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posted on 7 Jan 2025
Underwriting. Personal Information
What is your full name, Social Security Number, and date of birth?
Are you a U.S. citizen or permanent resident?
Why they ask: To verify your identity and eligibility for a mortgage.
2. Income and Employment
What is your annual income?
Are you employed, self-employed, or retired?
How long have you been at your current job?
Why they ask: To ensure you have a steady income to repay the loan.
3. Credit History
What is your credit score?
Do you have any outstanding loans, credit card debt, or missed payments?
Have you ever declared bankruptcy or had a foreclosure?
Why they ask: To assess your ability and reliability to repay the loan.
4. Assets and Savings
How much money do you have in savings, investments, or retirement accounts?
Do you own any other properties or assets?
Why they ask: To confirm you have enough funds for a down payment, closing costs, and emergency reserves.
5. Property Details
What is the purchase price of the home?
Are you buying a primary residence, second home, or investment property?
What is the home’s address and type (e.g., single-family, condo)?
Why they ask: To evaluate the value and purpose of the property as collateral for the loan.
6. Debts and Expenses
What are your monthly expenses, including rent, utilities, and other bills?
Do you owe child support or alimony?
Why they ask: To calculate your debt-to-income (DTI) ratio and ensure you can afford the mortgage payments.
7. Down Payment
How much are you planning to put down as a down payment?
Are the funds coming from your savings or a gift?
Why they ask: To verify you have a sufficient down payment and its source is legitimate.
8. Insurance and Taxes
Do you have homeowners insurance lined up?
Are you aware of the property taxes in the area?
posted on 7 Jan 2025
I applied via Recruitment Consulltant and was interviewed in Dec 2024. There were 2 interview rounds.
I applied via Campus Placement and was interviewed in Nov 2024. There were 4 interview rounds.
Long programming round in the Chennai office - 3 hours.
use case scenario will be provided: need to sketch any diagrams like uml/class/ER diagrams but not flow chart.
45 min for diagram and presentation to Pannel(each Pannel: 10 students with 1-3 Pannel members) once your presentation and modifications are approved. van proceed with programming(implementation of the use case).
I applied via Referral and was interviewed in Dec 2024. There were 3 interview rounds.
Yes, I am willing to learn new skills and knowledge, and also share my expertise with others.
I am always eager to expand my skill set and knowledge through training and development opportunities.
I am also willing to share my expertise with colleagues and assist them in learning new tasks or processes.
For example, I recently attended a workshop on new software and then trained my team on how to use it effectively.
I applied via Campus Placement and was interviewed in Nov 2024. There were 2 interview rounds.
The test will comprise a total of 60 questions, divided as follows: 70% of the questions will focus on finance and accounting, while the remaining questions will cover aptitude and English.
I applied via Naukri.com and was interviewed in Sep 2024. There were 4 interview rounds.
Implementation of shared and unique pointers in C++ with operator overloading.
Implement a class for shared pointer with reference counting.
Handle assignment by incrementing reference count and decrementing old pointer's count.
Overload -> and * operators to access underlying object.
Use shared pointer in main method by creating instances and passing them around.
For unique pointer, implement a class that transfers ownersh
Design a system with org hierarchy to find all sub-ordinates using array of pointers.
Create a class for each employee with a pointer to their manager
Use an array of pointers to store all employee objects
Traverse the array to find all sub-ordinates of a given employee
Yes, I am ready to shift to Bengaluru for the c++ associate position.
I am excited about the opportunity to work in Bengaluru.
I have researched the city and am comfortable with the relocation.
I am flexible and adaptable to new environments.
I have friends/family in Bengaluru who can support me during the transition.
I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.
I applied via Company Website and was interviewed in Aug 2024. There were 3 interview rounds.
My work experience includes roles in financial services and consulting, providing me with relevant skills for Amex.
I have worked in financial services for 5+ years, including roles at a major bank and a fintech startup.
I have experience in consulting, where I worked on projects related to financial analysis and strategy development.
My resume highlights my expertise in financial modeling, data analysis, and client relat...
I changed to Amex for its reputation for innovation, strong company culture, and opportunities for growth.
Reputation for innovation in the financial industry
Strong company culture focused on employee development and diversity
Opportunities for career growth and advancement within the company
I utilized data management and analytics to track project progress, identify trends, and make data-driven decisions.
Implemented data management systems to organize and store project data efficiently
Utilized analytics tools to analyze project performance and identify areas for improvement
Generated reports and dashboards to track key metrics and communicate findings to stakeholders
Used data insights to make informed deci
I used data analysis tools to identify trends, patterns, and correlations to inform strategic business decisions.
Utilized data visualization tools to present key findings to stakeholders
Conducted regression analysis to predict future outcomes based on historical data
Collaborated with cross-functional teams to gather and analyze data from multiple sources
I always approach disagreements with a focus on finding common ground and maintaining open communication.
Listen actively to understand the boss's perspective
Express my own perspective calmly and respectfully
Seek a compromise or solution that benefits both parties
Follow up to ensure the issue is fully resolved
I will approach different teams with requirements by understanding their unique needs, building relationships, and communicating effectively.
Understand the goals and priorities of each team to tailor requirements accordingly
Build relationships with key stakeholders to gain buy-in and support
Communicate clearly and regularly to ensure alignment and address any concerns
Collaborate with cross-functional teams to ensure al
To find the top 3 horses from a set of 25 horses, we can sort them based on their performance or rankings.
Sort the horses based on their performance or rankings
Select the top 3 horses from the sorted list
Consider factors like speed, endurance, and previous race results
I approach conflicts at workplace by actively listening, understanding all perspectives, and finding a mutually beneficial solution.
Actively listen to all parties involved in the conflict
Seek to understand the root cause of the conflict
Encourage open communication and dialogue
Find a mutually beneficial solution that addresses the concerns of all parties
Mediate if necessary to facilitate resolution
I prioritize tasks, set boundaries, delegate when necessary, and make time for self-care.
Prioritize tasks based on deadlines and importance
Set boundaries by establishing work hours and sticking to them
Delegate tasks to team members when overwhelmed
Schedule time for self-care activities like exercise, hobbies, and relaxation
Communicate with supervisors and colleagues about workload and availability
The 3 pillars of data management are data quality, data governance, and data security.
Data quality ensures that data is accurate, complete, and reliable.
Data governance involves establishing policies and procedures for managing data assets.
Data security focuses on protecting data from unauthorized access or breaches.
I will approach disputes with my manager by actively listening, seeking common ground, and proposing solutions collaboratively.
Actively listen to my manager's perspective and concerns
Seek common ground and areas of agreement
Propose solutions collaboratively, considering both perspectives
Maintain professionalism and respect throughout the discussion
Seek feedback and learn from the experience to prevent future conflicts
posted on 5 Jan 2025
I applied via Job Portal and was interviewed before Jan 2024. There were 2 interview rounds.
Senior Oracle Database Administrator
4
salaries
| ₹7.6 L/yr - ₹20.2 L/yr |
Wells Fargo
JPMorgan Chase & Co.
American Express
UBS