ESAF Small Finance Bank Sales Manager Interview Questions and Answers

Q1. How much business you did at your last organisation
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Q2. More then my target I have achieved
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Q1. About my experience
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Q2. About my targets
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Q1. What are ulips?
Ans. 
ULIPs are Unit Linked Insurance Plans that combine insurance and investment in a single plan.
• ULIPs offer both insurance coverage and investment options

• Policyholders can choose where to invest their premiums in various funds like equity, debt, or balanced funds

• ULIPs provide flexibility to switch between funds based on market conditions

• Returns on ULIPs are subject to market performance and policy charges

• Example: HDFC Lif
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Q1. What is tax on ulips?
Ans. 
Tax on ULIPs is applicable as per the income tax laws in India.
• Tax on ULIPs is determined based on the premium amount paid and the maturity amount received.

• The premium paid towards ULIPs is eligible for tax deduction under Section 80C of the Income Tax Act.

• The maturity amount received from ULIPs is tax-free under Section 10(10D) of the Income Tax Act.

• Partial withdrawals from ULIPs may be subject to tax depending on the...read more
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Q1. How many experience. and how much sales officer working with you
Ans. 
I have 8 years of experience as a Sales Manager and currently have a team of 10 sales officers working with me.
• I have 8 years of experience as a Sales Manager

• I currently have a team of 10 sales officers working with me

• I have experience in managing and leading sales teams

• I have a track record of achieving and exceeding sales targets

• I have experience in developing and implementing sales strategies

• I have experience in tra
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Q2. Which branch you want.
Ans. 
I am open to any branch that requires my skills and expertise.
• I am willing to work in any branch that needs a sales manager.

• I am adaptable and can work in any environment.

• I am excited to learn about new products and services.

• I am confident in my ability to lead a sales team to success.
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Q1. CV RELATED QUESTIONS
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Q2. IRR, POLICY, working
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Q1. Finance sector loan against property
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Q2. Home loan sector
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Q3. Salary related questions
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Q1. Loan against property
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Quantum appitude market knowledge and process

Old case study and final conclusion