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BNP Paribas Credit Officer Interview Questions and Answers for Freshers

Updated 27 Mar 2023

BNP Paribas Credit Officer Interview Experiences for Freshers

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
Not Selected

I applied via Referral and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Ratios to identify a healthy company
  • Ans. 

    Healthy companies have high liquidity, profitability, and solvency ratios.

    • Liquidity ratios measure a company's ability to meet short-term obligations. Examples include current ratio and quick ratio.

    • Profitability ratios measure a company's ability to generate profits. Examples include return on assets and return on equity.

    • Solvency ratios measure a company's ability to meet long-term obligations. Examples include debt-to...

  • Answered by AI
  • Q2. Is better to take loan or raise equity for a manufacturing company
  • Ans. 

    It depends on the company's financial situation and goals.

    • If the company has a strong credit history and cash flow, a loan may be a better option as it allows the company to maintain ownership and control.

    • If the company is in a growth phase and needs more capital, raising equity may be a better option as it brings in new investors and can provide more flexibility in terms of repayment.

    • Ultimately, the decision should be...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It was a good experience, learned credit appraisal cycle

Interview questions from similar companies

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
  • Q2. Share details of your previous job.
  • Q3. Why are you looking for a change?
  • Q4. What are your strengths and weaknesses?
  • Q5. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
  • Q2. Market knowledge
  • Q3. Behavior and body language

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence
  • Q2. What you know about credit
  • Ans. 

    Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.

    • Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.

    • Credit can come in many forms, such as loans, credit cards, and lines of credit.

    • Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...

  • Answered by AI
  • Q3. How u handle a customer and what question u asked from customer to help credit approval

Interview Preparation Tips

Interview preparation tips for other job seekers - make ur confidence to high all of question put up related to credit and ur work and ur previous exp

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

Interview Questionnaire 

1 Question

  • Q1. Why you chnge this job

I applied via Other and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

7 Questions

  • Q1. Working capital
  • Ans. To cater the need of current assets
  • Answered Anonymously
  • Q2. What is Leverage
  • Ans. 

    Leverage is the use of borrowed funds to increase potential returns on an investment.

    • Leverage involves borrowing money to invest in an asset with the hope of earning a higher return than the cost of borrowing.

    • It amplifies both gains and losses, so it can increase potential profits but also increase risk.

    • Examples of leverage include using a mortgage to buy a house or using margin to buy stocks.

    • Leverage is commonly used ...

  • Answered by AI
  • Q3. Strength of company to lift the obligation of company
  • Q4. Salary expectation
  • Q5. As per industry norms
  • Q6. Education background
  • Q7. I added my qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - Listen interview questions properly then answer

I applied via Naukri.com and was interviewed in Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(6 Questions)

  • Q1. Tell me about yourself.
  • Q2. Why should we hire you?
  • Q3. What are your salary expectations?
  • Q4. What is your family background?
  • Q5. Why are you looking for a change?
  • Q6. Share details of your previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - It's great work for hirring process
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. About present role
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Your self and work

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

BNP Paribas Interview FAQs

How many rounds are there in BNP Paribas Credit Officer interview for freshers?
BNP Paribas interview process for freshers usually has 2 rounds. The most common rounds in the BNP Paribas interview process for freshers are Resume Shortlist and One-on-one Round.
What are the top questions asked in BNP Paribas Credit Officer interview for freshers?

Some of the top questions asked at the BNP Paribas Credit Officer interview for freshers -

  1. Is better to take loan or raise equity for a manufacturing comp...read more
  2. Ratios to identify a healthy comp...read more

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BNP Paribas Credit Officer Interview Process for Freshers

based on 1 interview

Interview experience

4
  
Good
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