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Ess Kay Fincorp Credit Manager Interview Questions and Answers for Experienced
Ess Kay Fincorp Credit Manager Interview Experiences for Experienced
1 interview found
Anonymous
I applied via Campus Placement and was interviewed before Jul 2019. There were 4 interview rounds.
Interview Questionnaire
5 Questions
- Q1. A case of some person that how much you give as a emi after calculation of all income and there expenses
- Q2. Some policy knowledge
- Q3. About family
- Q4. About college life
- Q5. About legal documents and itr and gst related
Interview Preparation Tips
And be on time
And be you normal
Credit Manager Jobs at Ess Kay Fincorp
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I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. They asked about prior experience, few question of Financial Analysis. About how to check credit worthiness of Customer.
Interview Preparation Tips
Interview Questionnaire
3 Questions
- Q1. How you justify credit of customer
- Ans.
Credit of a customer can be justified by evaluating their credit history, financial stability, and repayment capacity.
Evaluate the customer's credit history, including their payment patterns, outstanding debts, and any previous defaults.
Assess the customer's financial stability by analyzing their income, assets, and liabilities.
Consider the customer's repayment capacity by reviewing their cash flow, debt-to-income rati...
- Q2. What you do when you know you given wrong loan
- Q3. Customer can't provide proper justification of his income source
Selected
I applied via Referral and was interviewed in Jun 2022. There was 1 interview round.
(2 Questions)
- Q1. Say something about HL and Lap loan
- Ans.
HL stands for Home Loan and LAP stands for Loan Against Property.
HL is a type of loan specifically for purchasing a home or property.
LAP is a loan where a property is mortgaged to secure a loan for various purposes.
HL typically has lower interest rates compared to LAP.
LAP allows borrowers to leverage the value of their property for additional funds.
Both HL and LAP require thorough evaluation of the borrower's creditwor
- Q2. You know about Technical and legal process say something
Interview Questionnaire
1 Question
- Q1. Working culture in ISFC
- Ans.
ISFC has a positive and collaborative working culture that values teamwork and employee growth.
ISFC promotes a culture of transparency and open communication.
The company encourages employees to take ownership of their work and provides opportunities for professional development.
Teamwork is highly valued at ISFC, and employees are encouraged to collaborate and support each other.
The company also recognizes and rewards e...
Interview Preparation Tips
Selected
I applied via Walk-in and was interviewed before Aug 2023. There was 1 interview round.
(2 Questions)
- Q1. About role of credit mqnager
- Q2. Legal knowledge
Interview Preparation Tips
Selected
I appeared for an interview before Feb 2024.
Case study on finance and marketing
(2 Questions)
- Q1. Interview about finance knowledge
- Q2. Self introduction
(2 Questions)
- Q1. Salary expectation and flexibility
- Q2. Location
Interview Preparation Tips
I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.
(1 Question)
- Q1. About personal discussion with clients
(1 Question)
- Q1. Questions regarding Legal report
Interview Preparation Tips
Selected
I applied via Walk-in and was interviewed in Jan 2024. There were 2 interview rounds.
Senior check my knowledge
(1 Question)
- Q1. Salary negotiations
Interview Preparation Tips
Selected
I applied via Campus Placement and was interviewed in Aug 2023. There were 3 interview rounds.
Nothing , easy only logical and communication
It was easy basic logical reasoning
(2 Questions)
- Q1. Introduction of yourself
- Ans.
I am an experienced Credit Manager with a strong background in financial analysis and risk assessment.
Over 5 years of experience in credit management
Proficient in financial analysis and risk assessment
Strong understanding of credit policies and procedures
Excellent communication and negotiation skills
Proven track record of reducing bad debt and improving cash flow
- Q2. Document in credit
- Ans.
Documenting credit information is crucial for assessing risk and making informed decisions.
Maintain detailed records of customer credit applications, approvals, and payment history
Include relevant financial statements, credit reports, and references in the documentation
Regularly update and review credit files to ensure accuracy and compliance with policies
Document any communication or agreements regarding credit terms ...
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