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Business Accountability Associate Interview Questions & Answers

Wells Fargo user image Anonymous

posted on 7 Jan 2025

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Assignment 

Underwriting. Personal Information

What is your full name, Social Security Number, and date of birth?

Are you a U.S. citizen or permanent resident?


Why they ask: To verify your identity and eligibility for a mortgage.

2. Income and Employment

What is your annual income?

Are you employed, self-employed, or retired?

How long have you been at your current job?


Why they ask: To ensure you have a steady income to repay the loan.

3. Credit History

What is your credit score?

Do you have any outstanding loans, credit card debt, or missed payments?

Have you ever declared bankruptcy or had a foreclosure?


Why they ask: To assess your ability and reliability to repay the loan.

4. Assets and Savings

How much money do you have in savings, investments, or retirement accounts?

Do you own any other properties or assets?


Why they ask: To confirm you have enough funds for a down payment, closing costs, and emergency reserves.

5. Property Details

What is the purchase price of the home?

Are you buying a primary residence, second home, or investment property?

What is the home’s address and type (e.g., single-family, condo)?


Why they ask: To evaluate the value and purpose of the property as collateral for the loan.

6. Debts and Expenses

What are your monthly expenses, including rent, utilities, and other bills?

Do you owe child support or alimony?


Why they ask: To calculate your debt-to-income (DTI) ratio and ensure you can afford the mortgage payments.

7. Down Payment

How much are you planning to put down as a down payment?

Are the funds coming from your savings or a gift?


Why they ask: To verify you have a sufficient down payment and its source is legitimate.

8. Insurance and Taxes

Do you have homeowners insurance lined up?

Are you aware of the property taxes in the area?

Round 2 - HR 

(1 Question)

  • Q1. Previous Employment
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
No response

I applied via Recruitment Consulltant and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Questions related to backend and AWS.
Round 2 - Technical 

(1 Question)

  • Q1. Question related to front end and database.

Interview Preparation Tips

Topics to prepare for JPMorgan Chase & Co. Fullstack Java Developer interview:
  • DSA
  • Bootstrap
  • Javascript
  • Redshift
  • Django
  • kubernate
  • Python
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. Basic questions on python
  • Q2. Difference between list tuple
  • Q3. Area of room 6D
  • Q4. Most emberacing situation u faced in your life
  • Q5. Behavior questions like what will u do if this happens
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Nov 2024. There were 4 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. 3 short programming questions(can solve in any language, just need to complete the missing code)
  • Q2. Aptitude and technical mcqs
Round 2 - Coding Test 

Long programming round in the Chennai office - 3 hours.
use case scenario will be provided: need to sketch any diagrams like uml/class/ER diagrams but not flow chart.

45 min for diagram and presentation to Pannel(each Pannel: 10 students with 1-3 Pannel members) once your presentation and modifications are approved. van proceed with programming(implementation of the use case).

Round 3 - Technical 

(3 Questions)

  • Q1. 30- 45 min of technical 1 Each Pannel consist of 2 to3 interviewers.
  • Q2. Questions from resume(projects,skillsets) solving problems with low time complexity possible
  • Q3. Database(sql Querys) Indepth Opps questions(with implementation)
Round 4 - Technical 

(1 Question)

  • Q1. Technical 2 DSA(data structures like linked list, trees) projects evaluating skills few os and cn questions
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Dec 2024. There were 3 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. Skill knowledge
  • Q2. Practical skill testing
Round 2 - One-on-one 

(2 Questions)

  • Q1. Salary discussion
  • Q2. Company rules
Round 3 - Technical 

(2 Questions)

  • Q1. Every day to day updates
  • Q2. Willing to learn and teach
  • Ans. 

    Yes, I am willing to learn new skills and knowledge, and also share my expertise with others.

    • I am always eager to expand my skill set and knowledge through training and development opportunities.

    • I am also willing to share my expertise with colleagues and assist them in learning new tasks or processes.

    • For example, I recently attended a workshop on new software and then trained my team on how to use it effectively.

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

The test will comprise a total of 60 questions, divided as follows: 70% of the questions will focus on finance and accounting, while the remaining questions will cover aptitude and English.

