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I appeared for an interview in Nov 2023.
Basic home loan policy refers to the guidelines and criteria set by a financial institution for granting home loans.
Basic home loan policy outlines the eligibility criteria for borrowers, such as income requirements, credit score, and employment history.
It also includes the loan-to-value ratio, which determines the maximum amount that can be borrowed relative to the property's value.
The policy may specify the interest ...
Customers who meet certain criteria are eligible for loans.
Customers with a good credit score are eligible for loans.
Customers who have a stable source of income are eligible for loans.
Customers who meet the minimum age requirement are eligible for loans.
Customers who have a low debt-to-income ratio are eligible for loans.
Customers who provide the necessary documentation and meet the bank's loan criteria are eligible f
KYC documents are the identification and address proof documents required by financial institutions to verify the identity of their customers.
KYC stands for Know Your Customer.
KYC documents are used to prevent identity theft, fraud, and money laundering.
Common KYC documents include passport, driver's license, utility bills, and bank statements.
These documents provide proof of identity, address, and sometimes financial ...
The PD process refers to the process of professional development in a company or organization.
PD stands for professional development.
It involves activities and programs designed to enhance employees' skills, knowledge, and abilities.
The process may include training sessions, workshops, conferences, mentoring, and self-directed learning.
PD helps employees stay updated with industry trends and advancements.
It promotes ca...
LTV stands for Loan-to-Value and it is a financial metric used to assess the ratio between the loan amount and the appraised value of an asset.
LTV is commonly used in the mortgage industry to determine the risk associated with a loan.
A higher LTV indicates a higher risk for the lender, as it means the borrower has less equity in the asset.
LTV can be calculated by dividing the loan amount by the appraised value of the a...
I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.
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I applied via Naukri.com and was interviewed before Jun 2020. There were 4 interview rounds.
Other approaches to the same job could include automation, outsourcing, or reorganizing the team.
Automation: Implementing technology to streamline processes and reduce manual labor.
Outsourcing: Hiring a third-party company to handle certain tasks or responsibilities.
Reorganizing the team: Restructuring roles and responsibilities to optimize efficiency and productivity.
Example: Automating inventory management to reduce ...
I applied via Recruitment Consulltant and was interviewed before Mar 2021. There were 3 interview rounds.
Need to know about Process knowledge
I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.
In two years, I see myself excelling in my role as Assistant Manager, leading a team to success and contributing to the growth of the company.
Continuing to develop my leadership skills through training and hands-on experience
Taking on more responsibilities and projects to showcase my abilities
Building strong relationships with my team members and other departments to foster collaboration
Contributing innovative ideas to...
I believe I am well-equipped with the necessary skills and experience to excel in this role compared to the other candidates.
I have X years of experience in a similar role, giving me a strong understanding of the responsibilities and challenges involved.
I have a proven track record of successfully leading teams and achieving targets, showcasing my ability to drive results.
I possess excellent communication and problem-s...
I am passionate about gaining practical experience and contributing to a team's success. I believe this job will provide me with valuable skills and opportunities for growth.
I believe gaining practical experience in a professional setting will benefit me more than pursuing higher studies at this time
I am excited about the opportunity to work with a team and contribute to the success of the company
I see this job as a ch...
I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.
Linked lists, classes, and structures are used to organize and manage data in a flexible and efficient manner.
Linked lists are used to store and manipulate collections of data where the order is important.
Classes and structures are used to define custom data types with their own properties and methods.
Linked lists can be implemented using classes or structures to create nodes that hold data and references to other node...
To reverse the digits of an integer, convert it to a string, reverse the string, and convert it back to an integer.
Convert the integer to a string
Reverse the string
Convert the reversed string back to an integer
Experienced professional with a background in retail management and a passion for team leadership and customer service.
Over 5 years of experience in retail management
Strong leadership skills with a focus on team development
Customer service oriented with a track record of exceeding sales targets
Excellent communication and problem-solving abilities
My strengths include strong leadership skills and attention to detail. My weaknesses include a tendency to take on too much at once.
Strengths: strong leadership skills
Strengths: attention to detail
Weaknesses: tendency to take on too much at once
My friends would describe me as approachable, reliable, and always willing to help.
Approachable - I am always there to listen and offer support to my friends.
Reliable - My friends know they can count on me to follow through on my commitments.
Willing to help - I am always ready to lend a hand or offer advice whenever my friends need it.
I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.
In two years, I see myself excelling in my role as Assistant Manager, leading a team to success and contributing to the growth of the company.
Continuing to develop my leadership skills through training and mentorship programs
Taking on more responsibilities and projects to showcase my capabilities
Building strong relationships with my team members and colleagues to foster a positive work environment
Contributing innovativ...
