Exponent Finserv Interview Questions and Answers

The loan disbursal process involves verifying the borrower's eligibility, approving the loan, and releasing funds.

• Verify borrower's eligibility based on credit score, income, and other factors

• Approve loan based on eligibility criteria and risk assessment

• Release funds to borrower's account or via check or other payment method

• Ensure proper documentation and legal compliance throughout the process

PDD stands for Pre-Disbursement Due Diligence in the disbursal process.

• PDD involves verifying the borrower's information and ensuring all necessary documents are in place before disbursing the loan.

• It helps in reducing the risk of fraud and ensures that the loan is being disbursed to the right person.

• Examples of PDD activities include checking credit scores, verifying income documents, and confirming the borrower's ide

GST form monthly filing companies should file their returns on a monthly basis.

• GST form monthly filing companies should file their returns by the 20th of the following month.

• It is important to ensure accurate and timely filing to avoid penalties.

• Companies should maintain proper records and documentation for GST filing.

• Utilize online platforms for easier and more efficient filing processes.

• Seek professional help if need