Round 2 - Technical 

(1 Question)

  • Q1. Zero coupon bonds, long-term liabilities, return on equity, debt-equity ratio, captial budgeting and techniques, bonds and its types, debt instruments meaning, collateral, mortgage, spin off, demerger, mer...

Interview Preparation Tips

Interview preparation tips for other job seekers - The interview panel consists of two members: the team leader and the manager. They specifically asked me detailed questions regarding finance, which included my percentage in my MBA, inquiries related to my projects, and how I learned about the company. While responding to the questions, it is essential to remain confident, and if a question is unfamiliar, we can articulate our response in our own words. We should answer them slowly instead of hurrying. Overall I have a great experience while answering the questions and panel members were polite persons.

c++ associate Interview Questions & Answers

Morgan Stanley user image Anonymous

posted on 7 Oct 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Sep 2024. There were 4 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. Write your own implementation for shared pointer. How it will handle if it get assigned by another one. How will you use it in main method. How will you overload -> operator and dereferencing operator in t...
  • Ans. 

    Implementation of shared and unique pointers in C++ with operator overloading.

    • Implement a class for shared pointer with reference counting.

    • Handle assignment by incrementing reference count and decrementing old pointer's count.

    • Overload -> and * operators to access underlying object.

    • Use shared pointer in main method by creating instances and passing them around.

    • For unique pointer, implement a class that transfers ownersh

  • Answered by AI
  • Q2. Simple problem for binary search but input values are double not integer
Round 2 - Technical 

(2 Questions)

  • Q1. Given bst find two values from tree which will give you required sum. In two pointer is it better to use middle-out instead of starting from both end probabilistically
  • Q2. Design splitwise like add and explain
Round 3 - Technical 

(6 Questions)

  • Q1. Write signature of shared pointer
  • Q2. Design system similar to load balancer where if request comes again with same id it should go to server it went for first time. with constant space complexity
  • Q3. Design system where there is org hierarchy and you should be able to find all sub-ordinates Optimize is using array of pointer
  • Ans. 

    Design a system with org hierarchy to find all sub-ordinates using array of pointers.

    • Create a class for each employee with a pointer to their manager

    • Use an array of pointers to store all employee objects

    • Traverse the array to find all sub-ordinates of a given employee

  • Answered by AI
  • Q4. Write lambda function and it's signature
  • Q5. Do you know about template Class and function template
  • Q6. How does auto work internally?
Round 4 - HR 

(1 Question)

  • Q1. Are you ready to shift to bengaluru
  • Ans. 

    Yes, I am ready to shift to Bengaluru for the c++ associate position.

    • I am excited about the opportunity to work in Bengaluru.

    • I have researched the city and am comfortable with the relocation.

    • I am flexible and adaptable to new environments.

    • I have friends/family in Bengaluru who can support me during the transition.

  • Answered by AI

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Projects done in previous companies.
  • Q2. Basic Classical ML questions, bagging boosting, evaluation metrics etc
Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Aug 2024. There were 3 interview rounds.

Round 1 - One-on-one 

(7 Questions)

  • Q1. Work experience and relevance of your resume for Amex
  • Ans. 

    My work experience includes roles in financial services and consulting, providing me with relevant skills for Amex.

    • I have worked in financial services for 5+ years, including roles at a major bank and a fintech startup.

    • I have experience in consulting, where I worked on projects related to financial analysis and strategy development.

    • My resume highlights my expertise in financial modeling, data analysis, and client relat...

  • Answered by AI
  • Q2. Why change to Amex? What attracted you the most about Amex?
  • Ans. 

    I changed to Amex for its reputation for innovation, strong company culture, and opportunities for growth.

    • Reputation for innovation in the financial industry

    • Strong company culture focused on employee development and diversity

    • Opportunities for career growth and advancement within the company

  • Answered by AI
  • Q3. Technology questions such as how API works and your experience in working with data?
  • Q4. How you used data management and analytics in your last role?
  • Ans. 

    I utilized data management and analytics to track project progress, identify trends, and make data-driven decisions.

    • Implemented data management systems to organize and store project data efficiently

    • Utilized analytics tools to analyze project performance and identify areas for improvement

    • Generated reports and dashboards to track key metrics and communicate findings to stakeholders

    • Used data insights to make informed deci

  • Answered by AI
  • Q5. How you can make business decisions from data in your last role?
  • Ans. 

