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Capri Global Housing Finance Credit Officer Interview Questions and Answers

Updated 13 Jun 2024

Capri Global Housing Finance Credit Officer Interview Experiences

1 interview found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
No response

I applied via Referral and was interviewed in Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. If you were given credit and operations, which one you will choose

Interview Preparation Tips

Interview preparation tips for other job seekers - Never resign your previous job without getting new job offer

Interview questions from similar companies

I applied via Company Website and was interviewed before Oct 2019. There were 3 interview rounds.

Interview Questionnaire 

11 Questions

  • Q1. 1. Tell me something about your self.
  • Q2. 2. How to replace male with female in Oracle
  • Ans. 

    To replace male with female in Oracle, use the UPDATE statement with the SET clause.

    • Use the UPDATE statement with the SET clause to replace male with female in Oracle

    • Example: UPDATE employees SET gender='female' WHERE gender='male'

    • Make sure to specify the table name and column name correctly

    • Use WHERE clause to specify the condition for replacement

  • Answered by AI
  • Q3. 3.write to query to display 3rd highest salary
  • Ans. 

    Query to display 3rd highest salary

    • Use the ORDER BY clause to sort the salaries in descending order

    • Use the LIMIT clause to limit the result to the third row

    • Use a subquery to exclude the top two salaries

  • Answered by AI
  • Q4. 4.what is difference between delete and truncate
  • Ans. 

    Delete removes specific rows while truncate removes all rows from a table.

    • Delete is a DML command while truncate is a DDL command.

    • Delete is slower than truncate as it logs each row deletion while truncate does not.

    • Delete can be rolled back while truncate cannot be rolled back.

    • Delete can have a WHERE clause to specify which rows to delete while truncate removes all rows.

    • Delete does not reset the identity of the table wh

  • Answered by AI
  • Q5. 5.what is cursor and explain type of cursor
  • Ans. 

    A cursor is a database object used to manipulate data in a result set.

    • A cursor is used to traverse through a result set one row at a time.

    • There are two types of cursors: static and dynamic.

    • Static cursors are read-only and scroll forward only.

    • Dynamic cursors are updatable and can scroll in any direction.

    • Cursors can be used in stored procedures, triggers, and functions.

  • Answered by AI
  • Q6. 6. What is difference between procedure and function
  • Ans. 

    Procedure is a set of instructions that performs a specific task, while function returns a value after performing a task.

    • Procedure does not return a value, while function does.

    • Functions can be called from within expressions, while procedures cannot.

    • Functions can have parameters passed to them, while procedures can have both parameters and arguments.

    • Examples of procedures include printing to the console, while examples ...

  • Answered by AI
  • Q7. 7.write command to display secod last line of file
  • Ans. 

    Display second last line of a file using command line.

    • Use the tail command with -n option to display last two lines of the file.

    • Then use head command with -n option to display the second last line.

    • Example: tail -n 2 file.txt | head -n 1

  • Answered by AI
  • Q8. 8. Write command to replace Sam with vam on 5th line
  • Ans. 

    Command to replace Sam with vam on 5th line

    • sed '5s/Sam/vam/' filename.txt

    • awk 'NR==5 {sub(/Sam/, "vam")} 1' filename.txt

  • Answered by AI
  • Q9. 9. Write command to display blank line in file
  • Ans. 

    Command to display blank line in file

    • Use echo command with empty quotes to create a blank line in a file

    • Syntax: echo '' >> filename

    • Alternatively, use printf command with newline character

    • Syntax: printf ' ' >> filename

  • Answered by AI
  • Q10. 10. What is difference between soft link and hard link
  • Ans. 

    Soft links are pointers to the original file while hard links are additional names for the same file.

    • Soft links are created using the 'ln -s' command while hard links are created using the 'ln' command.

    • Soft links can point to files on different file systems while hard links cannot.

    • Deleting the original file will render a soft link useless while a hard link will still work.

    • Soft links have different inode numbers while h...

  • Answered by AI
  • Q11. 11. write command to display biggest file on server
  • Ans. 

    Use the 'du' command to display biggest file on server.

