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I was interviewed in Jan 2025.
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I applied via Referral and was interviewed before May 2020. There were 3 interview rounds.
Credit analysis involves evaluating the creditworthiness of a borrower to determine the likelihood of repayment.
Gather financial information about the borrower, including income, assets, and liabilities
Assess the borrower's credit history and credit score
Analyze the borrower's debt-to-income ratio and other financial ratios
Consider external factors such as economic conditions and industry trends
Make a recommendation on...
Assessing business risk involves evaluating various parameters.
Financial stability and performance
Market competition and trends
Regulatory compliance and legal issues
Management team and corporate governance
Industry and macroeconomic factors
Brand reputation and customer satisfaction
Supply chain and operational risks
I applied via Company Website and was interviewed before Aug 2021. There were 2 interview rounds.
Current ratio is a financial ratio that measures a company's ability to pay its short-term obligations.
Current ratio is calculated by dividing current assets by current liabilities.
It is used to evaluate a company's liquidity and short-term financial health.
A ratio of 1 or higher is generally considered good, indicating that the company can meet its short-term obligations.
However, a very high current ratio may indicate...
The ratio of current assets and liabilities is a measure of a company's ability to pay off its short-term debts.
Current ratio = current assets / current liabilities
A ratio of 2:1 or higher is considered healthy
Low ratio may indicate liquidity issues
Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be 2:1
I applied via Approached by Company and was interviewed before Mar 2021. There was 1 interview round.
Ratio Analysis and general awareness about the economy
I applied via LinkedIn and was interviewed in Sep 2022. There were 3 interview rounds.
30 questions were asked in this aptitude round.Questions were easy
OOPs is a programming paradigm that uses objects to represent real-world entities.
Encapsulation: Hiding the implementation details of an object from the outside world
Inheritance: A mechanism that allows a new class to be based on an existing class
Polymorphism: The ability of an object to take on many forms
Abstraction: The process of hiding complex implementation details and showing only the necessary information
Example...
I applied via Campus Placement and was interviewed before Mar 2022. There were 4 interview rounds.
Verbal, quants, Logical Reasoning & Technical questions
Simple test for DSA php machine learning
I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.
I am a dedicated and detail-oriented analyst with a strong background in data analysis and problem-solving.
I have a Bachelor's degree in Statistics and experience in analyzing large datasets
I am proficient in using statistical software such as R and Python
I have a proven track record of identifying trends and providing actionable insights to drive business decisions
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Strategic Account Manager
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Equifax
TransUnion
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