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I was interviewed in Nov 2023.
Basic home loan policy refers to the guidelines and criteria set by a financial institution for granting home loans.
Basic home loan policy outlines the eligibility criteria for borrowers, such as income requirements, credit score, and employment history.
It also includes the loan-to-value ratio, which determines the maximum amount that can be borrowed relative to the property's value.
The policy may specify the interest ...
Customers who meet certain criteria are eligible for loans.
Customers with a good credit score are eligible for loans.
Customers who have a stable source of income are eligible for loans.
Customers who meet the minimum age requirement are eligible for loans.
Customers who have a low debt-to-income ratio are eligible for loans.
Customers who provide the necessary documentation and meet the bank's loan criteria are eligible f
KYC documents are the identification and address proof documents required by financial institutions to verify the identity of their customers.
KYC stands for Know Your Customer.
KYC documents are used to prevent identity theft, fraud, and money laundering.
Common KYC documents include passport, driver's license, utility bills, and bank statements.
These documents provide proof of identity, address, and sometimes financial ...
The PD process refers to the process of professional development in a company or organization.
PD stands for professional development.
It involves activities and programs designed to enhance employees' skills, knowledge, and abilities.
The process may include training sessions, workshops, conferences, mentoring, and self-directed learning.
PD helps employees stay updated with industry trends and advancements.
It promotes ca...
LTV stands for Loan-to-Value and it is a financial metric used to assess the ratio between the loan amount and the appraised value of an asset.
LTV is commonly used in the mortgage industry to determine the risk associated with a loan.
A higher LTV indicates a higher risk for the lender, as it means the borrower has less equity in the asset.
LTV can be calculated by dividing the loan amount by the appraised value of the a...
I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.
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Currency depreciation can have various effects on the economy and businesses.
Currency depreciation can make exports cheaper and imports more expensive, leading to an increase in exports and a decrease in imports.
It can boost tourism as foreign visitors find the destination more affordable.
Currency depreciation can also increase the cost of imported goods and raw materials, potentially leading to inflation.
It can make f...
Balance of payment is important for assessing a country's economic health and its international transactions.
Balance of payment helps in understanding a country's trade position with the rest of the world.
It provides insights into the inflow and outflow of foreign currency, which impacts exchange rates.
A positive balance of payment indicates that a country is earning more from exports than spending on imports.
A negativ...
My best quality is my ability to effectively communicate and collaborate with others.
Strong communication skills
Excellent interpersonal skills
Ability to work well in a team
Active listening
Conflict resolution
Empathy and understanding
Clear and concise verbal and written communication
Building positive relationships
Providing constructive feedback
Facilitating effective meetings
I handle stress by prioritizing tasks, taking breaks, and practicing mindfulness.
I prioritize tasks based on deadlines and importance
I take short breaks to clear my mind and recharge
I practice mindfulness techniques such as deep breathing or meditation
I seek support from colleagues or supervisors when needed
The total number of accounts a new bank card can get depends on various factors such as customer demand, marketing efforts, and eligibility criteria.
The number of accounts can vary based on the type of bank card (e.g., credit card, debit card)
Customer demand and marketing efforts play a significant role in acquiring new accounts
Eligibility criteria, such as credit score and income, may determine the number of accounts ...
I was interviewed before May 2016.
I applied via Referral and was interviewed before Apr 2020. There were 5 interview rounds.
I applied via Naukri.com and was interviewed in Oct 2020. There was 1 interview round.
I applied via Campus Placement and was interviewed before Sep 2020. There was 1 interview round.
Sales is the process of exchanging goods or services for money or other valuable consideration.
Sales involves identifying potential customers and persuading them to buy a product or service.
It includes activities such as prospecting, lead generation, qualifying leads, making sales presentations, negotiating and closing deals.
Sales can be done through various channels such as direct selling, telemarketing, online sales,...
I applied via Referral and was interviewed before Mar 2021. There were 4 interview rounds.
Mathematics reasoning English test.
I applied via Recruitment Consultant and was interviewed in Oct 2018. There were 4 interview rounds.
The main objectives of HDFC bank are to provide excellent customer service, achieve sustainable growth, and maximize shareholder value.
Providing excellent customer service
Achieving sustainable growth
Maximizing shareholder value
A bank is a financial institution that accepts deposits from the public and creates credit.
Banks provide various financial services such as loans, mortgages, and investment accounts.
They play a crucial role in the economy by facilitating the flow of money and capital.
Banks are regulated by government authorities to ensure stability and protect depositors' funds.
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Interview experience
based on 23 reviews
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Branch Manager
119
salaries
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Relationship Manager
83
salaries
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Assistant Branch Manager
69
salaries
| ₹0 L/yr - ₹0 L/yr |
Branch Credit Manager
51
salaries
| ₹0 L/yr - ₹0 L/yr |
Area Credit Manager
47
salaries
| ₹0 L/yr - ₹0 L/yr |
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