    • Open terminal or SSH into server

    • Navigate to directory to search from

    • Run 'du -a . | sort -n -r | head -n 1' command

    • The output will display the biggest file on the server

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident during interview no matter weather you know answer or not.

Skills evaluated in this interview

I applied via Recruitment Consultant and was interviewed in May 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Investment Banking / Corporate Actions / Bonds

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview was really very good and make sure to adhere with all relevant information asked. do your complete homework before applying for an interview, questions may be asked from any corner and its completely depends on role you would be hired for.

Interview Questionnaire 

4 Questions

  • Q1. One and Only....Tell me about yourself
  • Ans. 

    I am a dedicated and experienced professional with a strong background in leadership and team management.

    • Over 5 years of experience in retail management

    • Proven track record of increasing sales and improving customer satisfaction

    • Skilled in team building and staff development

    • Strong communication and problem-solving skills

    • Passionate about delivering exceptional service and driving results

  • Answered by AI
  • Q2. About my previous Job Experience
  • Q3. Salary expectation
  • Q4. And the Last....We will discuss call you for second round interview

Interview Preparation Tips

Interview preparation tips for other job seekers - I was Not selected ...the main reason was language.
Actually I am uncomfortable to speak in ENGLISH.
But I have learnt one thinks

Interview Questionnaire 

6 Questions

  • Q1. Effect of currency depreciation
  • Ans. 

    Currency depreciation can have various effects on the economy and businesses.

    • Currency depreciation can make exports cheaper and imports more expensive, leading to an increase in exports and a decrease in imports.

    • It can boost tourism as foreign visitors find the destination more affordable.

    • Currency depreciation can also increase the cost of imported goods and raw materials, potentially leading to inflation.

    • It can make f...

  • Answered by AI
  • Q2. Importance of Balance of Payment
  • Ans. 

    Balance of payment is important for assessing a country's economic health and its international transactions.

    • Balance of payment helps in understanding a country's trade position with the rest of the world.

    • It provides insights into the inflow and outflow of foreign currency, which impacts exchange rates.

    • A positive balance of payment indicates that a country is earning more from exports than spending on imports.

    • A negativ...

  • Answered by AI
  • Q3. Probability based questions
  • Q4. Your best quality
  • Ans. 

    My best quality is my ability to effectively communicate and collaborate with others.

    • Strong communication skills

    • Excellent interpersonal skills

    • Ability to work well in a team

    • Active listening

    • Conflict resolution

    • Empathy and understanding

    • Clear and concise verbal and written communication

    • Building positive relationships

    • Providing constructive feedback

    • Facilitating effective meetings

  • Answered by AI
  • Q5. How you handle stress
  • Ans. 

    I handle stress by prioritizing tasks, taking breaks, and practicing mindfulness.

    • I prioritize tasks based on deadlines and importance

    • I take short breaks to clear my mind and recharge

    • I practice mindfulness techniques such as deep breathing or meditation

    • I seek support from colleagues or supervisors when needed

  • Answered by AI
  • Q6. Calculate the total no.of accounts that a new bank card get.
  • Ans. 

    The total number of accounts a new bank card can get depends on various factors such as customer demand, marketing efforts, and eligibility criteria.

    • The number of accounts can vary based on the type of bank card (e.g., credit card, debit card)

    • Customer demand and marketing efforts play a significant role in acquiring new accounts

    • Eligibility criteria, such as credit score and income, may determine the number of accounts ...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Tips: Keep the resume short and to the point

Round: Test
Experience: Online test on the lines of common entrance exam with certain questions specific to finance field. And basically tested the general aptitude
Duration: 1 hour 30 minutes
Total Questions: 30

I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Oops concept!
  • Q2. Where do you see yourself in two years?
  • Ans. 

    In two years, I see myself excelling in my role as Assistant Manager, leading a team to success and contributing to the growth of the company.

    • Continuing to develop my leadership skills through training and hands-on experience

    • Taking on more responsibilities and projects to showcase my abilities

    • Building strong relationships with my team members and other departments to foster collaboration

    • Contributing innovative ideas to...

  • Answered by AI
  • Q3. How good are you compared to the people waiting outside?
  • Ans. 

    I believe I am well-equipped with the necessary skills and experience to excel in this role compared to the other candidates.