    I used data analysis tools to identify trends, patterns, and correlations to inform strategic business decisions.

    • Utilized data visualization tools to present key findings to stakeholders

    • Conducted regression analysis to predict future outcomes based on historical data

    • Collaborated with cross-functional teams to gather and analyze data from multiple sources

  • Answered by AI
  • Q6. How you solved any disagreement with your boss in last role?
  • Ans. 

    I always approach disagreements with a focus on finding common ground and maintaining open communication.

    • Listen actively to understand the boss's perspective

    • Express my own perspective calmly and respectfully

    • Seek a compromise or solution that benefits both parties

    • Follow up to ensure the issue is fully resolved

  • Answered by AI
  • Q7. How will you approach different teams with requirements as a product manager?
  • Ans. 

    I will approach different teams with requirements by understanding their unique needs, building relationships, and communicating effectively.

    • Understand the goals and priorities of each team to tailor requirements accordingly

    • Build relationships with key stakeholders to gain buy-in and support

    • Communicate clearly and regularly to ensure alignment and address any concerns

    • Collaborate with cross-functional teams to ensure al

  • Answered by AI
Round 2 - One-on-one 

(4 Questions)

  • Q1. Logical Questions - Check out Geeks for Geeks Puzzles and memorise them all or atleast understand logic for each
  • Q2. 3 ants around a triangle problem
  • Q3. Find top 3 horses from 25 horses set
  • Ans. 

    To find the top 3 horses from a set of 25 horses, we can sort them based on their performance or rankings.

    • Sort the horses based on their performance or rankings

    • Select the top 3 horses from the sorted list

    • Consider factors like speed, endurance, and previous race results

  • Answered by AI
  • Q4. How will you approach conflicts at workplace?
  • Ans. 

    I approach conflicts at workplace by actively listening, understanding all perspectives, and finding a mutually beneficial solution.

    • Actively listen to all parties involved in the conflict

    • Seek to understand the root cause of the conflict

    • Encourage open communication and dialogue

    • Find a mutually beneficial solution that addresses the concerns of all parties

    • Mediate if necessary to facilitate resolution

  • Answered by AI
Round 3 - One-on-one 

(4 Questions)

  • Q1. Behavioural questions
  • Q2. How will you manage work life balance?
  • Ans. 

    I prioritize tasks, set boundaries, delegate when necessary, and make time for self-care.

    • Prioritize tasks based on deadlines and importance

    • Set boundaries by establishing work hours and sticking to them

    • Delegate tasks to team members when overwhelmed

    • Schedule time for self-care activities like exercise, hobbies, and relaxation

    • Communicate with supervisors and colleagues about workload and availability

  • Answered by AI
  • Q3. What are the 3 pillars of data management?
  • Ans. 

    The 3 pillars of data management are data quality, data governance, and data security.

    • Data quality ensures that data is accurate, complete, and reliable.

    • Data governance involves establishing policies and procedures for managing data assets.

    • Data security focuses on protecting data from unauthorized access or breaches.

  • Answered by AI
  • Q4. How will you solve disputes and disagreements with your manager?
  • Ans. 

    I will approach disputes with my manager by actively listening, seeking common ground, and proposing solutions collaboratively.

    • Actively listen to my manager's perspective and concerns

    • Seek common ground and areas of agreement

    • Propose solutions collaboratively, considering both perspectives

    • Maintain professionalism and respect throughout the discussion

    • Seek feedback and learn from the experience to prevent future conflicts

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Stay in touch with HR because their process is long and needs many approvals before you can join the company but worth every minute and effort because the company is top notch

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Portal and was interviewed before Jan 2024. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Basic questions- Background and visa, previous experience.
Round 2 - Technical 

(1 Question)

  • Q1. Basic questions regarding customer service situations, types of scams and fraud on credit cards.

Interview Preparation Tips

Topics to prepare for TSYS|Total System Services Fraud Analyst interview:
  • Credit Cards
  • Scams
  • fraud
Interview preparation tips for other job seekers - Easy interview - focus on communication and have some knowledge regarding credit card, payments.

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