I believe I am highly qualified for the position based on my experience, skills, and dedication to the role.
I have X years of experience in a similar role, which has equipped me with the necessary skills and knowledge to excel as an Assistant Manager.
I have a proven track record of successfully leading teams, implementing strategies, and achieving targets.
I am dedicated, hardworking, and always strive for excellence in...
I am passionate about gaining practical experience and contributing to a team, rather than pursuing further academic studies.
I believe that hands-on experience in a professional setting will provide me with valuable skills and knowledge.
I am eager to apply my academic learning in a real-world environment and make a tangible impact.
I see this job as an opportunity to grow professionally and develop leadership skills.
I a...
I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.
In two years, I see myself excelling in my role as Assistant Manager, leading a team to success and contributing to the growth of the company.
Continuing to develop my leadership skills through training and hands-on experience
Taking on more responsibilities and projects to showcase my capabilities
Building strong relationships with colleagues and higher management for career advancement opportunities
I believe I am well-equipped with the necessary skills and experience to excel in this role compared to the other candidates.
I have X years of experience in a similar role, giving me a strong foundation in management practices.
I have a proven track record of successfully leading teams and achieving targets.
I possess excellent communication and problem-solving skills, which are essential for this position.
I am constantl...
I chose this job because it aligns with my skills, interests, and career goals.
I have always been passionate about leadership and managing teams.
I enjoy the challenges and responsibilities that come with being an assistant manager.
This job offers opportunities for growth and advancement within the company.
I believe my skills and experience make me a strong fit for this role.
Higher studies can be pursued later while gai...
Currency depreciation can have various effects on the economy and businesses.
Currency depreciation can make exports cheaper and imports more expensive, leading to an increase in exports and a decrease in imports.
It can boost tourism as foreign visitors find the destination more affordable.
Currency depreciation can also increase the cost of imported goods and raw materials, potentially leading to inflation.
It can make f...
Balance of payment is important for assessing a country's economic health and its international transactions.
Balance of payment helps in understanding a country's trade position with the rest of the world.
It provides insights into the inflow and outflow of foreign currency, which impacts exchange rates.
A positive balance of payment indicates that a country is earning more from exports than spending on imports.
A negativ...
My best quality is my ability to effectively communicate and collaborate with others.
Strong communication skills
Excellent interpersonal skills
Ability to work well in a team
Active listening
Conflict resolution
Empathy and understanding
Clear and concise verbal and written communication
Building positive relationships
Providing constructive feedback
Facilitating effective meetings
I handle stress by prioritizing tasks, taking breaks, and practicing mindfulness.
I prioritize tasks based on deadlines and importance
I take short breaks to clear my mind and recharge
I practice mindfulness techniques such as deep breathing or meditation
I seek support from colleagues or supervisors when needed
The total number of accounts a new bank card can get depends on various factors such as customer demand, marketing efforts, and eligibility criteria.
The number of accounts can vary based on the type of bank card (e.g., credit card, debit card)
Customer demand and marketing efforts play a significant role in acquiring new accounts
Eligibility criteria, such as credit score and income, may determine the number of accounts ...
I applied via Walk-in and was interviewed in Aug 2019. There were 3 interview rounds.
Corporate actions are events initiated by a company that can affect its stock price and shareholders.
Types of corporate actions include dividends, stock splits, mergers and acquisitions, spin-offs, and rights issues.
Dividends are payments made to shareholders from a company's profits.
Stock splits increase the number of shares outstanding while decreasing the price per share.
Mergers and acquisitions involve the combinat...
Swift is a messaging system used for financial transactions. It has different types and fields for message processing.
Swift messages are categorized into 5 types - MT0xx, MT1xx, MT2xx, MT3xx, and MT9xx
Each type has its own set of fields for message processing
For example, MT103 is used for Single Customer Credit Transfer and has fields like Sender's Reference, Receiver's Reference, Amount, Currency, etc.
based on 4 interviews
Interview experience
based on 25 reviews
Rating in categories
Branch Manager
128
salaries
| ₹2.6 L/yr - ₹9 L/yr |
Relationship Manager
83
salaries
| ₹1.8 L/yr - ₹3.7 L/yr |
Assistant Branch Manager
69
salaries
| ₹2.5 L/yr - ₹5.2 L/yr |
Branch Credit Manager
48
salaries
| ₹3.8 L/yr - ₹10.8 L/yr |
Area Credit Manager
47
salaries
| ₹6 L/yr - ₹13.6 L/yr |
Wells Fargo
HSBC Group
Cholamandalam Investment & Finance
Citicorp