    • I have X years of experience in a similar role, giving me a strong understanding of the responsibilities and challenges involved.

    • I have a proven track record of successfully leading teams and achieving targets, showcasing my ability to drive results.

    • I possess excellent communication and problem-s...

  • Answered by AI
  • Q4. Why this job? Why not higher studies?
  • Ans. 

    I am passionate about gaining practical experience and contributing to a team's success. I believe this job will provide me with valuable skills and opportunities for growth.

    • I believe gaining practical experience in a professional setting will benefit me more than pursuing higher studies at this time

    • I am excited about the opportunity to work with a team and contribute to the success of the company

    • I see this job as a ch...

  • Answered by AI

Interview Preparation Tips

Round: Technical Interview
Experience: They didn't ask too many technical questions. The interviewer wanted to know if I was genuinely interested in the profile. That's all.
Tips: Stay calm. Don't get stuck up on any topic for too long. Make sure you talk enough. Make sure the interviewer feels that you're a perfect fit for the profile.

Round: HR Interview
Experience: It was mostly HR questions. They just wanted to make sure they're making a right choice in investing you, (long term). To see if we're flexible enough to get along with the team there.
Tips: Give your best. Don't stammer.

Skills: Team Player, Hardwork, Management Skills
College Name: IIT Madras

I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. Practical use of linked list, classes and structures
  • Ans. 

    Linked lists, classes, and structures are used to organize and manage data in a flexible and efficient manner.

    • Linked lists are used to store and manipulate collections of data where the order is important.

    • Classes and structures are used to define custom data types with their own properties and methods.

    • Linked lists can be implemented using classes or structures to create nodes that hold data and references to other node...

  • Answered by AI
  • Q2. How do you reverse the digits of an integer in an optimal way?
  • Ans. 

    To reverse the digits of an integer, convert it to a string, reverse the string, and convert it back to an integer.

    • Convert the integer to a string

    • Reverse the string

    • Convert the reversed string back to an integer

  • Answered by AI
  • Q3. Tell me about yourself
  • Ans. 

    Experienced professional with a background in retail management and a passion for team leadership and customer service.

    • Over 5 years of experience in retail management

    • Strong leadership skills with a focus on team development

    • Customer service oriented with a track record of exceeding sales targets

    • Excellent communication and problem-solving abilities

  • Answered by AI
  • Q4. What are your strengths and weaknesses?
  • Ans. 

    My strengths include strong leadership skills and attention to detail. My weaknesses include a tendency to take on too much at once.

    • Strengths: strong leadership skills

    • Strengths: attention to detail

    • Weaknesses: tendency to take on too much at once

  • Answered by AI
  • Q5. How would you friends give you feedback and how would they describe you?
  • Ans. 

    My friends would describe me as approachable, reliable, and always willing to help.

    • Approachable - I am always there to listen and offer support to my friends.

    • Reliable - My friends know they can count on me to follow through on my commitments.

    • Willing to help - I am always ready to lend a hand or offer advice whenever my friends need it.

  • Answered by AI

Interview Preparation Tips

Round: Technical Interview
Tips: Stay confident. Revise data structures and algorithms, C++/Java

College Name: IIT Madras

Skills evaluated in this interview

I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Oops concept!
  • Q2. Where do you see yourself in two years?
  • Ans. 

    In two years, I see myself excelling in my role as Assistant Manager, leading a team to success and contributing to the growth of the company.

    • Continuing to develop my leadership skills through training and mentorship programs

    • Taking on more responsibilities and projects to showcase my capabilities

    • Building strong relationships with my team members and colleagues to foster a positive work environment

    • Contributing innovativ...

  • Answered by AI
  • Q3. How good are you compared to the people waiting outside?
  • Ans. 

    I believe I am highly qualified for the position based on my experience, skills, and dedication to the role.

    • I have X years of experience in a similar role, which has equipped me with the necessary skills and knowledge to excel as an Assistant Manager.

    • I have a proven track record of successfully leading teams, implementing strategies, and achieving targets.

    • I am dedicated, hardworking, and always strive for excellence in...

  • Answered by AI
  • Q4. Why this job? Why not higher studies?
  • Ans. 

