Cholamandalam MS General Insurance Technical Manager Interview Questions and Answers

Q1. What is your M0 Activation What is your M12 retention Definitions of Accrued, reversionary Bonus Define bonus Underwriting
Ans. 
M0 Activation refers to the initial engagement of customers, M12 retention is the percentage of customers retained after 12 months, accrued bonus is earned over time, reversionary bonus is paid upon certain conditions, bonus is an extra reward, underwriting is assessing risk.
• M0 Activation is the percentage of customers who engage with a product or service initially

• M12 retention is the percentage of customers who contin...read more
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Q2. How do you increase advisors walk-in
Ans. 
To increase advisors walk-in, focus on improving visibility, offering incentives, providing excellent customer service, and utilizing marketing strategies.
• Improve visibility by increasing signage and advertising in the local area.

• Offer incentives such as discounts or promotions for walk-in customers.

• Provide excellent customer service to encourage repeat visits and positive word-of-mouth referrals.

• Utilize marketing stra...read more
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Q1. Background of Experience
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Q1. Tell me something about yourself?
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Q2. What is IRR and how to calculate?
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IRR stands for Internal Rate of Return, a metric used to evaluate the profitability of an investment. It is the discount rate that makes the net present value of all cash flows from a particular investment equal to zero.
• IRR is used to determine the potential profitability of an investment or project.

• It takes into account the time value of money, considering both the magnitude and timing of cash flows.

• IRR is calculated ...read more
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Q3. Why you leave past companies?
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Q4. How you like to see yourself in next 5 years
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Q1. Which company working
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Q2. Reliance life insurance company
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Q1. What is moratorium?
Ans. 
A moratorium is a temporary suspension or delay of an activity or obligation.
• Moratorium is often used in legal and financial contexts.

• It can refer to a temporary halt on debt payments or foreclosure proceedings.

• It can also be used to describe a temporary ban on certain activities or practices.

• Moratoriums are typically put in place to provide relief or allow for further evaluation.

• Examples include moratoriums on new con
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Q2. Who all are in family?
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Q3. Details given of family
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Q1. BASIC Details & CTC
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Group discussion on current HR Topic

Q1. Should moonlighting be permitted or not
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