Deutsche Bank Interview Questions and Answers

3 coding que easy,med and hard

Q1. Os related que What is kernel , OS types ,what happens after booting computr ,etc
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Q2. Creat a array and print all elements , which database used for pdf storing sql or nosql
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Q1. OOps related que abstraction , inheritance , code it
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Q2. Middel element of linked list
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Q1. What challenges u faced in engineering?
Ans. 
I faced various challenges in engineering, including technical hurdles, team dynamics, and project management issues.
• Technical challenges: Encountered complex algorithms that required extensive research and testing, such as optimizing a sorting algorithm for large datasets.

• Team dynamics: Navigated conflicts within the team regarding design decisions, which required mediation and compromise to reach a consensus.

• Project ...read more
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Q2. Situational based questions
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Q1. Why u choose to work deustch bank ?
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I chose Deutsche Bank for its innovative technology, global reach, and commitment to professional growth in the finance sector.
• Deutsche Bank is at the forefront of financial technology, allowing me to work on cutting-edge projects.

• The bank's global presence offers opportunities to collaborate with diverse teams across different markets.

• I admire Deutsche Bank's commitment to sustainability and responsible banking, align...read more
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Q2. Project related quw
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Q1. What are diiferent types of securities?
Ans. 
Different types of securities include stocks, bonds, options, and mutual funds.
• Stocks represent ownership in a company

• Bonds are debt securities issued by governments or corporations

• Options give the holder the right to buy or sell an asset at a specified price

• Mutual funds pool money from multiple investors to invest in a diversified portfolio

• Other types include ETFs, futures, and derivatives
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Q2. What is Capital markets?
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Capital markets are financial markets where long-term debt or equity-backed securities are bought and sold.
• Capital markets facilitate the buying and selling of long-term financial instruments such as stocks and bonds.

• They provide a platform for companies and governments to raise funds for various projects and initiatives.

• Investors can trade securities in the capital markets to earn returns on their investments.

• Examples...read more
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Q3. What are Corporate actions?
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Corporate actions are events initiated by a public company that can affect its stock price or ownership structure.
• Corporate actions include dividends, stock splits, mergers, acquisitions, spin-offs, and rights issues.

• These actions can impact shareholders by changing the value of their investments or the number of shares they own.

• Investors need to stay informed about corporate actions to make informed decisions about th...read more
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Q4. If bonus declared by company then its effect on company's balance sheet (basically journal)?
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Bonus declaration affects liabilities and retained earnings on the balance sheet.
• When a bonus is declared, it creates a liability for the company, recorded as 'Bonus Payable'.

• The journal entry would be: Debit 'Retained Earnings' and Credit 'Bonus Payable'.

• For example, if a company declares a $10,000 bonus, it reduces retained earnings by $10,000.

• Upon payment of the bonus, the company will debit 'Bonus Payable' and cred...read more
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Q5. If bond fv 100 issued at discount at 98 and giving fixed return @ 10%, then what is actual rate of return is it more or less than 10% and method is used for its calculation what it is called?
Ans. 
The actual rate of return is more than 10% due to the bond being issued at a discount. The method used for its calculation is Yield to Maturity (YTM).
• Bond issued at discount means the actual rate of return is higher than the fixed rate.

• Yield to Maturity (YTM) is used to calculate the actual rate of return on a bond.

• YTM takes into account the bond's current market price, par value, coupon payments, and time to maturity.
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Q6. If company declared dividend but not paid, then its effect on balance sheet of holder of shares?
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If a company declares a dividend but does not pay it, the balance sheet of the shareholder will show an increase in their retained earnings and a corresponding decrease in their cash or assets.
• The shareholder's equity will increase by the amount of the declared dividend.

• The company's liabilities will also increase by the same amount until the dividend is paid.

• The shareholder will see an increase in their retained earni...read more
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Q7. Mutual fund boughts shares, its journal on trade date and settlement date?
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Mutual fund buys shares on trade date and settles on settlement date.
• Mutual fund purchases shares on the trade date, which is the date the transaction is executed.

• Settlement date is the date on which the mutual fund actually pays for the shares and receives ownership.

• The journal entry on the trade date would debit the investment account and credit the cash account.

• The journal entry on the settlement date would reverse ...read more
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Q8. Types of Investment opportunities?
Ans. 
Investment opportunities include stocks, bonds, real estate, commodities, and startups.
• Stocks - buying shares of a company

• Bonds - lending money to a corporation or government

• Real estate - purchasing property for rental income or appreciation

• Commodities - investing in physical goods like gold or oil

• Startups - funding early-stage companies in exchange for equity
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Q9. What is derivatives and different types?
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Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.
• Types of derivatives include futures, options, swaps, and forwards.

• Futures contracts obligate the buyer to purchase an asset at a specific price on a future date.

• Options give the buyer the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified timeframe.

• Swaps involve the e...read more
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Q1. About the process
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Q2. About your knowledge about products
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Q3. About your behavior
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Q4. Priority in career
Ans. 
My priority in my career is continuous learning and growth, followed by making a positive impact in the organization.
• Continuous learning through training, certifications, and staying updated with industry trends

• Seeking opportunities for growth and advancement within the organization

• Contributing positively to the organization's goals and objectives

• Balancing personal and professional development to achieve long-term succ...read more
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Q1. What is the difference between a HashMap, a ConcurrentHashMap, and a synchronized HashMap?
Ans. 
HashMap is not thread-safe, ConcurrentHashMap allows concurrent access, synchronized HashMap uses explicit synchronization.
• HashMap is not thread-safe and can lead to ConcurrentModificationException if accessed by multiple threads simultaneously.

• ConcurrentHashMap allows concurrent access by multiple threads without the need for external synchronization.

• Synchronized HashMap uses explicit synchronization to make it thread...read more
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Q2. What is a lambda expression, and how does it relate to functional interfaces? Could you provide an example?
Ans. 
A lambda expression is a concise way to represent an anonymous function, often used with functional interfaces in Java.
• Lambda expressions provide a way to pass functionality as an argument to a method.

• Functional interfaces are interfaces with a single abstract method, which can be implemented using lambda expressions.

• Example: (x, y) -> x + y is a lambda expression that takes two parameters and returns their sum.
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