    I am passionate about gaining practical experience and contributing to a team, rather than pursuing further academic studies.

    • I believe that hands-on experience in a professional setting will provide me with valuable skills and knowledge.

    • I am eager to apply my academic learning in a real-world environment and make a tangible impact.

    • I see this job as an opportunity to grow professionally and develop leadership skills.

    • I a...

  • Answered by AI

Interview Preparation Tips

Round: Technical Interview
Experience: They didn't ask too many technical questions. The interviewer wanted to know if I was genuinely interested in the profile. That's all.
Tips: Stay calm. Don't get stuck up on any topic for too long. Make sure you talk enough. Make sure the interviewer feels that you're a perfect fit for the profile.

Round: HR Interview
Experience: It was mostly HR questions. They just wanted to make sure they're making a right choice in investing you, (long term). To see if you're flexible enough to get along with the team there.
Tips: Give your best. Don't stammer.

Skills: Team Player, Management Skills, Hardwork
College Name: IIT Madras

I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Oops concept!
  • Q2. Where do you see yourself in two years?
  • Ans. 

    In two years, I see myself excelling in my role as Assistant Manager, leading a team to success and contributing to the growth of the company.

    • Continuing to develop my leadership skills through training and hands-on experience

    • Taking on more responsibilities and projects to showcase my capabilities

    • Building strong relationships with colleagues and higher management for career advancement opportunities

  • Answered by AI
  • Q3. How good are you compared to the people waiting outside?
  • Ans. 

    I believe I am well-equipped with the necessary skills and experience to excel in this role compared to the other candidates.

    • I have X years of experience in a similar role, giving me a strong foundation in management practices.

    • I have a proven track record of successfully leading teams and achieving targets.

    • I possess excellent communication and problem-solving skills, which are essential for this position.

    • I am constantl...

  • Answered by AI
  • Q4. Why this job? Why not higher studies?
  • Ans. 

    I chose this job because it aligns with my skills, interests, and career goals.

    • I have always been passionate about leadership and managing teams.

    • I enjoy the challenges and responsibilities that come with being an assistant manager.

    • This job offers opportunities for growth and advancement within the company.

    • I believe my skills and experience make me a strong fit for this role.

    • Higher studies can be pursued later while gai...

  • Answered by AI

Interview Preparation Tips

Round: Technical Interview
Experience: They didn't ask too many technical questions. The interviewer wanted to know if I was genuinely interested in the profile. That's all.
Tips: Stay calm. Don't get stuck up on any topic for too long. Make sure you talk enough. Make sure the interviewer feels that you're a perfect fit for the profile.

Round: HR Interview
Experience: It was mostly HR questions. They just wanted to make sure they're making a right choice in investing you, (long term). To see if you're flexible enough to get along with the team there.
Tips: Give your best. Don't stammer.

Skills: Management Skills, Team Player, Hardwork
College Name: IIT Madras

I applied via Company Website and was interviewed in Oct 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. As mentioned below

Interview Preparation Tips

Interview preparation tips for other job seekers - Total 3 rounds of interview:
1. HR round - mainly on reason for leaving current job, about relevant experience, communication and package expectation.
2. Operation round 1 - communication, confidence, profile matching v/s JD, xfactor to hire you from other people who have applied.
3. Operation round 2 - projects handled, MS Office suite expertise, stake holder management, flexibility in shifts & maturity level.

Capri Global Housing Finance Interview FAQs

How many rounds are there in Capri Global Housing Finance Credit Officer interview?
Capri Global Housing Finance interview process usually has 1 rounds. The most common rounds in the Capri Global Housing Finance interview process are One-on-one Round.

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Capri Global Housing Finance Credit Officer Interview Process

based on 2 interviews

Interview experience

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Capri Global Housing Finance Credit Officer Salary
based on 46 salaries
₹1.9 L/yr - ₹4 L/yr
21% less than the average Credit Officer Salary in India
View more details

Capri Global Housing Finance Credit Officer Reviews and Ratings

based on 11 reviews

3.4/5

Rating in categories

3.4

Skill development

2.9

Work-life balance

3.5

Salary

3.0

Job security

3.0

Company culture

2.7

Promotions

3.1

Work satisfaction

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