of money
It is measured by the Consumer Price Index (CPI)
Causes of inflation include increase in money supply, demand-pull, cost-push, etc.
Hyperinflation is a severe form of inflation where prices rise rapidly
Inflation can have both positive and negative effects on the economy
Inflation is being talked about these days due to its impact on the economy and people's lives.
Inflation is a rise in the general level of prices of goods and services over a period of time.
It reduces the purchasing power of money, making goods and services more expensive.
Inflation can be caused by factors such as increased demand, supply shortages, or changes in government policies.
High inflation can erode savings, de...
Some of the top questions asked at the Goldman Sachs Asset Manager interview -
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