Bajaj Allianz Life Insurance Assistant Territory Manager Interview Questions and Answers

Q1. Basic questions about self and and why absli
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Q2. Indroduction about you self and reason to join absli
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Q1. Some situation will be given and how you are going to ptich the product
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Q2. You have to do it your according to your self
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Q1. It was face to face discussion with Area manager about industry and product
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Q1. Only salary discussion was there
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Q1. Past working experience
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Q2. How can u do cross sell
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Q1. Tell me about yourself?
Ans. 
Experienced professional with strong leadership skills and a proven track record in management.
• Over 5 years of experience in management roles

• Successfully led teams to achieve targets and deliver projects on time

• Proficient in strategic planning, budgeting, and resource allocation

• Strong communication and interpersonal skills

• Ability to analyze data and make informed decisions

• Example: As a Deputy Manager at XYZ Company, I ...read more
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Q2. Tell me about previous Job role?
Ans. 
I was responsible for managing a team and overseeing daily operations.
• Managed a team of 10 employees

• Developed and implemented new strategies to improve efficiency

• Monitored performance and provided feedback to team members

• Handled customer complaints and resolved issues

• Collaborated with other departments to ensure smooth operations
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Attitude test by talking and everything.

Q1. Why do you like to join Kotak?
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Q1. Why do you want to leave your current company?
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Q1. Tell me about insurance
Ans. 
Insurance is a financial product that provides protection against financial losses.
• Insurance involves a contract between an individual or organization and an insurance company.

• The insured pays a premium in exchange for coverage against specific risks.

• Types of insurance include health, life, auto, home, and business insurance.

• Insurance helps individuals and businesses manage risk and protect against unexpected events.

• In...read more
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Q1. Normal interview questions
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Q2. Tell something about yourself
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Q3. Is Iam a customer how u sell me Insurance product
Ans. 
I would explain the benefits of the insurance product, tailor it to your needs, and provide examples of how it can protect you financially.
• Understand your needs and concerns

• Explain the benefits of the insurance product

• Provide examples of how the product can protect you financially

• Tailor the product to fit your specific situation
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Q4. What are the bonuses in insurance
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Bonuses in insurance can include performance bonuses, retention bonuses, and sales incentives.
• Performance bonuses are awarded based on achieving specific goals or targets.

• Retention bonuses are given to employees who stay with the company for a certain period of time.

• Sales incentives are rewards for meeting or exceeding sales targets.

• Other bonuses may include referral bonuses, profit-sharing bonuses, and recognition bon
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Q5. What is keyman insurance
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Keyman insurance is a policy taken out by a business to protect against financial losses that may arise from the death or incapacity of a key employee.
• Keyman insurance is also known as key person insurance or key employee insurance.

• The policy is owned by the business, which pays the premiums and is the beneficiary in case of a claim.

• The purpose of keyman insurance is to provide financial protection to the business in t...read more
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